Universal Insurance officer to sell $876K in stock

Officer Sean P. Downes has filed a Rule 144 notice covering a proposed sale of 20,000 UVE common shares, following a similar 20,000-share sale in the prior three months.

Rhea-AI Filing Summary

UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) is the issuer for a planned sale of restricted shares reported under Rule 144 for the account of officer Sean P. Downes. The notice covers a proposed sale of 20,000 shares of common stock through Raymond James & Associates, Inc., with an aggregate market value of $876,000. In the prior three months, a separate sale of 20,000 shares of common stock for $884,339.81 was also reported for Downes.

Key Figures

Shares proposed for sale under Rule 144: 20,000 shares Aggregate market value of proposed sale: $876,000 Shares sold in prior three months: 20,000 shares +2 more

5 metrics

Shares proposed for sale under Rule 144 20,000 shares Planned sale of UVE common stock for the account of Sean P. Downes

Aggregate market value of proposed sale $876,000 Value associated with 20,000 UVE shares covered by the Form 144 notice

Shares sold in prior three months 20,000 shares Sale of UVE common stock by Sean Downes on August 5, 2026

Proceeds from prior sale $884,339.81 Total consideration for 20,000 UVE shares sold on August 5, 2026

Acquisition date of shares to be sold December 30, 2025 Date the 20,000 UVE shares were acquired as Lieu Compensation from the issuer

Key Terms

Rule 144, attorney-in-fact, Lieu Compensation

3 terms

Rule 144 regulatory

"See the definition of "person" in paragraph (a) of Rule 144."

Rule 144 is a U.S. securities regulation that sets conditions under which restricted or insider-held shares can be legally resold to the public, such as required holding periods, availability of public information, limits on how much can be sold at once, and certain filing requirements. For investors it matters because it determines when previously locked-up shares can enter the market — like a release valve that can increase supply, affect share price, and signal insider intent.

attorney-in-fact regulatory

"as attorney-in-fact for Sean P Downes"

An attorney-in-fact is the person or entity given legal authority through a power of attorney to act on behalf of another for specific tasks, such as signing documents, voting shares, or handling transactions. For investors, this matters because it lets a trusted representative make timely decisions or complete paperwork when the owner cannot, much like handing keys to someone to run errands on your behalf—so checks on scope and limits of that authority are important.

Lieu Compensation financial

"Common | 12/30/2025 | Lieu Compensation | Issuer"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does the Form 144 filing for UVE disclose about Sean P. Downes?

The Form 144 reports that officer Sean P. Downes intends to sell 20,000 shares of UNIVERSAL INSURANCE HOLDINGS, INC. common stock under Rule 144 through Raymond James & Associates, Inc., with an indicated aggregate market value of $876,000.

How many UVE shares are covered by the planned Rule 144 sale?

The notice covers a proposed sale of 20,000 shares of UNIVERSAL INSURANCE HOLDINGS, INC. common stock. These shares are to be sold for cash through Raymond James & Associates, Inc. as the broker named in the filing.

What aggregate value is associated with the 20,000 UVE shares in the Form 144?

The 20,000 UVE common shares listed in the Form 144 have an aggregate market value of $876,000. This reflects the market value of the shares covered by the planned Rule 144 sale at the time referenced in the filing.

What UVE share sales by Sean P. Downes occurred in the past three months?

The filing reports that on August 5, 2026, Sean Downes sold 20,000 shares of UNIVERSAL INSURANCE HOLDINGS, INC. common stock for total proceeds of $884,339.81, in addition to the new proposed 20,000-share sale covered by this notice.

Who is the broker for the proposed UVE share sale under Rule 144?

The broker identified for the proposed sale is Raymond James & Associates, Inc., located in St. Petersburg, Florida. The Form 144 is signed by Rashida Mitchell as a duly authorized representative and attorney-in-fact for Sean P. Downes.

How were the UVE shares to be sold acquired by Sean P. Downes?

The Form 144 states that the common shares to be sold were acquired on December 30, 2025 as "Lieu Compensation" from the issuer, UNIVERSAL INSURANCE HOLDINGS, INC., indicating compensation-related acquisition.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/11/2026 - 03:29 PM EDT Accepted by SEC EDGAR 09/11/2026 - 03:28 PM EDT Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0001287040
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	UNIVERSAL INSURANCE HOLDINGS, INC.
SEC File Number	001-33251
Address of Issuer	1110 W. COMMERCIAL BLVD. SUITE 100 FORT LAUDERDALE FLORIDA 33309
Phone	954-958-1200
Name of Person for Whose Account the Securities are To Be Sold	DOWNES SEAN P
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	Officer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Raymond James & Associates, Inc. 880 Carillon Parkway St. Petersburg FL 33716	20000	876000.00	28048881	09/11/2026	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	12/30/2025	Lieu Compensation	Issuer			20000	09/11/2026	Cash

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Sean Downes 1110 WEST COMMERCIAL BOULEVARD Suite 100 Fort Lauderdale FL 33309	Common	08/05/2026	20000	884339.81

144: Remarks and Signature

Remarks
Date of Notice	09/11/2026
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	Rashida Mitchell, as duly authorized representative of Raymond James & Associates, Inc., as attorney-in-fact for Sean P Downes
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)