[8-K] UNIVERSAL INSURANCE HLDG, INC. Reports Material Event

Rhea-AI Filing Summary

Universal Insurance Holdings, Inc. (NYSE: UVE) filed an 8-K to disclose a shareholder-friendly capital action and upcoming investor events.

• Dividend declaration: The Board approved a $0.16 per-share cash dividend on common stock. The payout date is August 8, 2025; shareholders must own shares as of the August 1, 2025 record date.
• Earnings timetable: First-quarter FY25 results will be released on July 24, 2025. Management will host an earnings call the following day, July 25, 2025.
• No other material transactions, financial statements, or guidance updates were included in the filing.

The disclosure is routine but signals continued cash returns to shareholders and provides the market with key dates for the forthcoming earnings cycle.

Positive

• $0.16 per-share cash dividend demonstrates continued shareholder returns and management confidence.
• Earnings release and call dates give investors clarity for upcoming financial updates.

Negative

• None.

Insights

Financial Analyst

TL;DR: Routine 8-K reveals $0.16 dividend and sets Q1 earnings dates; moderately positive for income investors.

The cash dividend affirms UVE’s willingness to return capital, suggesting adequate liquidity and continuing profitability in a challenging Florida P&C market. At $0.16 per share, the annualized payout (if unchanged) would be $0.64, but the filing does not provide historical context, so comparability is limited. Investors now have clear timelines for Q1 results and the conference call, which should offer insight into loss trends and reinsurance costs. Overall impact is modest; the announcement does not alter the investment thesis but supports a stable income narrative.

Income-Focused Portfolio Manager

TL;DR: Dividend confirms steady cash flow; news is incremental, not transformative.

A declared payout ahead of earnings conveys management’s confidence in near-term cash generation. However, without prior dividend data or payout ratio, it’s difficult to judge growth. The information is useful for positioning ahead of the July 24 earnings release but lacks the granularity (combined ratio, catastrophe exposure) needed to drive portfolio rebalancing. I view the disclosure as neutral to slightly positive and not materially impactful on valuation.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): July 9, 2025

Universal Insurance Holdings, Inc.

(Exact name of registrant as specified in its charter)

Delaware

001-33251

65-0231984

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

1110 W. Commercial Blvd., Fort Lauderdale, Florida 33309

(Address of Principal Executive Offices) (Zip Code)

Registrant’s telephone number, including area code: (954) 958-1200 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, $0.01 Par Value			UVE			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01 Regulation FD Disclosure

On July 9, 2025, Universal Insurance Holdings, Inc. (the “Company”) announced that its Board of Directors declared a cash dividend of $0.16 per share of the Company’s common stock, payable on August 8, 2025 to shareholders of record as of the close of business on August 1, 2025. The Company also announced that it will release its first quarter earnings on July 24, 2025, and will host an earnings call on July 25, 2025. The announcement, a copy of which is attached hereto as Exhibit 99.1, is incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits:

 

Exhibit Number						Description
99.1						Press Release dated July 9, 2025.
104						The cover page from this Current Report on Form 8-K formatted in Inline XBRL (included as Exhibit 101).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

Date: July 9, 2025

UNIVERSAL INSURANCE HOLDINGS, INC.

By:

/s/ Stephen J. Donaghy

Name:

Stephen J. Donaghy

Title:

Chief Executive Officer

FAQ

How much is Universal Insurance Holdings' (UVE) new dividend?

The Board declared a $0.16 cash dividend per share.

When is the dividend record date for UVE shareholders?

Shareholders must be on record by August 1, 2025 to receive the dividend.

When will the $0.16 dividend be paid?

The dividend is payable on August 8, 2025.

When will UVE release its first-quarter 2025 earnings?

Universal Insurance Holdings will publish Q1 results on July 24, 2025.

What date is the earnings conference call for UVE?

Management will host the call on July 25, 2025.