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Usio, Inc. Form 4 Filings

USIO NASDAQ

Every Form 4 that Usio, Inc. (USIO) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A Form 4 covers the transactions officers, directors and large holders report, so if you follow USIO and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full USIO filings page.

Rhea-AI Summary

Usio, Inc. (USIO) director Elizabeth Michelle Miller reported the vesting and conversion of 7,000 Restricted Stock Units into 7,000 shares of Common Stock on August 21, 2026. The RSU position decreased as the units were converted, while directly held Common Stock increased.

After the transactions, Miller directly held 78,194 shares of Common Stock and 45,000 Restricted Stock Units. The footnote states the RSUs were originally granted on August 21, 2025 and vested on August 21, 2026, and no Rule 10b5-1 trading plan is reported for these transactions.

Rhea-AI Summary

Usio, Inc. (USIO) reported that officer Frost Houston Korth, SVP and Chief Product Officer, acquired 5,642 shares of Usio common stock on July 1, 2026. The shares were obtained through an employee stock purchase program at a price of $0.986 per share, bringing Korth’s directly held stake to 785,120 shares.

Rhea-AI Summary

Usio, Inc. (USIO) director Brad Rollins reported the vesting and conversion of 7,000 Restricted Stock Units on August 21, 2026. The RSUs were exercised into 7,000 shares of common stock at a reported value of $2.81 per share. Following these transactions, Rollins directly holds 150,667 shares of common stock and 45,000 Restricted Stock Units.

Rhea-AI Summary

Usio, Inc. (USIO) director Ernesto R Beyer del la Garza reported equity compensation activity involving restricted stock units and common stock. On August 21, 2026, 7,000 restricted stock units granted on June 21, 2025 vested and were converted into 7,000 shares of common stock at an exercise price of $0.00 per share, valued at $2.81 per share. Of these, 2,000 shares were returned to the issuer at $2.81 per share to cover taxes due, and the reporting person reported holding 45,000 restricted stock units afterward.

Rhea-AI Summary

Usio, Inc. (USIO) reported equity-compensation activity by Chairman, President and CEO Louis A. Hoch. On August 21, 2026, 7,000 restricted stock units granted on August 21, 2025 vested and were converted into 7,000 shares of common stock at a reference price of $2.81 per share. To cover taxes due, 2,755 of these shares were returned to the issuer at the same closing price, leaving 4,245 shares from this vesting. Following the RSU conversion, Hoch held 42,000 restricted stock units directly, with an expiration date of August 21, 2035.

Rhea-AI Summary

Usio, Inc. (USIO) reported that officer Jerry Uffner, Head of Card Issuing, had 6,000 Restricted Stock Units vest and convert into 6,000 shares of common stock on August 21, 2026. The RSU position in this award decreased accordingly, leaving 43,000 RSUs reported as held after the transaction.

On the same date, Uffner returned 2,058 common shares to Usio at a reference price of $2.81 per share to cover taxes due on the vesting. The filing does not report any open-market purchases or sales; the activity reflects equity compensation vesting and related tax withholding.

Rhea-AI Summary

Usio, Inc. (USIO) reported that officer Frost Houston Korth exercised restricted stock units and related tax withholding transactions. On August 21, 2026, 6,000 restricted stock units granted on August 21, 2025 vested and were converted into 6,000 shares of common stock at a reference price of $2.81 per share. The reporting person then returned 1,630 shares to the issuer at $2.81 per share to cover taxes due. Following the RSU conversion, 31,000 restricted stock units are reported as directly owned.

Rhea-AI Summary

Usio, Inc. (USIO) reported that officer Michael Joseph White, SVP and Chief Accounting Officer, exercised and converted 6,000 Restricted Stock Units into an equal number of shares of common stock on August 21, 2026 at a reference price of $2.81 per share. These shares arose from RSUs granted on August 21, 2025 that vested on August 21, 2026. On the same date, he returned 1,779 shares of common stock to the issuer at $2.81 per share to cover taxes due, resulting in net 4,221 shares retained from this vesting event. Following the transaction, he directly holds 33,000 Restricted Stock Units.

