Univest credit ratings affirmed with stable outlook
Univest Financial Corporation reported that Kroll Bond Rating Agency (KBRA) affirmed the credit ratings of both the Corporation and Univest Bank and Trust Co. with a Stable Outlook as of April 1, 2026.
Rhea-AI Filing Summary
Univest Financial Corporation reported that Kroll Bond Rating Agency (KBRA) affirmed the credit ratings of both the Corporation and Univest Bank and Trust Co. with a Stable Outlook as of April 1, 2026.
For the Corporation, KBRA affirmed a senior unsecured debt rating of BBB+, a subordinated debt rating of BBB, and a short-term debt rating of K2. For the Bank, KBRA affirmed a deposit rating of A-, senior unsecured debt rating of A-, subordinated debt rating of BBB+, and short-term deposit and debt ratings of K2.
Positive
- None.
Negative
- None.
8-K Event Classification
2 items: 8.01, 9.01
2 items
Item 8.01
Other Events
Other
Voluntary disclosure of events the company deems important to shareholders but not covered by other items.
Item 9.01
Financial Statements and Exhibits
Exhibits
Financial statements, pro forma financial information, or exhibit attachments filed with this report.
Key Figures
Corp senior unsecured rating: BBB+
Corp subordinated rating: BBB
Corp short-term rating: K2
+4 more
7 metrics
Corp senior unsecured rating
BBB+
KBRA rating for Univest Financial Corporation senior unsecured debt
Corp subordinated rating
BBB
KBRA rating for Univest Financial Corporation subordinated debt
Corp short-term rating
K2
KBRA short-term debt rating for Univest Financial Corporation
Bank deposit rating
A-
KBRA deposit rating for Univest Bank and Trust Co.
Bank senior unsecured rating
A-
KBRA senior unsecured debt rating for Univest Bank and Trust Co.
Bank subordinated rating
BBB+
KBRA subordinated debt rating for Univest Bank and Trust Co.
Bank short-term ratings
K2
KBRA short-term deposit and debt ratings for Univest Bank and Trust Co.
Key Terms
senior unsecured debt rating, subordinated debt rating, deposit rating, short-term deposit and debt ratings, +1 more
5 terms
senior unsecured debt rating financial
"KBRA affirmed the Corporation's senior unsecured debt rating of BBB+"
subordinated debt rating financial
"subordinated debt rating of BBB, and short-term debt rating of K2"
deposit rating financial
"KBRA affirmed the Bank's deposit rating of A-"
short-term deposit and debt ratings financial
"short-term deposit and debt ratings of K2"
Stable Outlook financial
"affirmed its long-term credit ratings ... with a Stable Outlook"
A stable outlook is a credit-rating agency’s view that a company’s credit rating is unlikely to change over the medium term, indicating expected steadiness in its financial condition and ability to meet obligations. For investors it matters because a stable outlook signals lower likelihood of sudden changes to borrowing costs, dividend capacity or default risk—like a calm weather forecast, it helps set expectations about near-term risk and return.
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What credit ratings did KBRA affirm for Univest Financial Corporation (UVSP)?
KBRA affirmed Univest Financial Corporation’s senior unsecured debt rating at BBB+, its subordinated debt rating at BBB, and its short-term debt rating at K2. These ratings were reaffirmed with a Stable Outlook on April 1, 2026.
How did KBRA rate Univest Bank and Trust Co., the banking subsidiary of UVSP?
KBRA affirmed Univest Bank and Trust Co.’s deposit rating at A-, its senior unsecured debt rating at A-, its subordinated debt rating at BBB+, and its short-term deposit and debt ratings at K2, all with a Stable Outlook.
What overall outlook did KBRA assign to Univest Financial Corporation and its bank?
KBRA assigned a Stable Outlook to both Univest Financial Corporation and Univest Bank and Trust Co. This means the agency currently expects the affirmed ratings to remain steady, absent significant changes in the companies’ credit profiles.
Which rating agency reviewed Univest Financial Corporation (UVSP) on April 1, 2026?
The ratings were reviewed by Kroll Bond Rating Agency (KBRA). On April 1, 2026, KBRA affirmed multiple long-term and short-term credit ratings for Univest Financial Corporation and Univest Bank and Trust Co., maintaining a Stable Outlook on each rating.
Did the KBRA action involve changes or only affirmation of UVSP’s ratings?
KBRA’s action involved an affirmation of existing credit ratings for Univest Financial Corporation and Univest Bank and Trust Co., all with a Stable Outlook. The disclosed information indicates ratings were maintained at current levels rather than changed.
AI-generated analysis. How Rhea-AI works. Not financial advice.
