STOCK TITAN

Universal Insurance (UVE) chair Sean Downes sells 20,000 common shares

Filing Impact
(Very High)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

UNIVERSAL INSURANCE HOLDINGS, INC. Executive Chairman Sean P. Downes reported open-market sales of 20,000 shares of common stock on May 15, 2026. The shares were sold in two tranches at weighted average prices of $38.7136 and $39.4024, with individual trades executed within disclosed price ranges around those levels. After these sales, he continues to hold more than one million shares directly, along with indirect holdings of 2,000 shares through his spouse and 48,000 shares held for his children.

Positive

  • None.

Negative

  • None.
Insider DOWNES SEAN P
Role Executive Chairman
Sold 20,000 shs ($775K)
Type Security Shares Price Value
Sale Common Stock 19,518 $38.7136 $756K
Sale Common Stock 482 $39.4024 $19K
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 1,168,737 shares (Direct, null); Common Stock — 48,000 shares (Indirect, By Children)
Footnotes (1)
  1. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $38.36 to $39.34, inclusive. The reporting person undertakes to provide to Universal Insurance Holdings, Inc., any security holder of Universal Insurance Holdings Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in footnote (1). The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $39.37 to $39.43, inclusive. The reporting person undertakes to provide to Universal Insurance Holdings, Inc., any security holder of Universal Insurance Holdings Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in footnote (2).
Total shares sold 20,000 shares Open-market common stock sales on May 15, 2026
Weighted avg sale price (block 1) $38.7136 per share 19,518-share sale; trades ranged from $38.36 to $39.34
Weighted avg sale price (block 2) $39.4024 per share 482-share sale; trades ranged from $39.37 to $39.43
Indirect spouse holdings 2,000 shares Common stock held indirectly by spouse
Indirect children holdings 48,000 shares Common stock held indirectly for children
Net share activity -20,000 shares Net-sell direction from transaction summary
open-market sale financial
"transaction_action":"open-market sale""
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
weighted average price financial
"The price reported in Column 4 is a weighted average price."
Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.
indirect ownership financial
""ownership_type":"indirect","ownership_code":"I""
Common Stock financial
""security_title":"Common Stock""
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
net-sell financial
""netBuySellDirection":"net-sell""
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
DOWNES SEAN P

(Last)(First)(Middle)
1110 WEST COMMERCIAL BOULEVARD
SUITE 100

(Street)
FORT LAUDERDALE FLORIDA 33309

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
UNIVERSAL INSURANCE HOLDINGS, INC. [ UVE ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
Executive Chairman
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/15/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/15/2026S19,518D$38.7136(1)1,168,737D
Common Stock05/15/2026S482D$39.4024(2)1,168,255D
Common Stock48,000IBy Children
Common Stock2,000IBy Spouse
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $38.36 to $39.34, inclusive. The reporting person undertakes to provide to Universal Insurance Holdings, Inc., any security holder of Universal Insurance Holdings Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in footnote (1).
2. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $39.37 to $39.43, inclusive. The reporting person undertakes to provide to Universal Insurance Holdings, Inc., any security holder of Universal Insurance Holdings Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in footnote (2).
Remarks:
/s/ Sean P. Downes05/15/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did UVE executive Sean P. Downes report?

Sean P. Downes reported selling 20,000 shares of Universal Insurance common stock. The transactions were open-market sales on May 15, 2026, split into two tranches with separate weighted average prices and detailed price ranges disclosed in the footnotes.

At what prices did Sean P. Downes sell UVE shares?

He sold 19,518 shares at a weighted average price of $38.7136 and 482 shares at $39.4024. Footnotes state individual trades ranged from $38.36 to $39.34 and from $39.37 to $39.43, respectively, across multiple executions.

How many UVE shares did Sean P. Downes sell in total?

He sold a total of 20,000 shares of Universal Insurance common stock. The Form 4 transaction summary aggregates two separate open-market sale entries into this combined amount, reflecting net selling activity on May 15, 2026.

How many UVE shares does Sean P. Downes still hold after these sales?

He remains a large shareholder, holding over one million shares directly after the reported sales. In addition, there are indirect holdings of 2,000 shares attributed to his spouse and 48,000 shares attributed to his children, as disclosed in the filing.

Were the UVE insider sales made in a single trade or multiple trades?

They were executed as multiple trades. Each reported weighted average price reflects numerous individual transactions, with footnotes providing the full price ranges for the sales and offering to supply detailed trade breakdowns upon request.