Usio (USIO) director gains 7,000 shares as Restricted Stock Units vest

Rhea-AI Filing Summary

Usio, Inc. director Ernesto R. Beyer del la Garza acquired shares through equity compensation vesting. On June 21, 2026, 7,000 Restricted Stock Units vested and converted into 7,000 shares of Usio common stock at a reference price of $1.82 per share. This was an exercise of a derivative security originally granted on June 21, 2024 and is a compensation-related event, not an open-market purchase or sale. After the transaction, he directly holds 99,666 shares of common stock and 52,000 Restricted Stock Units for potential future conversion.

Insider Trade Summary

7,000 shares exercised/converted

Mixed 2 txns

Insider Beyer del la Garza Ernesto R

Role null

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	7,000	$1.82	$13K
Exercise	Common Stock	7,000	$1.82	$13K

Holdings After Transaction: Restricted Stock Units — 52,000 shares (Direct, null); Common Stock — 99,666 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

RSUs vested and converted: 7,000 shares Reference price per share: $1.82 per share Common shares after transaction: 99,666 shares +2 more

5 metrics

RSUs vested and converted 7,000 shares Restricted Stock Units converting to common stock on June 21, 2026

Reference price per share $1.82 per share Reported transaction price for 7,000 common shares

Common shares after transaction 99,666 shares Direct common stock holdings following RSU conversion

RSUs remaining after transaction 52,000 units Restricted Stock Units still held after 7,000 vested

RSU expiration date June 21, 2034 Expiration date for the RSU derivative security

Key Terms

Restricted Stock Units, derivative security, exercise or conversion, vesting

4 terms

Restricted Stock Units financial

"The reporting person received these shares of common stock due to the vesting and subsequent conversion of restricted stock units granted on 06/21/2024"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

derivative security financial

"transaction_code_description: Exercise or conversion of derivative security"

A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

exercise or conversion financial

"transaction_action: derivative exercise/conversion"

vesting financial

"due to the vesting and subsequent conversion of restricted stock units granted on 06/21/2024 and vested 06/21/2026"

Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 06/23/2026 - 02:06 PM Accepted by SEC EDGAR 06/23/2026 - 02:06 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Beyer del la Garza Ernesto R

(Last) (First) (Middle)

3611 PAESANOS PARKWAY

SUITE 300

(Street)

SAN ANTONIO TEXAS 78231

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Usio, Inc. [ USIO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/21/2026		M		7,000(1)	A	$1.82	99,666	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	$0.0000	06/21/2026		M			7,000(1)	06/21/2026	06/21/2034	Common Shares	7,000	$1.82	52,000	D

Explanation of Responses:

1. The reporting person received these shares of common stock due to the vesting and subsequent conversion of restricted stock units granted on 06/21/2024 and vested 06/21/2026.

	/s/ Ernesto Beyer	06/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Usio (USIO) report for Ernesto R. Beyer del la Garza?

Usio reported that director Ernesto R. Beyer del la Garza acquired 7,000 common shares through the vesting and conversion of Restricted Stock Units. These RSUs were granted on June 21, 2024 and vested on June 21, 2026 as part of his equity compensation.

Was the Usio (USIO) Form 4 transaction an open-market buy or sale?

The Form 4 shows no open-market buy or sale. Instead, 7,000 Restricted Stock Units vested and converted into 7,000 common shares, a compensation-related derivative exercise rather than a discretionary market trade, at a reference price of $1.82 per share.

How many Usio (USIO) shares does Ernesto R. Beyer del la Garza own after this Form 4?

Following the RSU vesting and conversion, Ernesto R. Beyer del la Garza directly holds 99,666 shares of Usio common stock. He also holds 52,000 Restricted Stock Units, which represent additional potential future common shares upon vesting and conversion.

What were the details of the Restricted Stock Units reported by Usio (USIO)?

The Restricted Stock Units totaled 7,000 units, carried an exercise or conversion price of $0.00, and converted into 7,000 common shares on June 21, 2026. They were originally granted on June 21, 2024 as part of the director’s equity compensation package.

What does the $1.82 price in the Usio (USIO) Form 4 represent?

The $1.82 per-share figure is the transaction price reported for the RSU-related common stock entry. The RSUs themselves had a $0.00 exercise or conversion price, so this figure reflects the reference price for the common stock received when the RSUs vested and converted.