Every 8-K that Univest Financial Corporation (UVSP) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow UVSP and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full UVSP filings page.
Univest Financial Corporation furnished an investor slide presentation outlining YTD 2026 operating performance, balance sheet trends, liquidity and strategy. The $8.2 billion bank reported YTD 2026 earnings of $50.0 million, or $1.79 per share, and core PTPP‑NCO of $67.4 million, with reported ROAA of 1.23% and ROATE of 13.09%.
Total loans were $7.0 billion and deposits $6.9 billion, with net interest margin (tax‑equivalent) of 3.41% and a core efficiency ratio of 57.5%. Asset quality metrics included nonperforming assets at 0.77% of total assets and a loan and lease reserve coverage ratio of 1.28%.
Liquidity and capital were highlighted: committed borrowing capacity was $3.7 billion, including $2.4 billion available, while estimated unprotected deposits were $1.7 billion, or 24.6% of total deposits. Tangible common equity to tangible assets was 9.68% and the Common Equity Tier 1 ratio was 11.19%. The presentation also described non‑GAAP measures and longer‑term growth and balance sheet optimization strategies.
Univest Financial Corporation reported net income of $23.0 million for the quarter ended June 30, 2026, or $0.82 diluted earnings per share, an 18.8% increase in earnings per share compared to the 2025 second quarter. Net interest income was $66.2 million, up 11.3% from the second quarter of 2025, as higher average loan balances and lower funding costs lifted the tax-equivalent net interest margin to 3.49% from 3.20%.
Gross loans and leases increased $240.8 million, or 3.5%, from June 30, 2025, driven by commercial, construction and commercial real estate growth, while total deposits rose $350.3 million, or 5.3%, over the same period. Noninterest-bearing deposits were $1.5 billion, 21.1% of total deposits. Liquidity included $195.3 million of cash and cash equivalents and $2.4 billion of available committed borrowing capacity. Results reflected a $5.2 million pre-tax valuation adjustment on an other real estate owned property and $708 thousand of tax-free bank owned life insurance death benefit proceeds.
Asset quality softened as nonperforming assets totaled $63.0 million at June 30, 2026, compared to $41.2 million at March 31, 2026 and $50.6 million a year earlier, including a $28.6 million commercial relationship placed on nonaccrual with a $9.8 million specific reserve. Net loan and lease charge-offs were $1.9 million, and the provision for credit losses was $2.7 million, while the allowance for credit losses on loans and leases remained 1.28% of loans and leases held for investment. Univest declared a $0.23 quarterly dividend and repurchased 425,539 shares at an average price of $38.71, with 1,494,260 shares still available under its repurchase plan.
Univest Financial Corporation reported results of its Annual Meeting of Shareholders held on April 23, 2026. Holders of 28,083,533 common shares were entitled to vote.
Shareholders elected four Class III directors for three-year terms expiring in 2029. Support ranged from 21,131,082 votes for Robert C. Wonderling to 22,386,752 for Natalye Paquin, with broker non-votes of 1,808,019 on each director.
Shareholders also ratified KPMG LLP as independent registered public accounting firm for 2026 with 23,884,852 votes for, 466,638 against, and 18,428 abstentions. In addition, they approved on an advisory basis the compensation of named executive officers, with 21,929,235 votes for, 561,000 against, 71,664 abstentions, and 1,808,019 broker non-votes.
Univest Financial Corporation reported stronger first quarter 2026 results. Net income was $27.1 million, up from $22.4 million a year earlier, with diluted earnings per share rising to $0.96 from $0.77, a 24.7% increase.
The quarterly dividend was raised 4.5% to $0.23 per share. Net interest income grew 11.6% year over year to $63.4 million, and the tax-equivalent net interest margin improved to 3.33% from 3.09%. Noninterest income also increased, helped by higher investment advisory and insurance fees.
Noninterest expense rose 6.8% to $52.7 million, including a $427 thousand restructuring charge tied to closing two underutilized facilities. Asset quality remained solid, with net loan and lease charge-offs at $1.3 million and the allowance for credit losses steady at 1.28% of loans. Univest repurchased 351,138 shares at an average price of $33.70 and ended the quarter with $8.1 billion in assets.
Univest Financial Corporation reported that Kroll Bond Rating Agency (KBRA) affirmed the credit ratings of both the Corporation and Univest Bank and Trust Co. with a Stable Outlook as of April 1, 2026.
For the Corporation, KBRA affirmed a senior unsecured debt rating of BBB+, a subordinated debt rating of BBB, and a short-term debt rating of K2. For the Bank, KBRA affirmed a deposit rating of A-, senior unsecured debt rating of A-, subordinated debt rating of BBB+, and short-term deposit and debt ratings of K2.
Univest Financial Corporation extended the deadline for its subordinated notes exchange offer. Holders of its outstanding 6.00% Fixed-to-Floating Subordinated Notes due 2035 issued in an unregistered offering on November 6, 2025 may now tender their notes until 5:00 p.m. Eastern time on February 11, 2026.
The offer exchanges these Old Notes for newly issued 6.00% Fixed-to-Floating Subordinated Notes due 2035 that are registered under the Securities Act. All other terms of the exchange offer remain as described in the prospectus for the offer, and UMB Bank, N.A. continues to act as exchange agent.
Univest Financial Corporation filed a Form 8-K to furnish a press release announcing its 2025 fourth quarter and full year earnings. The filing notes that Univest Financial Corporation is the parent company of Univest Bank and Trust Co., and includes the press release as Exhibit 99.1.
The report is signed by the Senior Executive Vice President and Chief Financial Officer, Brian J. Richardson, and also includes a cover page formatted in Inline XBRL as Exhibit 104.
Univest Financial Corporation issued $50.0 million of 6.00% Fixed-to-Floating Rate Subordinated Notes due 2035 in a private placement at par. The company plans to use the proceeds to redeem its outstanding 5.00% Fixed-to-Floating Rate Subordinated Notes due 2030, which currently carry a 9.15% rate, and for general corporate purposes. The company also provided notice to redeem the remaining $80.0 million of those 2030 notes, with redemption expected on or about November 15, 2025.
The new notes pay 6.00% fixed interest semi-annually to, but excluding, November 15, 2030, then reset quarterly to three‑month SOFR plus 261.5 bps until maturity on November 15, 2035. They are unsecured, subordinated obligations intended to qualify as Tier 2 capital, are callable by the company on or after November 15, 2030 (subject to required regulatory approvals), and are not convertible or subject to a sinking fund. Univest entered into registration rights to exchange the notes for registered securities with substantially the same terms, with additional interest payable if obligations are not met.
Univest Financial Corporation filed a Form 8‑K stating it issued a press release on October 22, 2025 announcing its third‑quarter 2025 earnings. The company, parent of Univest Bank and Trust Co., furnished the press release as Exhibit 99.1.
The filing is administrative in nature and provides the press release as an attachment for investors’ reference.