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Universal Insurance Holdings Executive Chairman Sean P. Downes reported selling 20,000 shares of common stock on 2026-08-05 in a sale characterized as an open-market or private transaction at a weighted average price of $44.2682 per share, with individual prices ranging from $43.96 to $44.69. Following the sale, he directly holds 1,104,645 common shares and reports indirect holdings of 2,000 shares held by his spouse and 48,000 shares held by his children. The filing indicates the transactions were not made under a Rule 10b5-1 trading plan.
UVE reports that Sean P. Downes has filed a notice to sell up to 20,000 shares of common stock through Raymond James and Associates, with an indicated value of $883,000.00, targeting a transaction date of 08/05/2026 on the NYSE.
The filing also lists prior sales of 20,000 shares of common stock on 05/15/2026 for $773,576.09 and another 20,000 shares on 06/11/2026 for $763,314.30, providing recent trading history for the reporting person’s holdings.
Universal Insurance Holdings, Inc. Executive Chairman Sean P. Downes had 23,610 shares of common stock withheld on July 28, 2026 to satisfy a tax withholding obligation related to vesting of restricted shares at $44.22 per share. After this, he directly holds 1,124,645 shares, with additional indirect holdings of 48,000 shares held by children and 2,000 shares held by his spouse.
Universal Insurance Holdings reported higher Q2 2026 results. Total revenues were $427,033 thousand, up from $400,141 thousand, as net premiums earned and investment income grew. Net income rose to $59,188 thousand from $35,093 thousand, and diluted EPS increased to $2.04 from $1.21.
For the first six months of 2026, net income was $113,479 thousand versus $76,532 thousand. Operating cash flow was $255,899 thousand. Total assets reached $3,306,164 thousand and stockholders’ equity $637,155 thousand. The company refinanced $100,000 thousand of 5.625% notes with new 7.75% senior notes due 2031 and continued paying quarterly dividends of $0.16 per share.
Universal Insurance Holdings reported second quarter 2026 results with total revenues of $427,033 (in thousands), net income available to common stockholders of $59,186 (in thousands) and diluted EPS of $2.04, all higher than a year earlier, including a 68.7% increase in net income and 68.6% increase in diluted EPS. Annualized return on average common equity reached 38.8%, while adjusted diluted EPS was $1.84 and annualized adjusted ROCE was 33.2%.
Underwriting performance strengthened: the net loss ratio declined to 64.8%, producing a net combined ratio of 91.6% versus 97.8% in the prior-year quarter, despite a modestly higher expense ratio. Direct premiums written were $621,314 (in thousands), up 4.1%, with growth in both Florida and other states. Net premiums earned rose 4.7% to $377,273 (in thousands), and net investment income increased to $20,213 (in thousands).
Book value per share increased to $22.89, up 39.7% year-over-year, and adjusted book value per share to $24.17, up 35.4%. Management highlighted favorable claims and litigation trends associated with Florida legislative reforms and a new reinsurance program. The company repurchased approximately 122 thousand shares for $4.5 million, declared a quarterly dividend of $0.16 per share, and grew policies in force 7.1% to 934,371.
Universal Insurance Holdings, Inc. announced that its Board of Directors has declared a regular quarterly cash dividend of $0.16 per share on its common stock. The dividend will be paid on August 7, 2026 to shareholders who are on record as of the close of business on July 31, 2026.
Universal Insurance Holdings, Inc. issued and sold $100 million of 7.75% Senior Unsecured Notes due 2031 in a private placement to institutional investors. The company intends to use the net proceeds for general corporate purposes, including redeeming its 5.625% Senior Notes due 2026.
The 2031 Notes bear a 7.75% annual interest rate, payable on June 30 and December 30 each year, starting December 30, 2026, and mature on June 30, 2031. They are senior unsecured obligations, not guaranteed by subsidiaries, and are not subject to a sinking fund or holder redemption.
The company may redeem the 2031 Notes before June 30, 2029 at 100.0% of principal plus an Applicable Premium and accrued interest, and thereafter at 101.9375% until June 30, 2030 and 100.0% thereafter, plus accrued interest. On June 17, 2026, the company redeemed all outstanding 2026 Notes at 100.0% of principal plus accrued and unpaid interest.
Universal Insurance Holdings, Inc. reported the results of its annual shareholder meeting held on June 11, 2026. Shareholders elected all twelve director nominees, each receiving over 18.1 million votes in favor, with broker non-votes of 2,990,458 on each director proposal.
Shareholders also approved, on an advisory basis, the compensation of the company’s named executive officers, with 19,555,685 votes for, 389,598 against, 70,398 abstentions and 2,990,458 broker non-votes. In addition, shareholders ratified the appointment of Plante & Moran, PLLC as independent registered public accounting firm for the fiscal year ending December 31, 2026, with 22,475,588 votes for, 339,545 against and 191,006 abstentions.
SCHINDLER OZZIE A reported acquisition or exercise transactions in this Form 4 filing.
UNIVERSAL INSURANCE HOLDINGS, INC. director Ozzie A. Schindler received an award of 3,414 shares of common stock as a restricted share grant. The award was made at no cash cost per share and increases his direct holdings to 44,204 shares. These restricted shares will vest on the earlier of June 11, 2027 or the date of the next annual meeting that is at least 50 weeks after the prior year’s annual meeting.
PETERSON RICHARD D reported acquisition or exercise transactions in this Form 4 filing.
Universal Insurance Holdings director Richard D. Peterson reported an equity grant of 3,414 shares of restricted common stock. The shares were awarded at no cash cost and increase his direct holdings to 22,550 common shares.
The restricted shares will vest on the earlier of June 11, 2027 or the date of the next annual meeting that is at least 50 weeks after the prior year's annual meeting. Peterson also reports indirect ownership of 6,319 common shares held by The RDP Revocable Trust dated August 11, 2011, for which he is the grantor and sole trustee, with his children as beneficiaries.