Rhea-AI Summary

Usio, Inc. director Ernesto R. Beyer del la Garza acquired shares through equity compensation vesting. On June 21, 2026, 7,000 Restricted Stock Units vested and converted into 7,000 shares of Usio common stock at a reference price of $1.82 per share. This was an exercise of a derivative security originally granted on June 21, 2024 and is a compensation-related event, not an open-market purchase or sale. After the transaction, he directly holds 99,666 shares of common stock and 52,000 Restricted Stock Units for potential future conversion.

Rhea-AI Summary

Usio, Inc. director Elizabeth Michelle Miller reported routine equity compensation activity. On June 21, 2026, she exercised derivative awards, converting 7,000 Restricted Stock Units into the same number of Common Stock shares at $1.82 per share.

According to the filing, this occurred when RSUs granted on June 21, 2024 vested on June 21, 2026. Following the transaction, Miller directly holds 71,194 shares of Common Stock and 52,000 Restricted Stock Units, reflecting continued equity-based compensation rather than an open-market purchase or sale.

Rhea-AI Summary

Usio, Inc. director Brad Rollins reported a compensation-related equity transaction. On June 21, 2026, 7,000 restricted stock units vested and were converted into 7,000 shares of Usio common stock at a stated value of $1.82 per share. Following this vesting and conversion, Rollins directly holds 143,667 shares of common stock and 52,000 restricted stock units. The footnote explains these shares arose from RSUs originally granted on June 21, 2024 that vested two years later, indicating a routine equity award vesting rather than an open-market purchase or sale.

Rhea-AI Summary

Usio, Inc. senior vice president and chief accounting officer Michael Joseph White reported routine equity compensation activity. On June 21, 2026, restricted stock units vested and converted into 6,000 shares of common stock at a reference price of $1.82 per share. Of these, 1,779 shares were returned to Usio at $1.82 to cover taxes due, leaving a net increase of 4,221 shares. Following these transactions, he directly held 321,958 shares of Usio common stock.

Rhea-AI Summary

Usio, Inc. SVP and Chief Product Officer Frost Houston Korth acquired 4,000 common shares on exercise of previously granted restricted stock units at $1.82 per share. These shares vested from RSUs granted on June 21, 2024 and converted on June 21, 2026.

After this compensation-related vesting, Korth directly holds 775,108 common shares and 37,000 restricted stock units, making this a routine addition relative to his overall position.

Rhea-AI Summary

Usio, Inc. senior vice president Jerry Uffner reported routine equity compensation activity. On 06/21/2026, restricted stock units granted on 06/21/2024 vested and converted into 4,000 shares of common stock, reflecting his compensation package rather than an open-market purchase.

To cover taxes due on this vesting, he returned 1,368 shares to Usio at a price of $1.82 per share, a tax-withholding disposition rather than a market sale. He also continues to hold 49,000 restricted stock units after these transactions, indicating an ongoing equity stake tied to future vesting.

Rhea-AI Summary

Usio, Inc. Chairman, President and CEO Louis A. Hoch reported routine equity compensation activity. On 06/21/2026, 7,000 restricted stock units vested and converted into common stock at a reference price of $1.82 per share. To cover taxes due on this vesting, he returned 2,755 shares to the issuer at the same price. Following these transactions, Hoch directly holds 3,506,334 shares of Usio common stock. These are not open-market purchases or sales but compensation-related exercises and tax-withholding dispositions.

Rhea-AI Summary

Usio, Inc. senior vice president and chief accounting officer Michael Joseph White reported routine equity compensation activity. On June 21, 2026, restricted stock units granted on June 21, 2024 vested into 6,000 shares of common stock at a reference price of $1.82 per share.

