Usio director exercises 7,000 stock units

Usio, Inc. director Brad Rollins exercised restricted stock units and received 7,000 shares of common stock.

Rhea-AI Filing Summary

Usio, Inc. director Brad Rollins exercised restricted stock units and received 7,000 shares of common stock. These shares came from the vesting and conversion of restricted stock units granted on March 16, 2023 and March 16, 2026. After the transaction, he directly holds 136,667 shares of common stock and 35,000 restricted stock units. The filing shows a compensation-related equity award, not an open-market purchase or sale.

Insider Trade Summary

7,000 shares exercised/converted

Exercise 2 txns

Insider Rollins Brad

Role Director

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	7,000	$1.21	$8K
Exercise	Common Stock	7,000	$1.21	$8K

Holdings After Transaction: Restricted Stock Units — 35,000 contracts (Direct); Common Stock — 136,667 shares (Direct)

Footnotes (1)

1. F1. The reporting person received these shares of common stock due to the vesting and subsequent conversion of restricted stock units granted on March 16, 2023, and March 16, 2026.

FAQ

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What insider transaction did Usio (USIO) director Brad Rollins report?

Brad Rollins reported exercising restricted stock units to receive 7,000 Usio common shares. The shares resulted from vesting and conversion of prior RSU grants dated March 16, 2023 and March 16, 2026, reflecting equity compensation rather than an open-market stock purchase or sale.

Did Brad Rollins buy or sell Usio (USIO) stock on the open market?

He neither bought nor sold Usio stock on the open market. Instead, 7,000 shares were issued to him when restricted stock units vested and converted into common stock, as part of previously granted equity compensation awards, with no open-market trade reported in this Form 4.

How many Usio (USIO) shares does Brad Rollins hold after this Form 4?

After this transaction, Brad Rollins directly holds 136,667 shares of Usio common stock. He also holds 35,000 restricted stock units, which represent additional potential shares that may convert into common stock in the future as they vest under their grant terms.

What price is associated with Brad Rollins’ Usio restricted stock unit exercise?

The Form 4 shows a transaction price of $1.21 per share for 7,000 units. The footnote clarifies these shares were received due to vesting and conversion of restricted stock units granted on March 16, 2023 and March 16, 2026, as part of his compensation.

Are any restricted stock units still outstanding for Brad Rollins at Usio (USIO)?

Yes. Following the reported vesting and conversion, Brad Rollins has 35,000 restricted stock units outstanding. These units represent rights to receive additional Usio common shares in the future, subject to the original grant vesting conditions and associated terms.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 03/18/2026 - 09:01 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Rollins Brad

(Last) (First) (Middle)

3611 PAESANOS PARKWAY

SUITE 300

(Street)

SAN ANTONIO TEXAS 78231

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Usio, Inc. [ USIO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/16/2026		M		7,000(1)	A	$1.21	136,667	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	$0	03/16/2026		M			7,000	03/16/2026	03/16/2033	Restricted Common Units	7,000	$1.21	35,000	D

Explanation of Responses:

1. The reporting person received these shares of common stock due to the vesting and subsequent conversion of restricted stock units granted on March 16, 2023, and March 16, 2026.

	/s/ Brad Rollins	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)