Welcome to our dedicated page for Virginia Natl Bankshares SEC filings (Ticker: VABK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Virginia National Bankshares Corporation (NASDAQ: VABK) files a range of reports and disclosures with the U.S. Securities and Exchange Commission as a bank holding company for Virginia National Bank. This SEC filings page brings together those documents, including current reports on Form 8-K and other required filings, with AI-powered tools that help explain their contents in straightforward language.
For Virginia National Bankshares Corporation, Form 8-K filings provide timely detail on material events. Recent 8-Ks describe items such as quarterly earnings announcements, cash dividend declarations, the results of the Annual Meeting of Shareholders, amendments to the company’s stock incentive plan, and leadership changes involving the Chief Financial Officer. These filings also include information on advisory votes on executive compensation and the ratification of the company’s independent registered public accounting firm.
In addition to current reports, investors typically review annual reports on Form 10-K and quarterly reports on Form 10-Q for information about Virginia National Bankshares Corporation’s financial condition and results of operations. These filings discuss topics such as loan and deposit balances, nonperforming assets, the allowance for credit losses, capital and liquidity management, and the use of non-GAAP financial measures like net interest margin on a fully tax-equivalent basis and efficiency ratio. They also contain risk factor and management discussion sections referenced in the company’s earnings releases.
This page is designed to make those filings easier to work with by providing AI-generated summaries of lengthy documents, highlighting key sections on earnings, credit quality, capital, dividends and governance. Real-time updates from the SEC’s EDGAR system allow users to see new Virginia National Bankshares Corporation filings as they are posted, and to quickly locate items such as dividend-related 8-Ks, shareholder meeting results, or disclosures about executive appointments and compensation plans.
Virginia National Bankshares Corp director Linda M. Houston received a restricted stock grant of 1,100 shares of common stock on January 30, 2026. The shares were granted at a price of $0 per share and increase her directly held ownership to 14,127 shares.
The restricted stock vests in four equal annual installments beginning January 30, 2027, meaning a quarter of the grant becomes transferable each year over four years.
Virginia National Bankshares Corp director William D. Dittmar Jr. received a grant of 1,836 shares of common stock on January 30, 2026. The shares were awarded at a price of $0 per share, increasing his directly held stake to 222,155 shares.
This grant is structured as restricted stock that vests in four equal annual installments beginning on January 30, 2027, meaning the director earns the shares over time as service continues.
Virginia National Bankshares Corp director Kevin T. Carter reported an award of 1,100 shares of common stock on January 30, 2026. The restricted stock grant vests in four equal annual installments beginning January 30, 2027. After this award, he directly owns 14,577.85 shares, including 291.28 shares acquired through dividend reinvestment under the Investors Choice Dividend Reinvestment & Direct Stock Purchase and Sale Plan.
Virginia National Bankshares Corp director Jay B. Keyser reported an award of 1,100 shares of common stock on January 30, 2026. The shares are restricted stock that will vest in four equal annual installments beginning January 30, 2027.
Following this grant, Keyser directly held 8,083 common shares. He also indirectly held 3,033 shares through a revocable trust and 6,168 shares through an LLC, reflecting his combined direct and indirect ownership positions in the company.
Virginia National Bankshares director receives restricted stock grant
Virginia National Bankshares Corp director John Buchanan Adams Jr reported an award of 1,100 shares of common stock on January 30, 2026 at a price of $0 per share, indicating a compensation-related equity grant rather than an open-market purchase.
The restricted stock grant vests in four equal annual installments beginning on January 30, 2027. After this grant and dividend reinvestments, Adams beneficially owns a total of 26,305.46 shares of Virginia National Bankshares common stock, including 296.10 shares accumulated through dividend reinvestment.
Virginia National Bankshares Corporation reported that it issued a press statement announcing its consolidated earnings for the quarter and year ended December 31, 2025, and furnished this statement as an exhibit.
The board of directors also declared a cash dividend of $0.36 per share on outstanding common stock, payable on February 27, 2026 to stockholders of record as of the close of business on February 13, 2026.
Virginia National Bankshares Corporation is registering an additional 150,000 shares of common stock for issuance under its Amended and Restated 2022 Stock Incentive Plan.
The registration adds to shares previously registered for this plan in 2023, with the earlier registration statement and related documents incorporated by reference. The filing was authorized and signed by the company’s President and Chief Executive Officer and other officers and directors in Charlottesville, Virginia, on December 16, 2025.
Virginia National Bankshares Corp (VABK) reported an equity award for its Chief Financial Officer and Executive Vice President, Cathy W. Liles. She holds a stock option labeled "Stock Option 2025-03 ISO (Right to Buy)" covering 2,000 shares of common stock at an exercise price of $39.33 per share, held directly. The option expires on November 16, 2035 and vests in four equal annual installments beginning on November 17, 2026, which means the award becomes exercisable over time rather than all at once.
Virginia National Bankshares Corporation announced a planned change in its top finance role. On November 19, 2025, the company said that current Executive Vice President and Chief Financial Officer Tara Y. Harrison will move to a new position as Senior Advisor, effective November 21, 2025. She requested this transition for personal reasons and the company states it does not arise from any disagreement over operations, policies, financial reporting, or controls.
On the same date, Cathy W. Liles, a certified public accountant with extensive bank industry and public accounting experience, will become Executive Vice President and Chief Financial Officer of the company and its bank subsidiary. Ms. Liles will receive an annual base salary of $275,000, participate in the company’s short- and long-term incentive plans, and has been granted a stock option for 2,000 shares of common stock that vests evenly over four years.
Virginia National Bankshares (VABK) reported Q3 2025 results. Net interest income was $13.1 million, and net income was $4.6 million, equal to diluted EPS of $0.84. Provision for credit losses was $0.3 million.
Total assets were $1.61 billion. Deposits were $1.38 billion, including $302.7 million in certificates and other time deposits. Net loans were $1.23 billion with an allowance for credit losses of $8.5 million. Nonaccrual loans were $2.6 million, concentrated in 1–4 family residential mortgages.
Available-for-sale securities had a fair value of $252.9 million with $42.0 million in unrealized losses; other comprehensive income added $3.7 million in the quarter as rates moved. Shareholders’ equity rose to $177.4 million from $160.3 million at year-end, reflecting earnings and OCI improvement. The company declared a $0.36 per-share cash dividend during the quarter. As of November 10, 2025, common shares outstanding were 5,393,139.