According to the footnotes, 1,779 shares were returned to the company at the same price to cover taxes due, leaving a net increase of 4,221 shares. Following these transactions, White directly holds 321,958 shares of common stock and 39,000 restricted stock units. The filing shows no open-market purchases or sales, only exercises and tax-related share returns.

Rhea-AI Summary

Uffner Jerry reported acquisition or exercise transactions in this Form 4 filing.

Usio, Inc. senior vice president Jerry Uffner reported equity compensation awards on June 11, 2026. He received 40,000 shares of common stock at a reference price of $1.71 per share, bringing his direct common stock holdings to 242,638 shares.

He was also granted three blocks of 5,000 Restricted Stock Units, each tied to 5,000 underlying common shares at a reference price of $1.71. According to the footnotes, these RSUs vest on June 11, 2027, June 11, 2028, and June 11, 2029. An additional award vests on June 11, 2036 or earlier upon a change of control or as provided in his employment agreement.

Rhea-AI Summary

Usio, Inc. senior vice president and chief product officer Frost Houston Korth received equity compensation awards. On June 11, 2026, he was granted 50,000 shares of common stock at a reference price of $1.71 per share, bringing his direct common stock holdings to 771,108 shares.

He also received three grants of 5,000 Restricted Stock Units (RSUs) each, tied to common shares, all with a conversion price of $0.00. These RSUs vest on June 11, 2027, June 11, 2028, and June 11, 2029, with related terms indicating certain awards vest by June 11, 2036 or upon change of control or under his employment agreement. After these awards, he directly holds 31,000 RSUs.

Rhea-AI Summary

HOCH LOUIS A reported acquisition or exercise transactions in this Form 4 filing.

Usio, Inc. director and CEO Louis A. Hoch reported equity compensation awards. He received a grant of 300,000 shares of Common Stock at $1.71 per share, bringing his direct holdings to 3,502,089 common shares.

He was also granted three blocks of 7,000 Restricted Stock Units each, tied to underlying common shares. According to the footnotes, these RSUs vest on 06/11/2027, 06/11/2028, and 06/11/2029, with an additional RSU award vesting on 06/11/2036 or upon a change of control or under his employment agreement terms.

Rhea-AI Summary

Usio, Inc. reported that SVP and Chief Accounting Officer Michael Joseph White received an equity compensation package on June 11, 2026. He was granted 50,000 shares of common stock at $1.71 per share, which vest on June 11, 2036 or earlier under certain employment or change-of-control conditions.

He was also awarded three separate grants of 5,000 Restricted Stock Units each, tied to underlying common shares with a $0.00 exercise price, vesting on June 11, 2027, June 11, 2028, and June 11, 2029. Following these transactions, he directly holds 317,737 shares of common stock, indicating a larger ongoing equity stake aligned with company performance.

Rhea-AI Summary

Rollins Brad reported acquisition or exercise transactions in this Form 4 filing.

Usio director Brad Rollins received three grants of Restricted Stock Units on June 11, 2026, each covering 8,000 units tied to Usio common shares at a reference price of $1.71 per share. These awards vest in annual tranches on June 11, 2027, June 11, 2028, and June 11, 2029, and each unit is linked to one underlying common share.

All awards are held directly and are structured as long-dated equity incentives with an expiration date of June 11, 2036. After these grants, Rollins holds 43,000 Restricted Stock Units directly, aligning his compensation with future Usio share performance rather than immediate cash transactions.

Rhea-AI Summary

Miller Elizabeth Michelle reported acquisition or exercise transactions in this Form 4 filing.

Usio, Inc. director Elizabeth Michelle Miller reported the grant of three awards of 8,000 Restricted Stock Units (RSUs) each, tied to Usio common shares. These are compensation-related equity awards, not open‑market purchases or sales.

