Vertical Data CFO Creatura becomes Chief Credit Officer

Effective August 17, 2026, Vertical Data's Chief Financial Officer transitioned to Chief Credit Officer and ceased serving as principal financial officer.

Rhea-AI Filing Summary

Vertical Data Inc. officer Christopher Creatura reports direct ownership of 606,379 common shares, comprising 272,000 founder shares and 334,379 shares acquired December 2, 2025, through a net exercise of stock options; 37,153 shares were withheld to satisfy the exercise price. He also reports 88,425 options outstanding to buy common stock at $0.05 per share, expiring July 1, 2034. The remarks state that effective August 17, 2026, he transitioned from Chief Financial Officer to Chief Credit Officer and ceased serving as principal financial officer while remaining an officer.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Creatura Christopher

Role Chief Financial Officer

Type	Security	Shares	Price	Value
holding	Stock Option (Right to Buy) F2, F3	--	--	--
holding	Common Stock F1	--	--	--

Holdings After Transaction: Stock Option (Right to Buy) — 88,425 contracts (Direct); Common Stock — 606,379 shares (Direct)

Footnotes (3)

1. F1. Consists of 272,000 founder shares and 334,379 shares acquired on December 2, 2025 upon a net exercise of stock options, after the withholding of 37,153 shares in satisfaction of the exercise price.
2. F2. 33.33% of the shares subject to the option vested on July 1, 2025, the first anniversary of the July 1, 2024 grant date, with the remaining 66.66% vesting in equal monthly installments over the following 24 months.
3. F3. Of the 891,677 options originally granted, 371,532 were exercised on December 2, 2025, 431,720 were cancelled under the Stock Option Adjustment Letter Agreement dated September 5, 2025, and 88,425 remain outstanding.

Key Figures

Direct common shares: 606,379 shares Founder shares: 272,000 shares Shares acquired through net exercise: 334,379 shares +5 more

8 metrics

Direct common shares 606,379 shares Reported holdings

Founder shares 272,000 shares Included in reported direct common shares

Shares acquired through net exercise 334,379 shares Acquired December 2, 2025

Shares withheld for exercise price 37,153 shares Withheld in connection with the December 2, 2025 net exercise

Options outstanding 88,425 options Options to buy common stock; expire July 1, 2034

Option exercise price $0.05 per share Outstanding options to buy common stock

Initial option vesting 33.33% Vested July 1, 2025

Remaining option vesting period 24 months Equal monthly installments after the initial vesting

Key Terms

net exercise, vested, Rule 16a-1(f)

3 terms

net exercise financial

"upon a net exercise of stock options"

A net exercise is a way to convert stock options into shares without paying cash up front: instead of handing over money to buy the optioned shares, the holder receives only the number of shares equal to the option’s value after the company withholds a portion of shares to cover the exercise price and taxes. It matters to investors because it changes how many new shares are issued, affects dilution of existing shareholders, and alters company cash flow compared with a cash exercise.

vested financial

"33.33% of the shares subject to the option vested"

Rule 16a-1(f) regulatory

"officer of the issuer within the meaning of Rule 16a-1(f)"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many common shares does Christopher Creatura report owning in VDTA?

He reports direct ownership of 606,379 common shares, comprising 272,000 founder shares and 334,379 shares acquired December 2, 2025, through a net exercise of stock options.

What is the vesting schedule for Christopher Creatura's VDTA options?

33.33% of the shares subject to the option vested July 1, 2025, the first anniversary of the July 1, 2024 grant date. The remaining 66.66% vest in equal monthly installments over the following 24 months.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/09/2026 - 03:08 PM EDT Accepted by SEC EDGAR 10/09/2026 - 03:08 PM EDT Learn about SEC filing dates

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Creatura Christopher

(Last) (First) (Middle)

C/O VERTICAL DATA INC.

1980 FESTIVAL PLAZA DRIVE, SUITE 300

(Street)

LAS VEGAS NEVADA 89135

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
01/12/2026

3. Issuer Name and Ticker or Trading Symbol
Vertical Data Inc. [ VDTA ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	606,379(1)	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	(2)	07/01/2034	Common Stock	88,425(3)	$0.05	D

Explanation of Responses:

1. Consists of 272,000 founder shares and 334,379 shares acquired on December 2, 2025 upon a net exercise of stock options, after the withholding of 37,153 shares in satisfaction of the exercise price.

2. 33.33% of the shares subject to the option vested on July 1, 2025, the first anniversary of the July 1, 2024 grant date, with the remaining 66.66% vesting in equal monthly installments over the following 24 months.

3. Of the 891,677 options originally granted, 371,532 were exercised on December 2, 2025, 431,720 were cancelled under the Stock Option Adjustment Letter Agreement dated September 5, 2025, and 88,425 remain outstanding.

Remarks:

Title stated as of the date of event requiring this statement. Effective August 17, 2026, Mr. Creatura transitioned from Chief Financial Officer to Chief Credit Officer of the issuer and ceased to serve as the issuer's principal financial officer. He remains an officer of the issuer within the meaning of Rule 16a-1(f).

	/s/ Christopher Creatura	10/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)