Welcome to our dedicated page for Virginia Natl Bankshares SEC filings (Ticker: VABK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Virginia National Bankshares Corporation (NASDAQ: VABK) files a range of reports and disclosures with the U.S. Securities and Exchange Commission as a bank holding company for Virginia National Bank. This SEC filings page brings together those documents, including current reports on Form 8-K and other required filings, with AI-powered tools that help explain their contents in straightforward language.
For Virginia National Bankshares Corporation, Form 8-K filings provide timely detail on material events. Recent 8-Ks describe items such as quarterly earnings announcements, cash dividend declarations, the results of the Annual Meeting of Shareholders, amendments to the company’s stock incentive plan, and leadership changes involving the Chief Financial Officer. These filings also include information on advisory votes on executive compensation and the ratification of the company’s independent registered public accounting firm.
In addition to current reports, investors typically review annual reports on Form 10-K and quarterly reports on Form 10-Q for information about Virginia National Bankshares Corporation’s financial condition and results of operations. These filings discuss topics such as loan and deposit balances, nonperforming assets, the allowance for credit losses, capital and liquidity management, and the use of non-GAAP financial measures like net interest margin on a fully tax-equivalent basis and efficiency ratio. They also contain risk factor and management discussion sections referenced in the company’s earnings releases.
This page is designed to make those filings easier to work with by providing AI-generated summaries of lengthy documents, highlighting key sections on earnings, credit quality, capital, dividends and governance. Real-time updates from the SEC’s EDGAR system allow users to see new Virginia National Bankshares Corporation filings as they are posted, and to quickly locate items such as dividend-related 8-Ks, shareholder meeting results, or disclosures about executive appointments and compensation plans.
Virginia National Bankshares (VABK) reported two updates. The company furnished a press statement announcing consolidated earnings for the quarter ended September 30, 2025. Its Board of Directors also declared a cash dividend of $0.36 per share, payable on November 28, 2025 to stockholders of record as of the close of business on November 14, 2025.
The earnings press statement is included as Exhibit 99.1. The information was furnished and is not deemed filed under the Exchange Act.
Virginia National Bankshares Corporation reported solid operating results for the quarter ended June 30, 2025 with total assets of $1.635 billion and shareholders' equity of $170.8 million. The company earned $4.238 million for the quarter and $8.727 million for the six months, with net interest income rising to $12.796 million this quarter from $11.181 million a year earlier as loan interest income increased and overall interest expense declined.
The loan portfolio remained stable at $1.242 billion (net $1.233 billion) while deposits decreased modestly to $1.389 billion. Investment securities available for sale totaled $254.9 million and carried $46.7 million of unrealized losses, which management attributes to higher market interest rates and expects to hold to recovery. The allowance for credit losses was $8.347 million, and core operating expenses and compensation items were largely consistent with prior periods.