[Form 4] UNIVERSAL INSURANCE HOLDINGS, INC. Insider Trading Activity
Rhea-AI Filing Summary
Universal Insurance Holdings CEO Stephen Donaghy reported routine equity compensation activity involving restricted stock units and related tax withholding. On March 27, 2026, 14,598 RSUs were exercised into 14,598 shares of common stock at a conversion price of $0.00 per share. To cover tax obligations tied to RSU vesting, 5,745 shares of common stock were withheld on March 27, 2026 at $33.67 per share and 6,286 shares were withheld on March 30, 2026 at $34.16 per share, according to the footnotes. After these transactions, Donaghy directly owns 699,461 shares of common stock. The filing does not show any open-market purchases or sales, only derivative exercise and tax-withholding dispositions.
Positive
- None.
Negative
- None.
Insider Trade Summary
Net Buyer: 2,567 shares
Net Buy
4 txns
Insider
Donaghy Stephen
Role
CEO
| Type | Security | Shares | Price | Value |
|---|---|---|---|---|
| Exercise Price or Tax Liability | Common Stock | 6,286 | $34.16 | $215K |
| Exercise | Restricted Stock Units | 14,598 | $0.00 | $0.00 |
| Exercise | Common Stock | 14,598 | $0.00 | $0.00 |
| Exercise Price or Tax Liability | Common Stock | 5,745 | $33.67 | $193K |
Holdings After Transaction:
Restricted Stock Units — 14,598 shares (Direct);
Common Stock — 699,461 shares (Direct)
Footnotes (4)
- F1. These shares of Common Stock were withheld to satisfy the tax withholding obligation in connection with the vesting of RSUs on March 27, 2026.
- F2. These shares of Common Stock were withheld to satisfy the tax withholding obligation in connection with the vesting of RSUs on March 30, 2026.
- F3. Each RSU represents the right to receive one share of the Issuer's Common Stock, subject to vesting.
- F4. These RSUs are scheduled to vest as follows, subject to continued employment by the reporting person through the applicable vesting date: (a) 14,598 shares vested on March 27, 2025; (b) 14,598 shares vested on March 27, 2026; and (c) 14,598 shares vest on March 27, 2027.
Key Figures
RSUs exercised: 14,598 units
Shares withheld for taxes (3/27/2026): 5,745 shares at $33.67
Shares withheld for taxes (3/30/2026): 6,286 shares at $34.16
+2 more
5 metrics
RSUs exercised
14,598 units
RSUs converted to common stock on March 27, 2026
Shares withheld for taxes (3/27/2026)
5,745 shares at $33.67
Common stock withheld to satisfy tax withholding obligation
Shares withheld for taxes (3/30/2026)
6,286 shares at $34.16
Common stock withheld to satisfy tax withholding obligation
Total shares withheld for taxes
12,031 shares
Combined tax-withholding dispositions related to RSU vesting
Shares owned after transactions
699,461 shares
Direct common stock ownership following all reported transactions
Key Terms
Restricted Stock Units, tax withholding obligation, vesting, derivative security
4 terms
Restricted Stock Units financial
"The filing reports 14,598 "Restricted Stock Units" exercised into common stock."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
tax withholding obligation financial
"Shares of Common Stock were withheld to satisfy the tax withholding obligation in connection with the vesting of RSUs."
vesting financial
"These shares were withheld in connection with the vesting of RSUs on March 27, 2026 and March 30, 2026."
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.
derivative security financial
"The transaction code description notes an exercise or conversion of a derivative security."
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
FAQ
What insider transactions did UVE CEO Stephen Donaghy report on this Form 4?
Stephen Donaghy reported exercising 14,598 restricted stock units into common shares and two related tax-withholding dispositions totaling 12,031 shares. These moves reflect routine equity compensation activity rather than open-market buying or selling of Universal Insurance Holdings common stock.
What RSU award did Stephen Donaghy exercise in this UVE Form 4?
He exercised 14,598 restricted stock units, each representing the right to receive one share of Universal Insurance Holdings common stock. Footnotes explain this RSU grant vests in three equal installments of 14,598 shares on March 27, 2025, 2026, and 2027, subject to continued employment.
Why does the UVE Form 4 show both M and F transaction codes for Donaghy?
The M code reflects the exercise or conversion of a derivative security, here 14,598 RSUs into common stock. The F codes represent shares of common stock withheld to pay tax liabilities arising from RSU vesting, so they are tax-withholding dispositions rather than discretionary sales.
AI-generated analysis. How Rhea-AI works. Not financial advice.
