Welcome to our dedicated page for Virginia Natl Bankshares SEC filings (Ticker: VABK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Virginia National Bankshares Corporation filings document the regulatory disclosures of a bank holding company for Virginia National Bank. Its Form 8-K reports cover consolidated earnings releases, common stock dividend declarations, director and executive appointments, shareholder voting results and other material events affecting the company and its banking subsidiary.
Proxy materials describe board elections, executive compensation, equity-award disclosures, advisory compensation votes, stock incentive plan matters and auditor ratification. The filing record also includes corporate actions such as the completed sale by Fauquier Bank Services of its interest in Bearing Insurance Group, along with related operating-result and capital-structure disclosures.
Virginia National Bankshares director receives restricted stock grant
Virginia National Bankshares Corp director John Buchanan Adams Jr reported an award of 1,100 shares of common stock on January 30, 2026 at a price of $0 per share, indicating a compensation-related equity grant rather than an open-market purchase.
The restricted stock grant vests in four equal annual installments beginning on January 30, 2027. After this grant and dividend reinvestments, Adams beneficially owns a total of 26,305.46 shares of Virginia National Bankshares common stock, including 296.10 shares accumulated through dividend reinvestment.
Virginia National Bankshares Corporation reported that it issued a press statement announcing its consolidated earnings for the quarter and year ended December 31, 2025, and furnished this statement as an exhibit.
The board of directors also declared a cash dividend of $0.36 per share on outstanding common stock, payable on February 27, 2026 to stockholders of record as of the close of business on February 13, 2026.
Virginia National Bankshares Corporation is registering an additional 150,000 shares of common stock for issuance under its Amended and Restated 2022 Stock Incentive Plan.
The registration adds to shares previously registered for this plan in 2023, with the earlier registration statement and related documents incorporated by reference. The filing was authorized and signed by the company’s President and Chief Executive Officer and other officers and directors in Charlottesville, Virginia, on December 16, 2025.
Virginia National Bankshares Corp (VABK) reported an equity award for its Chief Financial Officer and Executive Vice President, Cathy W. Liles. She holds a stock option labeled "Stock Option 2025-03 ISO (Right to Buy)" covering 2,000 shares of common stock at an exercise price of $39.33 per share, held directly. The option expires on November 16, 2035 and vests in four equal annual installments beginning on November 17, 2026, which means the award becomes exercisable over time rather than all at once.
Virginia National Bankshares Corporation announced a planned change in its top finance role. On November 19, 2025, the company said that current Executive Vice President and Chief Financial Officer Tara Y. Harrison will move to a new position as Senior Advisor, effective November 21, 2025. She requested this transition for personal reasons and the company states it does not arise from any disagreement over operations, policies, financial reporting, or controls.
On the same date, Cathy W. Liles, a certified public accountant with extensive bank industry and public accounting experience, will become Executive Vice President and Chief Financial Officer of the company and its bank subsidiary. Ms. Liles will receive an annual base salary of $275,000, participate in the company’s short- and long-term incentive plans, and has been granted a stock option for 2,000 shares of common stock that vests evenly over four years.
Virginia National Bankshares (VABK) reported Q3 2025 results. Net interest income was $13.1 million, and net income was $4.6 million, equal to diluted EPS of $0.84. Provision for credit losses was $0.3 million.
Total assets were $1.61 billion. Deposits were $1.38 billion, including $302.7 million in certificates and other time deposits. Net loans were $1.23 billion with an allowance for credit losses of $8.5 million. Nonaccrual loans were $2.6 million, concentrated in 1–4 family residential mortgages.
Available-for-sale securities had a fair value of $252.9 million with $42.0 million in unrealized losses; other comprehensive income added $3.7 million in the quarter as rates moved. Shareholders’ equity rose to $177.4 million from $160.3 million at year-end, reflecting earnings and OCI improvement. The company declared a $0.36 per-share cash dividend during the quarter. As of November 10, 2025, common shares outstanding were 5,393,139.
Virginia National Bankshares (VABK) reported two updates. The company furnished a press statement announcing consolidated earnings for the quarter ended September 30, 2025. Its Board of Directors also declared a cash dividend of $0.36 per share, payable on November 28, 2025 to stockholders of record as of the close of business on November 14, 2025.
The earnings press statement is included as Exhibit 99.1. The information was furnished and is not deemed filed under the Exchange Act.
Virginia National Bankshares Corporation reported solid operating results for the quarter ended June 30, 2025 with total assets of $1.635 billion and shareholders' equity of $170.8 million. The company earned $4.238 million for the quarter and $8.727 million for the six months, with net interest income rising to $12.796 million this quarter from $11.181 million a year earlier as loan interest income increased and overall interest expense declined.
The loan portfolio remained stable at $1.242 billion (net $1.233 billion) while deposits decreased modestly to $1.389 billion. Investment securities available for sale totaled $254.9 million and carried $46.7 million of unrealized losses, which management attributes to higher market interest rates and expects to hold to recovery. The allowance for credit losses was $8.347 million, and core operating expenses and compensation items were largely consistent with prior periods.