Welcome to our dedicated page for Usio SEC filings (Ticker: USIO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Usio, Inc. (Nasdaq: USIO) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Usio is incorporated in Nevada and operates as a FinTech company with integrated, cloud-based electronic payment and embedded financial solutions, including ACH, credit card, debit/prepaid card processing and Output Solutions. Its SEC filings give investors detailed information about its operations, governance, compensation arrangements and financial reporting.
Among the key documents available are Form 10-K annual reports and Form 10-Q quarterly reports, which describe Usio’s business lines such as ACH and complementary services, credit card processing (including PayFac), prepaid card services and Output Solutions, along with segment revenues and risk factors. Form 8-K current reports provide timely updates on material events, including quarterly financial result announcements, amendments to independent director agreements, adoption of a Restricted Stock Unit Agreement under the company’s 2025 Comprehensive Equity Incentive Plan, and employment agreements with senior officers.
Investors can also review proxy statements for information on board structure and executive compensation, and Form 4 insider transaction reports to track equity transactions by officers, directors and significant shareholders. Stock Titan enhances these filings with AI-powered summaries that explain complex sections, highlight key changes, and help users quickly identify items such as revenue trends, compensation arrangements, and governance updates relevant to Usio’s payment and Output Solutions businesses.
Filings are updated in near real time as they appear on the SEC’s EDGAR system, allowing users to monitor new 8-Ks, 10-Qs, 10-Ks and other forms for Usio, Inc. and to understand how regulatory disclosures align with the company’s public statements about its ACH, card processing, prepaid and document services operations.
Jerry Uffner, reporting person and SVP, Card Issuing at Usio, Inc. (USIO), reported acquisitions on 08/21/2025. He purchased 40,000 shares of Common Stock at $1.44 each, increasing his direct beneficial ownership to 242,638 shares. The Form 4 also records three separate awards of 6,000 Restricted Stock Units (RSUs) each, granted 08/21/2025 with vesting dates of 08/21/2026, 08/21/2027, and 08/21/2028, and an additional RSU tranche that vests on 08/21/2035 or upon a change in control as specified.
The reported transactions are direct acquisitions and are documented on the Form 4 filed and signed 08/22/2025. The filings show the number of RSUs corresponding to common shares bringing derivative beneficial ownership totals to 44,000, 50,000, and 56,000 in the schedules as reported.
Michael Joseph White, SVP and Chief Accounting Officer of Usio, Inc. (USIO), reported transactions on 08/21/2025. He acquired 50,000 common shares at $1.44 each that vest on 08/21/2035 or upon a change in control. He was also granted three separate restricted stock unit awards of 6,000 RSUs each on the same date that vest on 08/21/2026, 08/21/2027 and 08/21/2028, each with an expiration of 08/21/2035. Following these reported transactions, he beneficially owns 266,537 shares directly.
Greg M. Carter, EVP & Chief Revenue Officer of Usio, Inc. (USIO), reported insider transactions dated 08/21/2025. He purchased 50,000 shares of Usio common stock at a price of $1.44 per share, bringing his reported direct beneficial ownership to 454,076 shares. On the same date he was granted three separate 6,000-unit restricted stock unit awards (RSUs) that vest on 08/21/2026, 08/21/2027, and 08/21/2028, respectively; each RSU converts to common shares and the awards include a change-of-control vesting provision through 08/21/2035 as specified. The Form 4 was signed on 08/22/2025 and reports these non-derivative and derivative-equivalent equity events without additional commentary.
Louis A. Hoch, Chairman, President and CEO of Usio, Inc. (USIO), reported an amended Form 4 showing insider purchases and restricted stock unit grants on 08/21/2025. The filing discloses an acquisition of 300,000 shares of Usio common stock at a price of $1.44 per share, bringing his reported beneficial ownership to 3,236,434 shares. The filing also reports three separate grants of 7,000 restricted stock units (RSUs) each that were granted on 08/21/2025 with staggered vesting dates: 08/21/2026, 08/21/2027 and 08/21/2028, and an additional RSU tranche that vests on 08/21/2035 under the employment agreement terms. The RSUs have a stated conversion price of $0.00 and represent common shares upon vesting.
Usio insider Louis A. Hoch reported multiple equity awards and a direct purchase on 08/21/2025. Mr. Hoch acquired 300,000 shares of Usio common stock at $1.47 per share, increasing his direct beneficial ownership to 3,236,434 shares. He also received three separate grants of 7,000 restricted stock units (RSUs) on 08/21/2025, 08/22/2025 and 08/21/2025 with staggered vesting dates of 08/21/2026, 08/21/2027 and 08/21/2028, respectively. Each RSU grant converts to common shares; post-grant reported counts for derivative holdings are shown as 32,000, 39,000 and 46,000 in the filing. The 300,000-share acquisition is subject to a vesting/holding condition that references 08/21/2035 or change of control terms per the employment agreement.
Usio, Inc. reported that effective August 18, 2025 it entered into an employment agreement with Michael White, who will serve as Senior Vice President and Chief Accounting Officer. The filing states the description is not complete and refers readers to the full employment agreement filed as Exhibit 10.1 to the Current Report, which is incorporated by reference. The report is a Form 8-K disclosure of an officer appointment and the related employment contract; no financial statements, compensation details, or other terms are provided in the text of this filing.
Form 4 Overview: On 06/21/2025, Usio, Inc. (USIO) Executive Vice-President & Chief Revenue Officer Greg M. Carter reported two insider transactions related to the vesting of restricted stock units (RSUs).
Non-Derivative Activity: Carter acquired 6,000 common shares (Transaction Code M) at a price of $1.44 following RSU conversion. To cover statutory tax withholdings, he disposed of 1,779 shares (Transaction Code F) at the same $1.44 price. After these moves, his direct ownership increased by 4,221 shares to 404,076 common shares.
Derivative Activity: Table II shows 6,000 RSUs exercised at a $0.00 conversion price, corresponding to the shares received. Carter now retains 16,000 RSUs that remain unconverted and continue to represent potential future equity.
Valuation Snapshot: Using the disclosed $1.44 per-share price, the newly retained shares represent an incremental market value of roughly $6,078, while the gross value of shares withheld for taxes was about $2,562.
Context & Implications: The filing reflects routine incentive-based vesting rather than open-market buying. Nevertheless, the net share increase modestly aligns executive interests with shareholders without signaling major strategic shifts. No other material transactions or change-in-control indicators were disclosed.
Usio, Inc. (USIO) – Form 4 insider transaction: SVP & Chief Accounting Officer Michael J. White reported activity dated 21 June 2025.
- Equity acquired: 6,000 common shares at an effective price of $1.44 per share through the vesting and conversion of previously granted RSUs.
- Shares withheld for taxes: 1,779 shares automatically returned to the issuer at the same $1.44 price to satisfy withholding obligations.
- Net result: Insider’s direct holdings increase by 4,221 shares to 216,537 common shares.
- Derivative position: 6,000 RSUs exercised; 13,200 RSUs remain outstanding, expiring 21 June 2034.
The transaction is routine compensation-related activity rather than an open-market purchase or discretionary sale, and the officer retained the majority (≈70%) of the vested shares, signalling continued equity exposure.