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Usio Launches New Private-Label Gift Card Platform

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(Moderate)
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(Neutral)
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Usio (NASDAQ: USIO) launched a new Private-Label Gift Card platform on April 28, 2026, debuting at the Austin Blues Festival in partnership with Antone’s Nightclub.

The programmable, merchant-controlled platform uses traditional payment networks to enable branded gift cards that work across multiple POS systems, online storefronts, and mobile wallets, and lets partners restrict card use by merchant or terminal.

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Market Reality Check

Price: $1.2000 Vol: Volume 23,518 is 16% abov...
normal vol
$1.2000 Last Close
Volume Volume 23,518 is 16% above the 20-day average of 20,199. normal
Technical Price at $1.20, trading below the 200-day MA of $1.41 and 40.58% under the 52-week high.

Peers on Argus

USIO was up 0.84% with modestly higher volume, while several software/fintech pe...
1 Up

USIO was up 0.84% with modestly higher volume, while several software/fintech peers like MOGO and CISO showed gains (3.88 and 1.53), and INTZ fell 1.34. Peer moves are mixed, suggesting this launch reads more as company-specific than a sector-wide move.

Historical Context

5 past events · Latest: Mar 18 (Positive)
Pattern 5 events
Date Event Sentiment Move Catalyst
Mar 18 FY 2025 earnings Positive -9.9% Record 2025 revenues and processing growth but a full-year net loss reported.
Mar 04 Earnings call notice Neutral -0.7% Announcement of timing for Q4 and full-year 2025 results conference call.
Jan 21 Annual letter update Positive +0.4% Shareholder letter highlighting record processing, liquidity and new product plans.
Nov 25 PostCredit acquisition Positive +4.4% All-stock acquisition to add AI-driven expense-management and banking platform.
Nov 12 Q3 2025 earnings Neutral -0.7% Flat revenue with higher volumes, ongoing net loss and positive adjusted EBITDA.
Pattern Detected

Recent earnings and fundamental updates sometimes saw negative or muted reactions, while acquisition and strategic updates tended to align positively with price moves.

Recent Company History

Over the last six months, USIO has reported record 2025 revenues of $85.4M with a $2.5M net loss and guided to 10–12% revenue growth. An all-stock acquisition of PostCredit aimed to broaden its platform and supported a positive price move. Earlier earnings events in 2025 produced modest share price declines. Against this backdrop, the new private-label gift card launch extends the card-issuing and programmable payments strategy highlighted in prior updates.

Market Pulse Summary

This announcement highlights USIO’s expansion of its programmable card-issuing capabilities with a p...
Analysis

This announcement highlights USIO’s expansion of its programmable card-issuing capabilities with a private-label gift card platform spanning multiple POS systems and channels. It builds on prior initiatives, including record $85.4M 2025 revenue, growing ACH services, and the PostCredit acquisition to deepen embedded finance offerings. Investors may focus on partner adoption, transaction volumes flowing through this platform, and how it complements existing ACH, card, and real-time payment products within the broader “Usio One” strategy.

Key Terms

point-of-sale (pos), omnichannel, mobile wallets, payment processors
4 terms
point-of-sale (pos) technical
"they operate multiple disparate point-of-sale platforms including ticketing, food"
The point-of-sale (POS) is the place and system where a customer completes a purchase — think of a store’s checkout counter, a restaurant’s payment tablet, or the online checkout page. It includes the hardware and software that accept payments, record sales and update inventory, so it’s where revenue is captured and customer behavior is tracked; investors watch POS performance because it directly affects a company’s sales, cash flow and growth signals.
omnichannel technical
"This omnichannel platform functions across physical stores, online storefronts"
A coordinated approach to selling and serving customers across all touchpoints—stores, websites, mobile apps, social media, and call centers—so the experience feels like one continuous conversation no matter where a customer interacts. For investors, omnichannel capability signals how well a company can attract and keep customers, turn interactions into sales, and use shared customer data to cut costs and boost revenue—making it a key driver of growth and competitive strength.
mobile wallets technical
"gift cards can even be added to major mobile wallets like Apple Pay"
A mobile wallet is a smartphone app or built‑in phone feature that securely stores digital versions of payment cards, tickets, loyalty cards and identity credentials so users can pay, transfer money or show proof without carrying cash or plastic. For investors, mobile wallets matter because they can change how often people spend, who handles transaction fees and customer data, and which companies benefit as payment flows move from banks and cash into apps — like replacing a physical wallet with a digital one that reshuffles who earns revenue.
payment processors financial
"POS) systems and payment processors by leveraging traditional payment networks"
Payment processors are companies and systems that move money between a buyer’s bank or card and a seller’s account when a purchase is made, handling authorization, routing and settlement behind the scenes. They matter to investors because their revenue scales with transaction volume and they face risks and opportunities tied to consumer spending, fees, fraud control and regulation—so changes in usage, security breaches or rules can directly affect growth and profitability.

AI-generated analysis. Not financial advice.

Innovative solution debuts in partnership with Antone’s Nightclub at the Austin Blues Festival

New programmable card-issuing platform transforms siloed gift programs into unified, brand-extending commerce ecosystems.

SAN ANTONIO, Texas, April 28, 2026 (GLOBE NEWSWIRE) -- Usio, Inc. (Nasdaq: USIO), a leading a leading provider of integrated, cloud-based electronic payment and embedded financial solution, today announced the launch of its new Private-Label Gift Card platform. The platform allows businesses to offer branded gift cards that can be used across locations, point-of-sale (POS) systems and payment processors by leveraging traditional payment networks and enabling precise control over where the card can be used. 

