VersaBank (VBNK) files Q3 2025 interim results, MD&A and dividend news

Rhea-AI Filing Summary

VersaBank furnished a Form 6-K providing investors with access to several third-quarter documents for the three months ended July 31, 2025. These include the interim consolidated financial statements, a management discussion and analysis of operations and financial condition, and two press releases.

One press release discusses VersaBank’s third-quarter results and highlights the ongoing strength of its business model as its US RPP portfolio ramps up. Another press release announces that VersaBank has declared dividends. The filing also includes CEO and CFO interim filing certificates, emphasizing formal executive sign-off on these disclosures.

Form 6-K: How Foreign Companies Report to the SEC →

0001690639 false --10-31 Q3 2025 July 31, 2025

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of September 2025

Commission File Number: 001-40805

VersaBank

(Exact name of registrant as specified in its charter)

140 Fullarton Street, Suite 2002

London, Ontario N6A 5P2

Canada

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☐ Form 40-F ☒

On September 4, 2025, VersaBank issued Interim Consolidated Financial Statements for the three months ended July 31, 2025 and 2024, Management’s Discussion and Analysis of Operations and Financial Condition for the three months ended July 31, 2025, a press release, dated September 4, 2025, titled “VERSABANK THIRD QUARTER RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS US RPP PORTFOLIO RAMPS UP”, a press release, dated September 4, 2025, titled VersaBank Declares Dividends, Form 52-109F2 certificate of interim filings by CEO and Form 52-109F2 certificate of interim filings by CFO, copies of which are furnished as Exhibit 99.1, Exhibit 99.2, Exhibit 99.3, Exhibit 99.4, Exhibit 99.5 and Exhibit 99.6, respectively, to this Report of Foreign Private Issuer on Form 6-K

The information in this Form 6-K (including Exhibit 99.1, Exhibit 99.2, Exhibit 99.3, Exhibit 99.4, Exhibit 99.5 and Exhibit 99.6) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”) or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

	VERSABANK
Date: September 4, 2025	By:	/s/ John Asma
		Name:	John Asma
		Title:	Chief Financial Officer

EXHIBIT INDEX

Exhibit No.		Description
99.1		Interim Consolidated Financial Statements for the three months ended July 30, 2025 and 2024.
99.2		Management’s Discussion and Analysis of Operations and Financial Condition for the three months ended July 31, 2025.
99.3		Press Release, dated September 4, 2025, titled “VERSABANK THIRD QUARTER RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS US RPP PORTFOLIO RAMPS UP”.
99.4		Press Release, dated September 4, 2025, titled VersaBank Declares Dividends.
99.5		VersaBank—Form 52-109F2 certificate of interim filings by CEO.
99.6		VersaBank—Form 52-109F2 certificate of interim filings by CFO.

FAQ

What did VersaBank (VBNK) disclose in its September 2025 Form 6-K?

VersaBank furnished a Form 6-K that makes available interim consolidated financial statements, a management discussion and analysis, two press releases on third-quarter results and dividends, and CEO and CFO interim filing certificates for the period ended July 31, 2025.

Which financial period is covered by VersaBank’s (VBNK) interim statements on this Form 6-K?

The interim consolidated financial statements and related management discussion and analysis cover VersaBank’s results for the three months ended July 31, 2025, with comparative information for 2024, providing updated quarterly insight into the bank’s operations and financial condition.

What topics are addressed in VersaBank’s third-quarter press release referenced in the Form 6-K?

One press release is titled “VERSABANK THIRD QUARTER RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS US RPP PORTFOLIO RAMPS UP,” indicating a focus on third-quarter performance and growth of the US RPP portfolio within VersaBank’s business model.

Did VersaBank (VBNK) declare dividends in connection with this Form 6-K?

Yes. The Form 6-K lists a press release titled “VersaBank Declares Dividends,” confirming that the bank announced dividends. Specific dividend amounts or payment dates are contained in the referenced press release rather than in the Form 6-K summary itself.

What certifications from VersaBank executives are included with this Form 6-K?

The filing includes Form 52-109F2 certificates of interim filings by both the CEO and CFO. These certifications confirm their responsibility for the accuracy and completeness of the interim filings referenced as exhibits to the Form 6-K.

Are the documents in VersaBank’s Form 6-K considered filed or furnished under U.S. securities laws?

The Form 6-K specifies that the information, including all listed exhibits, is being furnished rather than filed for purposes of Section 18 of the Exchange Act and is not automatically incorporated by reference into other Securities Act or Exchange Act filings.