The RSUs were granted at a reference price of $1.71 per unit and are scheduled to vest in stages on June 11 of 2027, 2028, and 2029, aligning Miller’s compensation with the company’s long-term performance.

Rhea-AI Summary

Usio, Inc. director Beyer del la Garza Ernesto R reported equity compensation in the form of restricted stock units. On June 11, 2026, he received three grants of 8,000 Restricted Stock Units each, covering an aggregate of 24,000 underlying common shares at a reference price of $1.71 per share.

The awards are classified as derivative securities with no cash exercise price and are described as a grant or award acquisition, not an open-market buy or sale. Footnotes state that portions of these Restricted Stock Units vest on 06/11/2027, 06/11/2028, and 06/11/2029. Following the reported transactions, he directly holds 43,000 Restricted Stock Units.

Rhea-AI Summary

Usio, Inc. director Elizabeth Michelle Miller exercised restricted stock units and received additional common shares as part of her equity compensation. On March 16, 2026, 2,000 restricted stock units vested and converted into 2,000 shares of common stock at a reference price of $1.21 per share. Of these, 500 shares were returned to Usio at $1.21 to satisfy tax obligations. Following the transactions, she directly holds 64,194 shares of common stock and 35,000 restricted stock units.

Rhea-AI Summary

Usio, Inc. director Brad Rollins exercised restricted stock units and received 7,000 shares of common stock. These shares came from the vesting and conversion of restricted stock units granted on March 16, 2023 and March 16, 2026. After the transaction, he directly holds 136,667 shares of common stock and 35,000 restricted stock units. The filing shows a compensation-related equity award, not an open-market purchase or sale.

Rhea-AI Summary

Usio, Inc. director Ernesto R Beyer del la Garza acquired 7,000 shares of common stock on March 16, 2026 through the vesting and conversion of restricted stock units granted on March 16, 2023 at $1.21 per unit. Following this compensation-related event, he holds 92,666 shares of common stock and 35,000 restricted stock units directly.

Rhea-AI Summary

National Services, Inc., a more than 10% owner of Usio, Inc., reported amended insider transactions showing open-market sales of common stock. It sold 10,000 shares at $1.2742 per share on March 10, 2026 and 8,860 shares at $1.3094 per share on March 9, 2026.

After these sales, National Services, Inc. directly held 2,721,272 shares of Usio common stock, which includes 7,420 shares held by the sole shareholder of the reporting person. The amendment states it is filed solely to indicate that National Services, Inc. is no longer subject to Section 16.

Rhea-AI Summary

National Services, Inc., a more than ten percent owner of Usio, Inc., reported open-market sales of Usio common stock on two consecutive days. It sold 10,000 shares at an average price of $1.2742 per share on March 10, 2026, and 8,860 shares at $1.3094 per share on March 9, 2026, for total sales of 18,860 shares. After these transactions, National Services directly owns 2,721,272 shares of Usio common stock, which includes 7,420 shares held by the sole shareholder of National Services.

Rhea-AI Summary

Usio, Inc. senior vice president and chief product officer Frost Houston Korth acquired shares through the vesting of restricted stock units. On February 21, 2026, 4,000 restricted stock units vested and converted into 4,000 shares of common stock at $1.34 per share. Following these transactions, Korth directly held 26,000 restricted stock units and 721,108 shares of Usio common stock.

Rhea-AI Summary

National Services, Inc., a 10% owner of Usio, Inc., reported open-market sales of a total of 9,484 shares of Usio common stock over two days. The shares were sold at prices of $1.3466 and $1.3751 per share, leaving 2,740,132 shares held directly afterward, including 7,420 shares held by the sole shareholder of National Services, Inc.

Rhea-AI Summary

Usio, Inc. executive Greg M. Carter, EVP of Payment Acceptance, reported the vesting of 4,000 restricted stock units on February 21, 2026, which were converted into 4,000 shares of common stock at $1.34 per share. After this conversion, he directly owned 458,076 common shares. To cover taxes on the vesting, he returned 1,186 common shares to the company at the same $1.34 closing price, leaving him with 456,890 directly owned common shares.

