Welcome to our dedicated page for Usio SEC filings (Ticker: USIO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Usio, Inc. filings document the public-company disclosures of a Nevada-incorporated, Nasdaq-listed payments and financial-technology issuer. Form 8-K reports furnish quarterly and annual operating results, shareholder communications and material corporate updates tied to Usio's payment processing, card issuing, ACH, embedded finance and Output Solutions activities.
Proxy materials describe annual-meeting voting matters, director elections, executive compensation, auditor ratification, beneficial ownership, equity compensation plan information, insider trading policies and board governance practices. Other current reports cover compensatory arrangements, director compensation amendments, restricted stock unit and stock award agreements under the company's equity incentive plan, and employment arrangements for senior finance leadership.
Usio, Inc. senior vice president and chief product officer Frost Houston Korth acquired shares through the vesting of restricted stock units. On February 21, 2026, 4,000 restricted stock units vested and converted into 4,000 shares of common stock at $1.34 per share. Following these transactions, Korth directly held 26,000 restricted stock units and 721,108 shares of Usio common stock.
National Services, Inc., a 10% owner of Usio, Inc., reported open-market sales of a total of 9,484 shares of Usio common stock over two days. The shares were sold at prices of $1.3466 and $1.3751 per share, leaving 2,740,132 shares held directly afterward, including 7,420 shares held by the sole shareholder of National Services, Inc.
Usio, Inc. executive Greg M. Carter, EVP of Payment Acceptance, reported the vesting of 4,000 restricted stock units on February 21, 2026, which were converted into 4,000 shares of common stock at $1.34 per share. After this conversion, he directly owned 458,076 common shares. To cover taxes on the vesting, he returned 1,186 common shares to the company at the same $1.34 closing price, leaving him with 456,890 directly owned common shares.
Usio, Inc. director and CEO Louis A. Hoch reported equity award activity involving restricted stock units and common shares. On 2026-02-21, he exercised or converted 11,000 restricted stock units at $1.34 per share, receiving 11,000 shares of common stock, with footnotes stating these shares came from RSUs granted on 02/21/2023 that vested on 02/21/2026.
Following this conversion, his directly held common stock position was 3,207,001 shares before a tax-related share surrender and 3,202,089 shares afterward. In a separate transaction coded "F," he returned 4,912 common shares to Usio at $1.34 per share to cover taxes due, which reflects tax withholding rather than an open‑market sale.
National Services, Inc, a 10% owner of Usio, Inc. (USIO), reported open‑market sales of Usio common stock. On 01/26/2026 it sold 4,502 shares at $1.3476 per share, and on 01/27/2026 it sold 5,922 shares at $1.3571 per share.
After these transactions, National Services, Inc beneficially owned 2,755,538 and then 2,749,616 shares of Usio common stock on the respective dates, held directly. The reported beneficial ownership total includes 7,420 shares held by the sole shareholder of National Services, Inc.
Usio, Inc. filed a current report describing that on January 21, 2026 it issued an annual letter to its shareholders, which is furnished as Exhibit 99.1. The letter includes forward-looking statements about the company’s business, technology progress, growth and future financial performance, identified by terms such as “believe,” “expect,” and “anticipate.” These statements are described as subject to risks including technology changes, regulatory compliance, relationships with banking partners and card associations, exposure to credit and fraud risks, data breaches, software failures, and broader uncertainties such as pandemic effects, as previously outlined in Usio’s Form 10-K for the year ended December 31, 2024.
National Services, Inc., a 10% owner of Usio, Inc. (USIO), reported two open-market sales of Usio common stock. On 01/22/2026, it sold 7,484 shares at an average price of $1.3684 per share. On 01/23/2026, it sold an additional 8,961 shares at an average price of $1.3429 per share.
After these transactions, National Services, Inc. beneficially owned 2,760,040 shares of Usio common stock. This total includes 7,420 shares held by the sole shareholder of National Services, Inc.
Usio, Inc. reported insider share sales by a major shareholder. National Services, Inc., a more than 10% owner of Usio, filed a Form 4 showing open-market sales of common stock. On January 20, 2026, it sold 10,000 shares at $1.3579 per share, followed by a sale of 7,512 shares at $1.363 per share on January 21, 2026.
After these transactions, National Services, Inc. beneficially owned 2,776,485 Usio common shares. This total includes 7,420 shares held by the sole shareholder of National Services, which are counted in its beneficial ownership. The filing reflects a small reduction of an existing large position rather than any new share issuance by the company.
National Services, Inc., a 10% owner of Usio, Inc. (USIO), reported two open-market sales of common stock. On January 15, 2026, it sold 5,612 shares at $1.3712 per share. On January 16, 2026, it sold an additional 6,043 shares at $1.3617 per share.
After these transactions, National Services, Inc. beneficially owned 2,793,997 shares of Usio common stock. This amount includes 7,420 shares held by the sole shareholder of National Services, Inc., as noted in the remarks.
Usio, Inc. (USIO) reported an insider stock sale by major shareholder National Services, Inc. The Form 4 shows National Services, a 10% owner, sold 5,408 shares of Usio common stock on January 13, 2026 at a price of $1.3632 per share. On January 14, 2026, it sold an additional 2,112 common shares at $1.3733 per share.
After these sales, National Services beneficially owned 2,805,652 Usio common shares. This beneficial ownership figure includes 7,420 shares held by the sole shareholder of National Services, as noted in the filing.