Usio (USIO) CEO uses 2,755 shares to cover tax bill on RSU vesting

Rhea-AI Filing Summary

Usio, Inc. (USIO) reported equity-compensation activity by Chairman, President and CEO Louis A. Hoch. On August 21, 2026, 7,000 restricted stock units granted on August 21, 2025 vested and were converted into 7,000 shares of common stock at a reference price of $2.81 per share. To cover taxes due, 2,755 of these shares were returned to the issuer at the same closing price, leaving 4,245 shares from this vesting. Following the RSU conversion, Hoch held 42,000 restricted stock units directly, with an expiration date of August 21, 2035.

Insider Trade Summary

Net Buyer: 4,245 shares

Net Buy 3 txns

Insider HOCH LOUIS A

Role Chairman, President and CEO

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units F1	7,000	$2.81	$20K
Exercise	Common Stock F1	7,000	$2.81	$20K
Tax Withholding	Common Stock F2	2,755	$2.81	$8K

Holdings After Transaction: Restricted Stock Units — 42,000 shares (Direct); Common Stock — 3,510,579 shares (Direct)

Footnotes (2)

1. F1. The reporting person received these shares of common stock due to the vesting and subsequent conversion of restricted stock units granted on August 21, 2025, and vested on August 21, 2026.
2. F2. The reporting person returned 2,755 shares to the issuer at the closing price of 2.81 on August 21, 2026, to cover taxes due.

Key Figures

RSUs vested and converted: 7,000 restricted stock units Common shares from RSU vesting: 7,000 shares Closing price used for transactions: $2.81 per share +4 more

7 metrics

RSUs vested and converted 7,000 restricted stock units Vested and converted into common stock on August 21, 2026

Common shares from RSU vesting 7,000 shares Shares of common stock received upon RSU conversion on August 21, 2026

Closing price used for transactions $2.81 per share Price on August 21, 2026 used for vesting valuation and tax withholding

Shares returned to issuer for taxes 2,755 shares Returned on August 21, 2026 to cover taxes due

Restricted stock units held after transaction 42,000 restricted stock units Direct holdings of RSUs following the August 21, 2026 conversion

RSU grant date August 21, 2025 Original grant date of the vested restricted stock units

RSU expiration date August 21, 2035 Expiration date associated with the restricted stock units

Key Terms

Restricted Stock Units, Exercise or conversion of derivative security, Payment of tax liability by delivering or withholding securities

3 terms

Restricted Stock Units financial

"The reporting person received these shares of common stock due to the vesting and subsequent conversion of restricted stock units"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Exercise or conversion of derivative security financial

"transaction_code_description": "Exercise or conversion of derivative security"

Payment of tax liability by delivering or withholding securities financial

"transaction_code_description": "Payment of tax liability by delivering or withholding securities"

FAQ

What insider transaction did USIO report for Louis A. Hoch on August 21, 2026?

On August 21, 2026, Louis A. Hoch had 7,000 restricted stock units vest and convert into 7,000 common shares, then returned 2,755 shares to Usio, Inc. to cover taxes due at a closing price of $2.81 per share.

How many Usio (USIO) shares did Louis A. Hoch retain from the RSU vesting?

From the 7,000 vested restricted stock units, after returning 2,755 shares to cover taxes, Louis A. Hoch retained 4,245 shares of Usio common stock from this specific vesting event.

What price was used for the tax withholding on Louis A. Hoch’s USIO shares?

The tax withholding for Louis A. Hoch’s transaction used a closing price of $2.81 per share on August 21, 2026, when 2,755 shares of Usio common stock were returned to the issuer to cover taxes due.

How many restricted stock units does Louis A. Hoch still hold at Usio (USIO)?

After the August 21, 2026 vesting and conversion, Louis A. Hoch directly held 42,000 restricted stock units of Usio, Inc., with an expiration date of August 21, 2035, as reported in the filing data.

Were Louis A. Hoch’s August 21, 2026 USIO transactions under a Rule 10b5-1 plan?

No. The document-level Rule 10b5-1 checkbox is marked false, indicating the August 21, 2026 transactions were not affirmed as being effected under a Rule 10b5-1 trading plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/25/2026 - 04:36 PM Accepted by SEC EDGAR 08/25/2026 - 04:36 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

HOCH LOUIS A

(Last) (First) (Middle)

3611 PAESANOS PARKWAY

SUITE 300

(Street)

SAN ANTONIO TEXAS 78231

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Usio, Inc. [ USIO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	Chairman, President and CEO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/21/2026		M		7,000(1)	A	$2.81	3,513,334	D
Common Stock	08/21/2026		F		2,755(2)	D	$2.81	3,510,579	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	$0.0000	08/21/2026		M			7,000(1)	08/21/2026	08/21/2035	Restricted Stock Units	7,000(1)	$2.81	42,000	D

Explanation of Responses:

1. The reporting person received these shares of common stock due to the vesting and subsequent conversion of restricted stock units granted on August 21, 2025, and vested on August 21, 2026.

2. The reporting person returned 2,755 shares to the issuer at the closing price of 2.81 on August 21, 2026, to cover taxes due.

	/s/ Lous A. Hoch	08/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)