STOCK TITAN

Usio (NASDAQ: USIO) director converts 7,000 RSUs, withholds tax shares

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Usio, Inc. (USIO) director Ernesto R Beyer del la Garza reported equity compensation activity involving restricted stock units and common stock. On August 21, 2026, 7,000 restricted stock units granted on June 21, 2025 vested and were converted into 7,000 shares of common stock at an exercise price of $0.00 per share, valued at $2.81 per share. Of these, 2,000 shares were returned to the issuer at $2.81 per share to cover taxes due, and the reporting person reported holding 45,000 restricted stock units afterward.

Positive

  • None.

Negative

  • None.
Insider Beyer del la Garza Ernesto R
Role Director
Type Security Shares Price Value
Exercise Restriced Stock Units F1 7,000 $2.81 $20K
Exercise Common Stock F1 7,000 $2.81 $20K
Tax Withholding Common Stock F2 2,000 $2.81 $6K
Holdings After Transaction: Restriced Stock Units — 45,000 shares (Direct); Common Stock — 100,222 shares (Direct)
Footnotes (2)
  1. F1. The reporting person received these shares of common stock due to the vesting and subsequent conversion of restricted stock units granted on 06/21/2025 and vested 06/21/2026.
  2. F2. The reporting person returned 2,000 shares to the issuer at the closing price of 2.81 on August 21, 2026, to cover taxes due.
Restricted stock units converted 7,000 units RSUs granted on 06/21/2025 and vested 06/21/2026, converted on 08/21/2026
Common shares received from RSU conversion 7,000 shares Shares of Usio common stock received upon RSU vesting and conversion
Shares returned for taxes 2,000 shares Returned to issuer on 08/21/2026 to cover taxes due
Closing price per share $2.81 Price used for the 2,000 shares returned to cover taxes on 08/21/2026
Exercise or conversion price of RSUs $0.00 per share Conversion price for the restricted stock units exercised on 08/21/2026
Restricted stock units held after transaction 45,000 units Total RSUs reported as held following the 7,000-unit conversion
Restricted Stock Units financial
"The reporting person received these shares of common stock due to the vesting and subsequent conversion of restricted stock units"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Exercise or conversion of derivative security financial
"transaction_code_description: Exercise or conversion of derivative security"
Payment of tax liability by delivering or withholding securities financial
"transaction_code_description: Payment of tax liability by delivering or withholding securities"

FAQ

What insider equity transaction did USIO director Ernesto R Beyer del la Garza report?

He reported the vesting and conversion of 7,000 restricted stock units into common stock on August 21, 2026, originally granted on June 21, 2025 and vested June 21, 2026, along with a related tax-withholding share return to the issuer.

How many Usio (USIO) shares were involved in the tax withholding for this Form 4?

The reporting person returned 2,000 shares of common stock to Usio at a price of $2.81 per share to cover taxes due in connection with the vesting and conversion of restricted stock units.

At what price were the Usio (USIO) RSUs converted and tax shares valued?

The restricted stock units had an exercise or conversion price of $0.00 per share, and the resulting common shares and the 2,000 shares returned for taxes were valued at a closing price of $2.81 per share on August 21, 2026.

How many restricted stock units does the USIO director report holding after these transactions?

After the August 21, 2026 vesting and conversion, the reporting person shows a remaining position of 45,000 restricted stock units, reflecting derivative holdings that were not converted in this transaction sequence.

Was this Usio (USIO) Form 4 transaction a market buy or sell?

No market purchase or sale was reported. The filing shows an exercise/conversion of 7,000 restricted stock units into common stock and the return of 2,000 shares to the issuer to satisfy tax obligations, rather than open-market trading.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Beyer del la Garza Ernesto R

(Last)(First)(Middle)
3611 PAESANOS PARKWAY
SUITE 300

(Street)
SAN ANTONIO TEXAS 78231

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Usio, Inc. [ USIO ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/21/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/21/2026M7,000(1)A$2.81102,222D
Common Stock08/21/2026F2,000(2)D$2.81100,222D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restriced Stock Units$0.000008/21/2026M7,000(1)08/21/202608/21/2035Restricted Common Units7,000(1)$2.8145,000D
Explanation of Responses:
1. The reporting person received these shares of common stock due to the vesting and subsequent conversion of restricted stock units granted on 06/21/2025 and vested 06/21/2026.
2. The reporting person returned 2,000 shares to the issuer at the closing price of 2.81 on August 21, 2026, to cover taxes due.
/s/ Ernesto Beyer08/25/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)