Usio insider acquires 50,000 shares at $1.71

Usio, Inc. reported that SVP and Chief Accounting Officer Michael Joseph White received an equity compensation package on June 11, 2026.

Rhea-AI Filing Summary

Usio, Inc. reported that SVP and Chief Accounting Officer Michael Joseph White received an equity compensation package on June 11, 2026. He was granted 50,000 shares of common stock at $1.71 per share, which vest on June 11, 2036 or earlier under certain employment or change-of-control conditions.

He was also awarded three separate grants of 5,000 Restricted Stock Units each, tied to underlying common shares with a $0.00 exercise price, vesting on June 11, 2027, June 11, 2028, and June 11, 2029. Following these transactions, he directly holds 317,737 shares of common stock, indicating a larger ongoing equity stake aligned with company performance.

Insider Trade Summary

Grant/Award: 65,000 shares

Grant/Award 4 txns

Insider White Michael Joseph

Role SVP, Chief Accounting Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	5,000	$1.71	$9K
Grant/Award	Restricted Stock Units	5,000	$1.71	$9K
Grant/Award	Restricted Stock Units	5,000	$1.71	$9K
Grant/Award	Common Stock	50,000	$1.71	$86K

Holdings After Transaction: Restricted Stock Units — 120,000 contracts (Direct); Common Stock — 317,737 shares (Direct)

Footnotes (4)

1. F1. Vests 06/11/2036 or change of control or per terms of employment agreement.
2. F2. Restricted Stock Units vests on 06/11/2027.
3. F3. Restricted Stock Units vests on 06/11/2028.
4. F4. Restricted Stock Units vests on 06/11/2029.

Key Figures

Common stock grant: 50,000 shares at $1.71 Post-grant common holdings: 317,737 shares RSU grant 2027 vest: 5,000 RSUs +4 more

7 metrics

Common stock grant 50,000 shares at $1.71 Grant to SVP and CAO on June 11, 2026

Post-grant common holdings 317,737 shares Direct ownership after transactions

RSU grant 2027 vest 5,000 RSUs Vests on June 11, 2027

RSU grant 2028 vest 5,000 RSUs Vests on June 11, 2028

RSU grant 2029 vest 5,000 RSUs Vests on June 11, 2029

RSU exercise price $0.00 per share Restricted Stock Units underlying common shares

Grant vesting/end date June 11, 2036 Common stock grant vesting or earlier per terms

Key Terms

Restricted Stock Units, exercise price, change of control

3 terms

Restricted Stock Units financial

"He was also awarded three separate grants of 5,000 Restricted Stock Units each"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

exercise price financial

"These RSUs have a $0.00 exercise price and vest in annual tranches"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

change of control financial

"vest on June 11, 2036 or earlier under certain employment or change-of-control conditions"

A change of control occurs when the ownership or management of a company shifts significantly, such as through a sale, merger, or acquisition, resulting in new leadership or ownership structure. This change can impact the company's direction and decision-making, which is important for investors because it may affect the company's stability, strategy, and future prospects.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Accepted by SEC EDGAR 06/15/2026 - 07:08 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

White Michael Joseph

(Last) (First) (Middle)

3611 PAESANOS PARKWAY

SUITE 300

(Street)

SAN ANTONIO TEXAS 78231

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Usio, Inc. [ USIO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP, Chief Accounting Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/11/2026		A		50,000(1)	A	$1.71	317,737	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	$0.0000	06/11/2026		A		5,000(2)		06/11/2027	06/11/2036	Common Shares	5,000	$1.71	35,000	D
Restricted Stock Units	$0.0000	06/11/2026		A		5,000(3)		06/11/2028	06/11/2036	Common Shares	5,000	$1.71	40,000	D
Restricted Stock Units	$0.0000	06/11/2026		A		5,000(4)		06/11/2029	06/11/2036	Common Shares	5,000	$1.71	45,000	D

Explanation of Responses:

1. Vests 06/11/2036 or change of control or per terms of employment agreement.

2. Restricted Stock Units vests on 06/11/2027.

3. Restricted Stock Units vests on 06/11/2028.

4. Restricted Stock Units vests on 06/11/2029.

	/s/ Michael White	06/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)