STOCK TITAN

Universal Insurance (NYSE: UVE) chair sells 20,000 shares at $44.2682

(Very High)
(Negative)
Form Type
4

Rhea-AI Filing Summary

Universal Insurance Holdings Executive Chairman Sean P. Downes reported selling 20,000 shares of common stock on 2026-08-05 in a sale characterized as an open-market or private transaction at a weighted average price of $44.2682 per share, with individual prices ranging from $43.96 to $44.69. Following the sale, he directly holds 1,104,645 common shares and reports indirect holdings of 2,000 shares held by his spouse and 48,000 shares held by his children. The filing indicates the transactions were not made under a Rule 10b5-1 trading plan.

Positive

  • None.

Negative

  • None.

Insights

Analyzing...

Insider DOWNES SEAN P
Role Executive Chairman
Sold 20,000 shs ($885K)
Type Security Shares Price Value
Sale Common Stock F1 20,000 $44.2682 $885K
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 1,104,645 shares (Direct); Common Stock — 2,000 shares (Indirect, By Spouse); Common Stock — 48,000 shares (Indirect, By Children)
Footnotes (1)
  1. F1. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $43.96 to $44.69, inclusive. The reporting person undertakes to provide to Universal Insurance Holdings, Inc., any security holder of Universal Insurance Holdings Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in footnote (1).
Shares sold 20,000 shares Common stock sale on 2026-08-05
Weighted average sale price $44.2682 per share Average price for the 20,000-share sale
Sale price range $43.96–$44.69 per share Range of individual trade prices in the reported sale
Direct holdings after sale 1,104,645 shares Common stock directly owned after 2026-08-05 transaction
Indirect holdings by spouse 2,000 shares Common stock held indirectly, classified as "By Spouse"
Indirect holdings by children 48,000 shares Common stock held indirectly, classified as "By Children"
weighted average price financial
"The price reported in Column 4 is a weighted average price."
Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.
open market financial
"Sale in open market or private transaction"
An open market is a system where buying and selling of goods, services, or financial assets happen freely without restrictions or special controls. For investors, it means they can trade assets easily and quickly, which helps determine fair prices based on supply and demand. This environment encourages transparency and competition, making it easier to buy or sell with confidence.
private transaction financial
"Sale in open market or private transaction"
A private transaction is the sale or transfer of securities, assets, or ownership stakes carried out directly between a small number of parties rather than on a public exchange. For investors it matters because these deals are less visible and often less liquid than public trades, so pricing can be harder to verify, the investment can be harder to sell quickly, and buyers or sellers may gain strategic advantages not available in open markets — like negotiated terms similar to a private garage sale versus a crowded marketplace.

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
Learn about SEC filing dates

FAQ

What insider transaction did UVE Executive Chairman Sean P. Downes report?

Sean P. Downes reported selling 20,000 shares of Universal Insurance Holdings (UVE) common stock on 2026-08-05. The sale was coded as a common stock disposition in an open-market or private transaction.

At what price did Sean P. Downes sell UVE shares in this Form 4?

The reported weighted average sale price was $44.2682 per UVE share. Individual trade prices for the 20,000 shares ranged between $43.96 and $44.69, as disclosed in a detailed price-range footnote.

How many UVE shares does Sean P. Downes hold after the reported sale?

After the transaction, Sean P. Downes directly holds 1,104,645 UVE common shares. He also reports indirect ownership of 2,000 shares held by his spouse and 48,000 shares held by his children.

Were the UVE insider sales by Sean P. Downes under a Rule 10b5-1 plan?

No. The Form 4’s Rule 10b5-1 checkbox is not marked as affirming a trading plan. The filing therefore indicates the reported 20,000-share sale was not executed under a Rule 10b5-1 trading arrangement.

What ownership types does Sean P. Downes report for his UVE holdings?

He reports direct ownership of 1,104,645 shares and indirect ownership of 2,000 shares "By Spouse" and 48,000 shares "By Children." These indirect positions reflect family-held shares attributed to him.

How is the sale of UVE shares by Sean P. Downes described in the filing?

The transaction is coded as a sale of common stock in an "open market or private transaction." The filing notes the 20,000 shares were sold across multiple trades within the disclosed price range.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
DOWNES SEAN P

(Last)(First)(Middle)
1110 WEST COMMERCIAL BOULEVARD
SUITE 100

(Street)
FORT LAUDERDALE FLORIDA 33309

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
UNIVERSAL INSURANCE HOLDINGS, INC. [ UVE ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
Executive Chairman
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/05/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/05/2026S20,000D$44.2682(1)1,104,645D
Common Stock2,000IBy Spouse
Common Stock48,000IBy Children
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $43.96 to $44.69, inclusive. The reporting person undertakes to provide to Universal Insurance Holdings, Inc., any security holder of Universal Insurance Holdings Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in footnote (1).
Remarks:
/s/ Sean P. Downes08/07/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)