Donald Smith reports 4.1% stake in Universal

Donald Smith & Co., Inc. filed a Schedule 13G reporting beneficial ownership of 1,149,374 shares, or 4.1% of the common stock of Universal Insurance Holdings, Inc. as of 12/31/2025.

Accepted by SEC EDGAR 02/11/2026 - 03:19 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Donald Smith & Co., Inc. filed a Schedule 13G reporting beneficial ownership of 1,149,374 shares, or 4.1% of the common stock of Universal Insurance Holdings, Inc. as of 12/31/2025. The filing is made on a passive basis, stating the shares were acquired and are held in the ordinary course of business, without the purpose or effect of changing or influencing control of the company.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What stake in Universal Insurance Holdings (UVE) did Donald Smith & Co. report?

Donald Smith & Co., Inc. reported beneficial ownership of 1,149,374 shares, representing 4.1% of Universal Insurance Holdings’ common stock as of 12/31/2025. This level is disclosed in a passive Schedule 13G filing under SEC rules.

Which investors are named in this Universal Insurance Holdings (UVE) Schedule 13G?

The filing lists Donald Smith & Co., Inc. and DSCO Value Fund, L.P. as reporting persons. Donald Smith & Co. is a Delaware corporation, and DSCO Value Fund, L.P. is a Delaware limited partnership, both reporting holdings in Universal Insurance Holdings’ common shares.

How much voting and dispositive power does Donald Smith & Co. report over UVE shares?

Donald Smith & Co., Inc. reports sole voting power over 1,075,252 shares and sole dispositive power over 1,138,692 shares of Universal Insurance Holdings’ common stock. It reports no shared voting or shared dispositive power over any of the issuer’s shares in this filing.

What ownership level in UVE does this Schedule 13G indicate relative to 5% thresholds?

The filing states ownership of 4.10% of Universal Insurance Holdings’ common stock, and explicitly notes ownership of 5 percent or less of the class. This indicates the reporting persons’ combined holdings are below the 5% threshold that often signifies larger block positions.

Does this Universal Insurance Holdings (UVE) Schedule 13G seek to influence company control?

The certification states the securities were acquired and are held in the ordinary course of business, not for the purpose or effect of changing or influencing control of Universal Insurance Holdings. It also notes they are not held in connection with any control-related transaction.

Who signed the Universal Insurance Holdings (UVE) Schedule 13G and in what capacity?

The Schedule 13G was signed by Richard L. Greenberg, identified as CEO and Co-CIO. By signing, he certifies that, after reasonable inquiry, the information in the statement regarding holdings in Universal Insurance Holdings’ common stock is true, complete, and correct.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

UNIVERSAL INSURANCE HOLDINGS, INC.

(Name of Issuer)

Common

(Title of Class of Securities)

91359V107

(CUSIP Number)

12/31/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 91359V107

1

Names of Reporting Persons

DONALD SMITH & CO., INC.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 1,075,252.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 1,138,692.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

1,149,374.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

4.1 %

12

Type of Reporting Person (See Instructions)

IA

SCHEDULE 13G

CUSIP No. 91359V107

1

Names of Reporting Persons

DSCO Value Fund, L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 10,682.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 10,682.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

1,149,374.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

4.1 %

12

Type of Reporting Person (See Instructions)

PN

SCHEDULE 13G

Item 1.
(a)	Name of issuer: UNIVERSAL INSURANCE HOLDINGS, INC.
(b)	Address of issuer's principal executive offices: 1110 W. COMMERCIAL BLVD., SUITE 100, FORT LAUDERDALE, FLORIDA, 33309
Item 2.
(a)	Name of person filing: Donald Smith & Co., Inc.
(b)	Address or principal business office or, if none, residence: 152 West 57th Street, 29th Floor New York, NY 10019
(c)	Citizenship: A Delaware Corporation
(d)	Title of class of securities: Common
(e)	CUSIP No.: 91359V107
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 1,149,374
(b)	Percent of class: 4.10%
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: SOLE POWER TO VOTE: Donald Smith & Co., Inc. 1,075,252 DSCO Value Fund, L.P. 10,682
	(ii) Shared power to vote or to direct the vote: SEE ITEM 6
	(iii) Sole power to dispose or to direct the disposition of: SOLE POWER TO DISPOSE: Donald Smith & Co., Inc. 1,138,692 DSCO Value Fund, L.P. 10,682
	(iv) Shared power to dispose or to direct the disposition of: SEE ITEM 6
Item 5.	Ownership of 5 Percent or Less of a Class.
	Ownership of 5 percent or less of a class
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	If a group has filed this schedule pursuant to §240.13d-1(b)(1)(ii)(K), so indicate under Item 3(k) and attach an exhibit stating the identity and Item 3 classification of each member of the group. If a group has filed this schedule pursuant to §240.13d-1(c) or §240.13d-1(d), attach an exhibit stating the identity of each member of the group. FILED PURSUANT TO RULE 13d-1(b) or 13d-2(b) RULE 13d-1(f)(1) EXHIBIT A: Donald Smith & Co., Inc. IA DSCO Value Fund, L.P. PN
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

DONALD SMITH & CO., INC.

Signature:	Richard L. Greenberg
Name/Title:	CEO and Co-CIO
Date:	02/11/2026

DSCO Value Fund, L.P.

Signature:	Richard L. Greenberg
Name/Title:	CEO and Co-CIO
Date:	02/11/2026