Every 10-Q that UNIVERSAL INSURANCE HLDG, INC. (UVE) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow UVE and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full UVE filings page.
Universal Insurance Holdings reported higher Q2 2026 results. Total revenues were $427,033 thousand, up from $400,141 thousand, as net premiums earned and investment income grew. Net income rose to $59,188 thousand from $35,093 thousand, and diluted EPS increased to $2.04 from $1.21.
For the first six months of 2026, net income was $113,479 thousand versus $76,532 thousand. Operating cash flow was $255,899 thousand. Total assets reached $3,306,164 thousand and stockholders’ equity $637,155 thousand. The company refinanced $100,000 thousand of 5.625% notes with new 7.75% senior notes due 2031 and continued paying quarterly dividends of $0.16 per share.
Universal Insurance Holdings reported stronger quarterly results, with higher earnings despite flat revenue. Net income rose to $54.3 million from $41.4 million a year earlier, as lower losses and expenses offset modestly lower total revenues of $393.6 million versus $394.9 million. Basic earnings per common share increased to $1.96 from $1.48, and diluted EPS rose to $1.88 from $1.44. Net premiums earned were stable at $356.9 million, while losses and loss adjustment expenses declined to $228.1 million from $250.6 million, improving underwriting results. Operating cash flow remained strong at $154.8 million, and stockholders’ equity increased to $584.7 million, supported by retained earnings, partly offset by an other comprehensive loss tied to investment valuations.
Universal Insurance Holdings (UVE) reported a profitable Q3 2025, with net income of $39.8 million after a loss in the prior year. Total revenues were $401.0 million as net premiums earned rose and losses and loss adjustment expenses fell to $252.3 million from $317.0 million a year ago. Diluted EPS was $1.38 (basic $1.43).
For the nine months, revenues reached $1.196 billion and net income was $116.4 million, reflecting stronger underwriting results and higher investment income. The balance sheet strengthened: stockholders’ equity increased to $495.0 million, cash and cash equivalents rose to $405.1 million, and restricted cash was $69.1 million. Unpaid losses declined to $682.6 million, aided by settlement of prior catastrophe claims. The company paid a $0.16 quarterly common dividend and continued share repurchases while maintaining $100.0 million of senior notes due 2026 and an undrawn $50.0 million revolving credit line. Shares outstanding were 28,048,881 as of October 27, 2025.