Welcome to our dedicated page for Usio SEC filings (Ticker: USIO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Usio, Inc. filings document the public-company disclosures of a Nevada-incorporated, Nasdaq-listed payments and financial-technology issuer. Form 8-K reports furnish quarterly and annual operating results, shareholder communications and material corporate updates tied to Usio's payment processing, card issuing, ACH, embedded finance and Output Solutions activities.
Proxy materials describe annual-meeting voting matters, director elections, executive compensation, auditor ratification, beneficial ownership, equity compensation plan information, insider trading policies and board governance practices. Other current reports cover compensatory arrangements, director compensation amendments, restricted stock unit and stock award agreements under the company's equity incentive plan, and employment arrangements for senior finance leadership.
Usio, Inc. senior vice president and chief accounting officer Michael Joseph White reported the vesting of restricted stock units and related share issuance. On January 9, 2026, 1,200 restricted stock units granted on January 9, 2023 vested and converted into 1,200 shares of common stock at a reported price of $1.38 per share. Following this transaction, he beneficially owned 267,737 shares of common stock directly and 30,000 restricted stock units directly, reflecting ongoing equity-based compensation rather than an open-market purchase or sale.
A shareholder in USIO has filed a notice of intent to sell up to 349,610 shares of common stock under Rule 144. The planned sale is to be executed through Raymond James & Associates, Inc. on the Nasdaq, with an approximate sale date of 01/12/2026 and an aggregate market value of 489,454. The issuer has 27,307,839 shares outstanding of the same class of common stock. The seller acquired these 349,610 shares in an open market purchase on 10/01/2024, paid in cash on that date.
A shareholder of USIO has filed a notice of proposed sale of up to 349,610 shares of common stock, with an aggregate market value of 489,454. The shares are expected to be sold through Raymond James & Associates, Inc. on or around 01/12/2026 on the Nasdaq exchange.
The securities being sold were previously acquired as open market purchases on 10/01/2024, paid for in cash. The filer also represents that they do not know of any material adverse, non-public information about USIO’s current or prospective operations.
Usio, Inc. reported third‑quarter results with revenue of $21,180,333, essentially flat year over year. Gross profit was $4,870,019 and the company posted an operating loss of $464,171 and a net loss of $415,086, or $0.02 per share. For the first nine months, revenue rose to $63,150,373 with an operating loss of $1,100,725.
Segment trends were mixed: ACH and complementary services grew, while prepaid card services and Output Solutions softened. Cash and cash equivalents were $7,746,456 and stockholders’ equity was $18,688,554. The company recorded a $115,000 legal settlement related to Triple Pay Play that reduced SG&A in the quarter. In the KDHM matter, an appellate court reversed a prior judgment on one claim and remanded others; KDHM has filed a petition for review in the Texas Supreme Court. Liquidity tools include an undrawn $475,000 revolving line of credit and a $474,229 letter of credit. As of November 10, 2025, common shares outstanding were 27,307,839.
Usio, Inc. (USIO) filed an 8-K stating it furnished a press release announcing financial results for the quarter ended September 30, 2025. The press release is included as Exhibit 99.1 and, as noted, the information is furnished and not deemed “filed” for purposes of Section 18 of the Exchange Act.
The filing also includes forward‑looking statements with customary risk factors, referencing the company’s Form 10‑K for the year ended December 31, 2024 for additional risks.
Usio, Inc. amended independent director agreements on August 28, 2025, to set standard quarterly cash compensation of $2,000 for four non-employee directors: Brad Rollins, Blaise Bender, Ernesto R. Beyer de la Garza, and Michelle Miller. In addition, as Audit Committee Chair, Mr. Bender will receive a $20,000 payment upon the timely and compliant filing of the company's annual Form 10-K (including SEC-granted extensions). The filing notes that full amendment texts are filed as exhibits and that the summary here is qualified by those documents. No changes to executive officers, major transactions, earnings, or financial statements are disclosed in this report.
On August 27, 2025, the Compensation Committee of Usio, Inc. approved a new form of Restricted Stock Unit Agreement for use under the company's 2025 Comprehensive Equity Incentive Plan. The RSU Agreement will be used for future grants of restricted stock units to eligible employees, officers, and directors. A copy of the form of the RSU Agreement is attached as Exhibit 10.1 and is incorporated by reference. No financial terms, grant sizes, or specific participants were disclosed in the report.
Houston Frost, Senior Vice President and Chief Product Officer of Usio, Inc. (USIO), reported transactions dated 08/21/2025. He acquired 50,000 shares of Common Stock at a price of $1.44 per share, bringing his direct beneficial ownership to 717,108 shares. On the same date he was granted three tranches of 6,000 Restricted Stock Units (RSUs) each that vest on 08/21/2026, 08/21/2027, and 08/21/2028, respectively; an additional grant of 6,000 RSUs vests on 08/21/2035 or upon a change in control as noted. The Form 4 is signed and dated 08/25/2025.
Usio, Inc. director Blaise Bender received three awards of restricted stock units (RSUs) on 08/21/2025, each for 7,000 underlying shares. The RSUs vest in annual tranches: one on 08/21/2026, the second on 08/21/2027 and the third on 08/21/2028, and each converts into common stock with no cash exercise price. After the three awards, the filing reports 45,200 shares of common stock beneficially owned by Mr. Bender following the final tranche. The Form 4 was signed by Blaise Bender on 08/22/2025.
Usio, Inc. (USIO) director Brad Rollins reported receipt of three separate grants of 7,000 restricted stock units (RSUs) on 08/21/2025. Each tranche vests on sequential anniversaries: one on 08/21/2026, one on 08/21/2027, and one on 08/21/2028, all with an expiration or settlement reference of 08/21/2035. The Form 4 shows the underlying title as Common Stock and lists beneficial ownership figures following each reported grant as 28,000, 35,000, and 42,000 shares respectively. The grants are reported as acquisitions with a $0.00 price per unit.