Universal Insurance (NYSE: UVE) director granted 3,414 restricted shares

Rhea-AI Filing Summary

SCHINDLER OZZIE A reported acquisition or exercise transactions in this Form 4 filing.

UNIVERSAL INSURANCE HOLDINGS, INC. director Ozzie A. Schindler received an award of 3,414 shares of common stock as a restricted share grant. The award was made at no cash cost per share and increases his direct holdings to 44,204 shares. These restricted shares will vest on the earlier of June 11, 2027 or the date of the next annual meeting that is at least 50 weeks after the prior year’s annual meeting.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider SCHINDLER OZZIE A

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	3,414	$0.00	--

Holdings After Transaction: Common Stock — 44,204 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Restricted shares granted: 3,414 shares Transaction price per share: $0.0000 per share Shares owned after transaction: 44,204 shares +1 more

4 metrics

Restricted shares granted 3,414 shares Director equity award of common stock

Transaction price per share $0.0000 per share Grant, award, or other acquisition

Shares owned after transaction 44,204 shares Director’s direct holdings following award

Vesting date (time-based) June 11, 2027 Earlier of this date or next qualifying annual meeting

Key Terms

restricted shares, vest, annual meeting, Grant, award, or other acquisition, +1 more

5 terms

restricted shares financial

"These restricted shares will vest on the earlier of (i) June 11, 2027..."

Restricted shares are company stock that cannot be sold or transferred immediately because they are subject to legal or contractual limits, such as a required holding period or performance conditions. They matter to investors because these locked-up shares can affect a company’s available stock for trading, future dilution, and insider incentives—imagine a gift that can’t be cashed until certain conditions are met, which changes when and how much supply can suddenly enter the market.

vest financial

"These restricted shares will vest on the earlier of (i) June 11, 2027..."

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

annual meeting financial

"the date of the next annual meeting that is at least 50 weeks after..."

A company's annual meeting is a yearly gathering where owners (shareholders) and the board review performance, ask questions, and vote on key matters like electing directors, approving auditor choices, and sometimes setting pay or dividend policies. For investors it matters because decisions made and votes cast can change who runs the company, influence strategy and payouts, and affect the value or direction of their investment—similar to a homeowners’ meeting where rules and leaders that shape your property’s value are decided.

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

non-derivative financial

"transaction_type: non-derivative"

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SCHINDLER OZZIE A

(Last) (First) (Middle)

1110 WEST COMMERCIAL BOULEVARD

SUITE 100

(Street)

FORT LAUDERDALE FLORIDA 33309

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNIVERSAL INSURANCE HOLDINGS, INC. [ UVE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/11/2026		A		3,414(1)	A	$0	44,204	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These restricted shares will vest on the earlier of (i) June 11, 2027 and (ii) the date of the next annual meeting that is at least 50 weeks after the immediately preceding year's annual meeting.

Remarks:

	/s/ Ozzie A. Schindler	06/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did UVE director Ozzie A. Schindler report on this Form 4?

Ozzie A. Schindler reported receiving 3,414 shares of Universal Insurance Holdings common stock as a restricted share grant. The shares were acquired at no cash cost per share and represent a compensation-related award rather than an open-market purchase.

How many UVE shares does Ozzie A. Schindler hold after this restricted stock award?

Following the award, Ozzie A. Schindler directly holds 44,204 shares of Universal Insurance Holdings common stock. This figure includes the newly granted 3,414 restricted shares, which are subject to vesting conditions tied to future dates and the company’s next qualifying annual meeting.

When do the newly granted UVE restricted shares to Ozzie A. Schindler vest?

The restricted shares vest on the earlier of June 11, 2027, or the date of the next annual meeting that occurs at least 50 weeks after the immediately preceding year’s annual meeting. This time-based vesting schedule aligns the award with ongoing board service.

Did Ozzie A. Schindler pay a purchase price for his new UVE shares?

No, the Form 4 shows a transaction price per share of 0.0000 for the 3,414 granted shares. This indicates the shares were received as a compensation-related restricted stock award rather than purchased in an open-market or privately negotiated transaction.

What transaction code is used for Ozzie A. Schindler’s UVE restricted stock grant?

The filing uses transaction code “A,” which the Form 4 describes as a grant, award, or other acquisition. The normalized data classifies this as a grant or award acquisition of non-derivative common stock, consistent with equity compensation to a director.

Are there any derivative securities reported for Ozzie A. Schindler in this UVE Form 4?

No derivative securities are listed in the derivative summary for this filing. The reported activity involves only non-derivative common stock, specifically a restricted share grant, with no accompanying option exercises, conversions, or other derivative transactions disclosed.