Rhea-AI Summary

Usio, Inc. director and CEO Louis A. Hoch reported equity award activity involving restricted stock units and common shares. On 2026-02-21, he exercised or converted 11,000 restricted stock units at $1.34 per share, receiving 11,000 shares of common stock, with footnotes stating these shares came from RSUs granted on 02/21/2023 that vested on 02/21/2026.

Following this conversion, his directly held common stock position was 3,207,001 shares before a tax-related share surrender and 3,202,089 shares afterward. In a separate transaction coded "F," he returned 4,912 common shares to Usio at $1.34 per share to cover taxes due, which reflects tax withholding rather than an open‑market sale.

Rhea-AI Summary

National Services, Inc, a 10% owner of Usio, Inc. (USIO), reported open‑market sales of Usio common stock. On 01/26/2026 it sold 4,502 shares at $1.3476 per share, and on 01/27/2026 it sold 5,922 shares at $1.3571 per share.

After these transactions, National Services, Inc beneficially owned 2,755,538 and then 2,749,616 shares of Usio common stock on the respective dates, held directly. The reported beneficial ownership total includes 7,420 shares held by the sole shareholder of National Services, Inc.

Rhea-AI Summary

National Services, Inc., a 10% owner of Usio, Inc. (USIO), reported two open-market sales of Usio common stock. On 01/22/2026, it sold 7,484 shares at an average price of $1.3684 per share. On 01/23/2026, it sold an additional 8,961 shares at an average price of $1.3429 per share.

After these transactions, National Services, Inc. beneficially owned 2,760,040 shares of Usio common stock. This total includes 7,420 shares held by the sole shareholder of National Services, Inc.

Rhea-AI Summary

Usio, Inc. reported insider share sales by a major shareholder. National Services, Inc., a more than 10% owner of Usio, filed a Form 4 showing open-market sales of common stock. On January 20, 2026, it sold 10,000 shares at $1.3579 per share, followed by a sale of 7,512 shares at $1.363 per share on January 21, 2026.

After these transactions, National Services, Inc. beneficially owned 2,776,485 Usio common shares. This total includes 7,420 shares held by the sole shareholder of National Services, which are counted in its beneficial ownership. The filing reflects a small reduction of an existing large position rather than any new share issuance by the company.

Rhea-AI Summary

National Services, Inc., a 10% owner of Usio, Inc. (USIO), reported two open-market sales of common stock. On January 15, 2026, it sold 5,612 shares at $1.3712 per share. On January 16, 2026, it sold an additional 6,043 shares at $1.3617 per share.

After these transactions, National Services, Inc. beneficially owned 2,793,997 shares of Usio common stock. This amount includes 7,420 shares held by the sole shareholder of National Services, Inc., as noted in the remarks.

Rhea-AI Summary

Usio, Inc. (USIO) reported an insider stock sale by major shareholder National Services, Inc. The Form 4 shows National Services, a 10% owner, sold 5,408 shares of Usio common stock on January 13, 2026 at a price of $1.3632 per share. On January 14, 2026, it sold an additional 2,112 common shares at $1.3733 per share.

After these sales, National Services beneficially owned 2,805,652 Usio common shares. This beneficial ownership figure includes 7,420 shares held by the sole shareholder of National Services, as noted in the filing.

Rhea-AI Summary

Usio, Inc. senior vice president and chief accounting officer Michael Joseph White reported the vesting of restricted stock units and related share issuance. On January 9, 2026, 1,200 restricted stock units granted on January 9, 2023 vested and converted into 1,200 shares of common stock at a reported price of $1.38 per share. Following this transaction, he beneficially owned 267,737 shares of common stock directly and 30,000 restricted stock units directly, reflecting ongoing equity-based compensation rather than an open-market purchase or sale.