[8-K] UNIVERSAL INSURANCE HLDG, INC. Reports Material Event

Rhea-AI Filing Summary

On 24 July 2025 Coursera, Inc. filed a Form 8-K under Item 2.02 to furnish a press release (Ex. 99.1) and shareholder letter (Ex. 99.2) announcing its financial results for the quarter ended 30 June 2025. The company clarifies that the exhibits are "furnished," not "filed," thereby limiting liability under Section 18 of the Exchange Act and preventing automatic incorporation into future registration statements unless specifically referenced. No quantitative performance metrics, guidance, or narrative detail are included in the body of the 8-K; investors must review the attached exhibits to obtain actual financial information.

Insights

Financial Reporting Analyst

TL;DR Routine 8-K furnishes earnings exhibits; contains no numbers—minimal standalone impact.

This filing is a standard compliance action triggered by Coursera’s Q2 2025 earnings release. Because it merely furnishes supporting documents without disclosing any financial metrics, it offers no direct insight into operating performance. The distinction that the materials are "furnished" rather than "filed" limits statutory liability. Market impact should be negligible; investors should consult Exhibits 99.1 and 99.2 for substantive data.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

 FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): July 24, 2025

Universal Insurance Holdings, Inc.

(Exact name of registrant as specified in its charter)

Delaware

001-33251

65-0231984

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

1110 W. Commercial Blvd., Fort Lauderdale, Florida 33309

(Address of Principal Executive Offices) (Zip Code)

Registrant’s telephone number, including area code: (954) 958-1200

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: 

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, $0.01 Par Value			UVE			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

Item 2.02 Results of Operations and Financial Condition

On July 24, 2025, Universal Insurance Holdings, Inc. issued a press release announcing its financial results for the fiscal quarter ended June 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1.

The information in this Current Report on Form 8-K, including Exhibit 99.1 hereto, is being furnished to the Securities and Exchange Commission and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits:

 

Exhibit Number						Description
99.1						Press Release dated July 24, 2025.
104						The cover page from this Current Report on Form 8-K formatted in Inline XBRL (included as Exhibit 101).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

Date: July 24, 2025

UNIVERSAL INSURANCE HOLDINGS, INC.

By:

/s/ Frank C. Wilcox

Name:

Frank C. Wilcox

Title:

Chief Financial Officer

FAQ

What did Coursera (COUR) disclose in its 24 July 2025 Form 8-K?

The company furnished a press release and shareholder letter announcing Q2 2025 financial results.

Which exhibits accompany Coursera’s latest 8-K filing?

Ex. 99.1 press release, Ex. 99.2 shareholder letter, and Ex. 104 cover page XBRL.

Does the 8-K contain Coursera’s actual Q2 2025 numbers?

No; the filing references results but does not include specific financial metrics.

Is the furnished information considered "filed" under the Exchange Act?

Coursera states the exhibits are furnished, not filed, limiting liability under Section 18.

Where can investors find Coursera’s detailed Q2 2025 performance?

In the press release and shareholder letter provided as Exhibits 99.1 and 99.2.