[144] UNIVERSAL INSURANCE HLDG, INC. SEC Filing

Rhea-AI Filing Summary

Universal Insurance Holdings, Inc. (UVE) – Form 144 filing discloses the proposed sale of 20,000 common shares by shareholder Sean Downes through Raymond James on or after 4 Aug 2025. The shares have an aggregate market value of $465,000, representing roughly 0.07 % of the 28.29 million shares outstanding. All shares were previously acquired from the issuer as compensation between 2014-2025.

The filer also reports three sales during the past 3 months: 20,000 shares on 16 May 2025, and 25,000 shares each on 12 Jun 2025 and 13 Jun 2025, for combined gross proceeds of $1.86 million.

Form 144 is a notice of intent; the transaction may not occur in full or at the stated time. The signer attests to possessing no undisclosed material adverse information.

Insights

Securities Analyst

TL;DR: Insider plans to unload 20k UVE shares after 70k recent sales; scale is small but signals continual insider selling.

The planned disposition equals just 0.07 % of shares outstanding and should not meaningfully impact liquidity or ownership structure. However, combined with the 70 k shares already sold since May, the pattern indicates an ongoing reduction of the insider’s exposure (total 90 k shares, ≈0.32 % of O/S). Persistent insider selling can be interpreted as a mildly bearish sentiment indicator, especially absent offsetting insider purchases. No financial data is provided, so valuation impact is limited; nevertheless, market participants often watch Form 144s for behavioral cues.

Corporate Governance Expert

TL;DR: Routine Rule 144 filing; governance risk low, but investors should monitor continued sales volume.

Form 144 compliance appears proper, detailing acquisition sources, prior sales, and broker. The attestations meet Rule 144 and 10b5-1 requirements. Because the shares originated from compensation, the divestiture may simply reflect liquidity or tax planning. Still, if Downes holds an executive or board position (relationship not stated), sustained selling could raise alignment concerns. The limited percentage suggests no control change or dilution risk.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Raymond James & Associates 880 Carillon Parkway St. Petersburg FL 33716	20000	465000.00	28287000	08/04/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	03/30/2025	Lieu Compensation	Issuer			5535	03/30/2025	Cash
Common	03/27/2025	Lieu Compensation	Issuer			5059	03/27/2025	Cash
Common	06/24/2025	Lieu Compensation	Issuer			7791	06/24/2025	Cash
Common	03/13/2014	Lieu Compensation	Issuer			1615	03/13/2014	Cash

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Sean Downes 800 Lake Dr Boca Raton FL 33432	Common	05/16/2025	20000	525800.05
Sean Downes 800 Lake Dr Boca Raton FL 33432	Common	06/12/2025	25000	671524.05
Sean Downes 800 Lake Dr Boca Raton FL 33432	Common	06/13/2025	25000	660619.05

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)