Usio debuted the platform in collaboration with the iconic Austin-based Antone’s Nightclub, a premier venue and co-host of the Austin Blues Festival. As a long-standing sponsor of the festival, Usio selected the event to showcase how its programmable, merchant-controlled technology solves the payment system fragmentation common in modern retail and entertainment commerce.

“Antone’s is widely regarded as the birthplace of the Austin blues scene and helped cement the city’s reputation as the ‘Live Music Capital of the World’,” said Houston Frost, Chief Product Officer of Usio. “They are the ideal partner to showcase the capabilities of the private-label gift card solution because they operate multiple disparate point-of-sale platforms including ticketing, food and beverage, and retail. Because these channels use multiple payment systems, Antone’s was unable to offer a single gift card that could be used for all products and services, an inherent limitation of traditional, platform-bound solutions. We’re proud to partner with Antone’s Nightclub to deliver a unified payment experience that keeps the brand front and center while giving consumers the convenience they expect.”

Usio’s Private-Label Gift Card leverages traditional payment networks and payments can be processed through any system that accepts major debit and credit card brands. Usio’s proprietary merchant control engine enables partners to restrict card purchases to specific merchant(s) and/or terminal(s), delivering a flexible, programmable gift card solution. This omnichannel platform functions across physical stores, online storefronts, and the gift cards can even be added to major mobile wallets like Apple Pay and Google Pay. The platform is designed to serve a wide range of industries, including Hospitality & Entertainment, Fitness & Wellness, Education, Retail, Travel, and Digital Economies.

To learn more please visit https://usio.com/antones/.

About Usio, Inc. 

Usio, Inc. (Nasdaq: USIO), a leading, cloud-based, integrated FinTech electronic payment solutions provider, offers a wide range of payment solutions to merchants, billers, banks, service bureaus, integrated software vendors and card issuers. The Company operates credit, debit/prepaid, and ACH payment processing platforms to deliver convenient, world-class payment solutions and services clients through its unique payment facilitation platform as a service. The company, through its Usio Output Solutions division, offers services relating to electronic bill presentment, document composition, document decomposition and printing and mailing services. The strength of the Company lies in its ability to provide tailored solutions for card issuance, payment acceptance, and bill payments as well as its unique technology in the card issuing sector. 

Usio is headquartered in San Antonio, Texas, and has offices in Austin, Texas. Websites: www.usio.com, www.payfacinabox.com, www.akimbocard.com and www.usiooutput.com. Find us on Facebook® and Twitter.

FORWARD-LOOKING STATEMENTS DISCLAIMER 

Except for the historical information contained herein, this release contains forward-looking statements that are made pursuant to the safe harbors provision of the Private Securities Litigation Reform Act of 1995. These forward-looking statements include, but are not limited to, statements regarding management's intentions, beliefs, expectations, and strategies for the future, including statements regarding the Company’s operating and growth strategies. Forward-looking statements can be identified by words such as "believe," "intend," "look forward," "anticipate," "schedule," and "expect," and similar expressions.

These forward-looking statements are subject to risks and uncertainties inherent in the Company's business that could cause actual results to differ materially from those expressed or implied. Such risks and uncertainties include, among others, risk relating to economic conditions, including effects related to the COVID-19 pandemic; the realization of anticipated benefits from the PostCredit acquisition; the Company’s ability to manage growth; the loss of key resellers; relationships with the Automated Clearing House network, bank sponsors, third-party card processing providers, and merchants; the security of the Company’s software, hardware, and information systems; volatility in the Company’s stock price; the need for additional financing; risks associated with new tax legislation; and compliance with complex federal, state, and local laws and regulations, as well as other risks described from time to time in the Company's filings with the Securities and Exchange Commission, including its Annual Report on Form 10-K for the fiscal year ended December 31, 2025.

One or more of these factors have affected, and in the future, could affect, the Company’s businesses and financial results and could cause actual results to differ materially from management’s plans and projections. Although the Company believes that the assumptions underlying the forward-looking statements are reasonable, undue reliance should not be placed on such statements which speak on as of the date hereof. The Company undertakes no obligation to update or revise any forward‑looking statements, except as required by law.

Contact: 

Investor Relations
Paul Manley, Senior Vice President, Investor Relations
paul.manley@usio.com
612-834-1804

Media Relations
Jessica Starman
media@usio.com


FAQ

What is Usio's new Private-Label Gift Card platform (USIO) launched April 28, 2026?

It is a programmable, merchant-controlled gift card platform that functions across POS, online, and mobile wallets. According to the company, the platform leverages traditional payment networks and lets merchants restrict card use by specific merchant(s) or terminal(s).

How did Usio debut the USIO private-label gift card platform with Antone’s Nightclub?

Usio showcased the platform at the Austin Blues Festival in collaboration with Antone’s Nightclub. According to the company, the partnership demonstrates solving fragmented payment systems across ticketing, food and beverage, and retail POS platforms.

Which payment systems and wallets are compatible with Usio's new gift card platform (USIO)?

The platform processes payments through traditional card networks and works with systems that accept major debit and credit brands. According to the company, gift cards can also be added to mobile wallets like Apple Pay and Google Pay.

What industries does Usio target with its Private-Label Gift Card platform (USIO)?

The platform is designed for Hospitality & Entertainment, Fitness & Wellness, Education, Retail, Travel, and Digital Economies. According to the company, the solution supports omnichannel use across physical stores and online storefronts.

How does Usio's merchant control engine affect gift card usage for USIO partners?

It enables partners to program restrictions so cards work only at specific merchants or terminals. According to the company, this delivers a flexible, brand‑centric gift card experience across disparate POS systems.