Universal Insurance (UVE) chair sells 20,000 shares in open-market trade

Rhea-AI Filing Summary

Universal Insurance Holdings Executive Chairman Sean P. Downes reported an open-market sale of 20,000 shares of common stock at a weighted average price of $34.6036 per share. After this sale, he directly holds 1,206,788 shares of Universal Insurance Holdings common stock.

In addition to his direct stake, the filing shows indirect holdings of 48,000 shares held by his children and 2,000 shares held by his spouse. The sale price reflects multiple trades executed between $34.19 and $35.07 per share.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DOWNES SEAN P

(Last) (First) (Middle)

1110 WEST COMMERCIAL BOULEVARD

SUITE 100

(Street)

FORT LAUDERDALE FLORIDA 33309

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNIVERSAL INSURANCE HOLDINGS, INC. [ UVE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Chairman

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/25/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/25/2026		S		20,000	D	$34.6036(1)	1,206,788	D
Common Stock								48,000	I	By Children
Common Stock								2,000	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $34.19 to $35.07, inclusive. The reporting person undertakes to provide to Universal Insurance Holdings, Inc., any security holder of Universal Insurance Holdings Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in footnote (1).

Remarks:

	/s/ Sean P. Downes	03/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did UVE Executive Chairman Sean P. Downes report?

Sean P. Downes reported selling 20,000 shares of Universal Insurance Holdings common stock in an open-market transaction at a weighted average price of $34.6036 per share. The sale involved multiple trades within a disclosed price range.

At what price did Sean P. Downes sell UVE shares in this Form 4?

The reported weighted average sale price was $34.6036 per share, with individual trades executed between $34.19 and $35.07. This range reflects several transactions aggregated into the single reported sale of 20,000 shares.

How many UVE shares does Sean P. Downes hold after the reported sale?

Following the 20,000-share sale, Sean P. Downes directly holds 1,206,788 shares of Universal Insurance Holdings common stock. The Form 4 also lists indirect holdings through family members, separate from his direct ownership position.

What indirect UVE shareholdings related to Sean P. Downes are disclosed?

The filing shows 48,000 shares of Universal Insurance Holdings common stock held indirectly by his children and 2,000 shares held indirectly by his spouse. These positions are reported as indirect ownership separate from his direct shareholdings.

What is the transaction type reported in Sean P. Downes’s UVE Form 4?

The Form 4 reports an open-market sale of common stock, coded as a sale transaction. It is classified as a non-derivative transaction, meaning it involved common shares rather than options or other derivative securities.

Does the UVE Form 4 mention multiple sale prices for the 20,000 shares?

Yes. The filing notes that the 20,000 shares were sold in multiple transactions at prices ranging from $34.19 to $35.07, with $34.6036 reported as the weighted average price for disclosure purposes.