Universal Insurance chairman sells 20,000 shares

Available on EDGAR 11/03/2026 - 04:29 PM EST Accepted by SEC EDGAR 11/03/2026 - 04:28 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Universal Insurance Holdings, Inc. (UVE) Executive Chairman Sean P. Downes reported two direct common-stock sales on October 30, 2026: 18,820 shares at a weighted average price of $48.1975 (transactions from $47.67 to $48.66) and 1,180 shares at a weighted average price of $48.7050 (transactions from $48.67 to $48.71). No Rule 10b5-1 plan is reported. The filing lists indirect holdings of 2,000 shares by his spouse and 48,000 shares by his children.

Insider Trade Summary

Net Seller: 20,000 shares

Net Sell 2 txns

Insider DOWNES SEAN P

Role Executive Chairman

Sold 20,000 shs ($965K)

Type	Security	Shares	Price	Value
Sale	Common Stock F1	18,820	$48.1975	$907K
Sale	Common Stock F2	1,180	$48.705	$57K
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 1,064,645 shares (Direct); Common Stock — 2,000 shares (Indirect, By Spouse); Common Stock — 48,000 shares (Indirect, By Children)

Footnotes (2)

1. F1. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $47.67 to $48.66, inclusive. The reporting person undertakes to provide to Universal Insurance Holdings, Inc., any security holder of Universal Insurance Holdings Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in footnote (1).
2. F2. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $48.67 to $48.71, inclusive. The reporting person undertakes to provide to Universal Insurance Holdings, Inc., any security holder of Universal Insurance Holdings Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in footnote (2).

Key Figures

Shares sold: 18,820 shares Weighted average sale price: $48.1975 per share Shares sold: 1,180 shares +3 more

6 metrics

Shares sold 18,820 shares Direct sale on October 30, 2026

Weighted average sale price $48.1975 per share For 18,820 shares; transaction prices ranged from $47.67 to $48.66 on October 30, 2026

Shares sold 1,180 shares Direct sale on October 30, 2026

Weighted average sale price $48.7050 per share For 1,180 shares; transaction prices ranged from $48.67 to $48.71 on October 30, 2026

Spouse's indirect holdings 2,000 shares Common Stock listed as held by spouse on October 30, 2026

Children's indirect holdings 48,000 shares Common Stock listed as held by children on October 30, 2026

Key Terms

weighted average price, direct ownership, indirect ownership

3 terms

weighted average price financial

"The price reported in Column 4 is a weighted average price"

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

direct ownership regulatory

"direct common-stock sales"

indirect ownership regulatory

"indirect holdings by his spouse and children"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many UVE shares did Executive Chairman Sean P. Downes sell?

Sean P. Downes reported two direct sales on October 30, 2026: 18,820 shares at a weighted average of $48.1975 and 1,180 shares at $48.7050. The transactions in those groups ranged from $47.67 to $48.66 and from $48.67 to $48.71, respectively. No Rule 10b5-1 plan is reported.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DOWNES SEAN P

(Last) (First) (Middle)

1110 WEST COMMERCIAL BOULEVARD

SUITE 100

(Street)

FORT LAUDERDALE FLORIDA 33309

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNIVERSAL INSURANCE HOLDINGS, INC. [ UVE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Chairman

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/30/2026		S		18,820	D	$48.1975(1)	1,065,825	D
Common Stock	10/30/2026		S		1,180	D	$48.705(2)	1,064,645	D
Common Stock								2,000	I	By Spouse
Common Stock								48,000	I	By Children

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $47.67 to $48.66, inclusive. The reporting person undertakes to provide to Universal Insurance Holdings, Inc., any security holder of Universal Insurance Holdings Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in footnote (1).

2. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $48.67 to $48.71, inclusive. The reporting person undertakes to provide to Universal Insurance Holdings, Inc., any security holder of Universal Insurance Holdings Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in footnote (2).

Remarks:

	/s/ Sean P. Downes	11/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)