Welcome to our dedicated page for Usio SEC filings (Ticker: USIO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Usio, Inc. (Nasdaq: USIO) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Usio is incorporated in Nevada and operates as a FinTech company with integrated, cloud-based electronic payment and embedded financial solutions, including ACH, credit card, debit/prepaid card processing and Output Solutions. Its SEC filings give investors detailed information about its operations, governance, compensation arrangements and financial reporting.
Among the key documents available are Form 10-K annual reports and Form 10-Q quarterly reports, which describe Usio’s business lines such as ACH and complementary services, credit card processing (including PayFac), prepaid card services and Output Solutions, along with segment revenues and risk factors. Form 8-K current reports provide timely updates on material events, including quarterly financial result announcements, amendments to independent director agreements, adoption of a Restricted Stock Unit Agreement under the company’s 2025 Comprehensive Equity Incentive Plan, and employment agreements with senior officers.
Investors can also review proxy statements for information on board structure and executive compensation, and Form 4 insider transaction reports to track equity transactions by officers, directors and significant shareholders. Stock Titan enhances these filings with AI-powered summaries that explain complex sections, highlight key changes, and help users quickly identify items such as revenue trends, compensation arrangements, and governance updates relevant to Usio’s payment and Output Solutions businesses.
Filings are updated in near real time as they appear on the SEC’s EDGAR system, allowing users to monitor new 8-Ks, 10-Qs, 10-Ks and other forms for Usio, Inc. and to understand how regulatory disclosures align with the company’s public statements about its ACH, card processing, prepaid and document services operations.
Usio, Inc. executive Greg M. Carter, EVP of Payment Acceptance, reported the vesting of 4,000 restricted stock units on February 21, 2026, which were converted into 4,000 shares of common stock at $1.34 per share. After this conversion, he directly owned 458,076 common shares. To cover taxes on the vesting, he returned 1,186 common shares to the company at the same $1.34 closing price, leaving him with 456,890 directly owned common shares.
Usio, Inc. director and CEO Louis A. Hoch reported equity award activity involving restricted stock units and common shares. On 2026-02-21, he exercised or converted 11,000 restricted stock units at $1.34 per share, receiving 11,000 shares of common stock, with footnotes stating these shares came from RSUs granted on 02/21/2023 that vested on 02/21/2026.
Following this conversion, his directly held common stock position was 3,207,001 shares before a tax-related share surrender and 3,202,089 shares afterward. In a separate transaction coded "F," he returned 4,912 common shares to Usio at $1.34 per share to cover taxes due, which reflects tax withholding rather than an open‑market sale.
National Services, Inc, a 10% owner of Usio, Inc. (USIO), reported open‑market sales of Usio common stock. On 01/26/2026 it sold 4,502 shares at $1.3476 per share, and on 01/27/2026 it sold 5,922 shares at $1.3571 per share.
After these transactions, National Services, Inc beneficially owned 2,755,538 and then 2,749,616 shares of Usio common stock on the respective dates, held directly. The reported beneficial ownership total includes 7,420 shares held by the sole shareholder of National Services, Inc.
Usio, Inc. filed a current report describing that on January 21, 2026 it issued an annual letter to its shareholders, which is furnished as Exhibit 99.1. The letter includes forward-looking statements about the company’s business, technology progress, growth and future financial performance, identified by terms such as “believe,” “expect,” and “anticipate.” These statements are described as subject to risks including technology changes, regulatory compliance, relationships with banking partners and card associations, exposure to credit and fraud risks, data breaches, software failures, and broader uncertainties such as pandemic effects, as previously outlined in Usio’s Form 10-K for the year ended December 31, 2024.
National Services, Inc., a 10% owner of Usio, Inc. (USIO), reported two open-market sales of Usio common stock. On 01/22/2026, it sold 7,484 shares at an average price of $1.3684 per share. On 01/23/2026, it sold an additional 8,961 shares at an average price of $1.3429 per share.
After these transactions, National Services, Inc. beneficially owned 2,760,040 shares of Usio common stock. This total includes 7,420 shares held by the sole shareholder of National Services, Inc.
Usio, Inc. reported insider share sales by a major shareholder. National Services, Inc., a more than 10% owner of Usio, filed a Form 4 showing open-market sales of common stock. On January 20, 2026, it sold 10,000 shares at $1.3579 per share, followed by a sale of 7,512 shares at $1.363 per share on January 21, 2026.
After these transactions, National Services, Inc. beneficially owned 2,776,485 Usio common shares. This total includes 7,420 shares held by the sole shareholder of National Services, which are counted in its beneficial ownership. The filing reflects a small reduction of an existing large position rather than any new share issuance by the company.
National Services, Inc., a 10% owner of Usio, Inc. (USIO), reported two open-market sales of common stock. On January 15, 2026, it sold 5,612 shares at $1.3712 per share. On January 16, 2026, it sold an additional 6,043 shares at $1.3617 per share.
After these transactions, National Services, Inc. beneficially owned 2,793,997 shares of Usio common stock. This amount includes 7,420 shares held by the sole shareholder of National Services, Inc., as noted in the remarks.
Usio, Inc. (USIO) reported an insider stock sale by major shareholder National Services, Inc. The Form 4 shows National Services, a 10% owner, sold 5,408 shares of Usio common stock on January 13, 2026 at a price of $1.3632 per share. On January 14, 2026, it sold an additional 2,112 common shares at $1.3733 per share.
After these sales, National Services beneficially owned 2,805,652 Usio common shares. This beneficial ownership figure includes 7,420 shares held by the sole shareholder of National Services, as noted in the filing.
Usio, Inc. senior vice president and chief accounting officer Michael Joseph White reported the vesting of restricted stock units and related share issuance. On January 9, 2026, 1,200 restricted stock units granted on January 9, 2023 vested and converted into 1,200 shares of common stock at a reported price of $1.38 per share. Following this transaction, he beneficially owned 267,737 shares of common stock directly and 30,000 restricted stock units directly, reflecting ongoing equity-based compensation rather than an open-market purchase or sale.
A shareholder in USIO has filed a notice of intent to sell up to 349,610 shares of common stock under Rule 144. The planned sale is to be executed through Raymond James & Associates, Inc. on the Nasdaq, with an approximate sale date of 01/12/2026 and an aggregate market value of 489,454. The issuer has 27,307,839 shares outstanding of the same class of common stock. The seller acquired these 349,610 shares in an open market purchase on 10/01/2024, paid in cash on that date.