Universal Ins Hldgs Inc SEC Filings

Universal Insurance Holdings (UVE) received a Schedule 13G from Donald Smith & Co., Inc. reporting beneficial ownership of 1,494,895 common shares, equal to 5.28%.

Donald Smith & Co. reports sole voting power over 1,370,582 shares and sole dispositive power over 1,480,322 shares; DSCO Value Fund, L.P. holds 14,573 shares with sole voting and dispositive power. The filing states the securities were acquired and are held in the ordinary course and not for the purpose of changing or influencing control. The date of event which requires filing is 09/30/2025.

Universal Insurance Holdings (UVE) declared a cash dividend of $0.29 per share, consisting of a regular quarterly dividend of $0.16 and a special dividend of $0.13. The dividend is payable on December 12, 2025 to shareholders of record as of December 5, 2025.

This brings total regular and special dividends declared in 2025 to $0.77 per share. The mix of a recurring quarterly dividend plus a special payout signals an additional return to shareholders beyond the regular distribution for the year.

Universal Insurance Holdings (UVE): insider transaction reported. Executive Chairman and Director Sean P. Downes sold 20,000 shares of common stock on 10/29/2025 at a weighted average price of $31.4034. The sale occurred in multiple trades within a price range of $30.84 to $31.71.

Following this transaction, Downes beneficially owns 1,283,512 shares directly. He also reports indirect holdings of 18,000 shares by children and 2,000 shares by spouse.

Universal Insurance Holdings (UVE) — insider transaction filed. A company director reported a sale of common stock on 10/30/2025. The filing shows a disposition of 35,435 shares coded “S” for sale at a weighted average price of $31.4119.

Following the transaction, the reporting person beneficially owns 271,628 shares, held directly. The shares were sold in multiple trades within a price range of $31.13 to $31.625, and detailed trade‑by‑trade information is available upon request as noted in the footnote.

Universal Insurance Holdings (UVE) reported a profitable Q3 2025, with net income of $39.8 million after a loss in the prior year. Total revenues were $401.0 million as net premiums earned rose and losses and loss adjustment expenses fell to $252.3 million from $317.0 million a year ago. Diluted EPS was $1.38 (basic $1.43).

For the nine months, revenues reached $1.196 billion and net income was $116.4 million, reflecting stronger underwriting results and higher investment income. The balance sheet strengthened: stockholders’ equity increased to $495.0 million, cash and cash equivalents rose to $405.1 million, and restricted cash was $69.1 million. Unpaid losses declined to $682.6 million, aided by settlement of prior catastrophe claims. The company paid a $0.16 quarterly common dividend and continued share repurchases while maintaining $100.0 million of senior notes due 2026 and an undrawn $50.0 million revolving credit line. Shares outstanding were 28,048,881 as of October 27, 2025.

UVE filed a Form 144 notice for a proposed sale of 35,435 shares of common stock. The planned broker is Raymond James & Associates, and the filing lists an aggregate market value of $1,116,202.50. The approximate date of sale is 10/30/2025 on the NYSE.

The seller acquired these shares on 04/06/2018 in lieu of compensation from the issuer, with payment described as cash on the same date.

UVE filed a Form 144 notice for a proposed sale of 20,000 common shares with an aggregate market value $620,000, expected on 10/29/2025. The broker is Raymond James & Associates, and the shares are listed on the NYSE. Shares outstanding were 28,287,000.

The notice shows the securities to be sold were acquired on 03/13/2014 via Lieu Compensation from the issuer, with 110,309 shares acquired and cash listed as the nature of payment on that date.

Recent activity disclosed includes two sales of 20,000 shares each: on 08/04/2025 for $462,794.05 and on 09/04/2025 for $505,958.05.

Universal Insurance Holdings (UVE) furnished a press release announcing its financial results for the fiscal quarter ended September 30, 2025. The press release is attached as Exhibit 99.1.

The information, including Exhibit 99.1, is being furnished to the SEC and shall not be deemed “filed” under the Exchange Act or incorporated by reference unless specifically stated. The Form 8-K was signed by CFO Frank C. Wilcox on October 23, 2025.

Sean P. Downes, Executive Chairman and Director of Universal Insurance Holdings, Inc. (UVE), reported an insider sale on 09/04/2025. He disposed of 20,000 shares of common stock in multiple transactions at a weighted-average price of $25.3482, with individual trade prices ranging from $25.07 to $25.55.

After the sale Mr. Downes directly holds 1,303,512 shares. He also reports indirect holdings of 18,000 shares through his children and 2,000 shares through his spouse, implying total reported beneficial ownership of 1,323,512 shares when combining direct and indirect holdings disclosed on this Form 4.