VLY 8-K: Q3 2025 earnings press release and presentation furnished

Q: What did VLY announce in this 8-K?

Valley National Bancorp announced its third quarter 2025 financial results and furnished a related press release and investor presentation.

Q: Which exhibits are included with VLY's filing?

Exhibit 99.1 : press release announcing Q3 2025 results; Exhibit 99.2 : presentation materials for the third quarter 2025 investor conference.

Q: Are the exhibits furnished or filed?

They are furnished, not filed , and are not subject to Section 18 of the Exchange Act, nor incorporated by reference unless expressly referenced.

Q: What securities of VLY are listed on Nasdaq?

Common Stock (VLY) , Non-Cumulative Perpetual Preferred Stock Series A (VLYPP) , Series B (VLYPO) , and Series C (VLYPN) .

Filing Impact

(Moderate)

Filing Sentiment

(Neutral)

Form Type

8-K

Rhea-AI Filing Summary

Valley National Bancorp announced its third quarter 2025 results and furnished the press release as Exhibit 99.1. The company also furnished investor presentation materials as Exhibit 99.2 related to the quarter. The materials are furnished, not filed, and are not subject to Section 18 of the Exchange Act, nor incorporated by reference except if expressly referenced.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

10/23/2025 - 07:53 AM

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported): October 23, 2025

Valley National Bancorp

(Exact Name of Registrant as Specified in Charter)

New Jersey

1-11277

22-2477875

(State or Other Jurisdiction

of Incorporation)

(Commission File Number)

(I.R.S. Employer

Identification Number)

One Penn Plaza,

New York,

New York

10119

(Address of Principal Executive Offices)

(Zip Code)

Registrant’s telephone number, including area code (973) 305-8800

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):


☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)


☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)


☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))


☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading Symbols	Name of exchange on which registered
Common Stock, no par value	VLY	The Nasdaq Stock Market LLC
Non-Cumulative Perpetual Preferred Stock, Series A, no par value	VLYPP	The Nasdaq Stock Market LLC
Non-Cumulative Perpetual Preferred Stock, Series B, no par value	VLYPO	The Nasdaq Stock Market LLC
Non-Cumulative Perpetual Preferred Stock, Series C, no par value	VLYPN	The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933(§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐


Item 2.02			Results of Operations and Financial Condition.

On October 23, 2025, Valley National Bancorp (“Valley”) issued a press release announcing Valley’s financial results for the third quarter 2025. A copy of the press release is furnished herewith as Exhibit 99.1.

The information in this Item 2.02, including Exhibit 99.1 attached hereto, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be incorporated by reference into a filing under the Securities Act of 1933, as amended (the "Securities Act"), except as shall be expressly set forth by specific reference in such a filing.


Item 7.01			Regulation FD Disclosure.

Valley is furnishing presentation materials attached hereto as Exhibit 99.2 pursuant to Item 7.01 of Form 8-K. Valley is not undertaking to update these presentation materials. The information in this Item 7.01, including Exhibit 99.2, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities of that section, nor shall it be incorporated by reference into a filing under the Securities Act, except as shall be expressly set forth by specific reference in such a filing. This report will not be deemed an admission as to the materiality of any information herein (including Exhibit 99.2).


Item 9.01						Financial Statements and Exhibits.
(d)						Exhibits.
Exhibit No.						Description
99.1						Press Release of Valley National Bancorp, dated October 23, 2025, announcing third quarter 2025 financial results.
99.2						Valley National Bancorp presentation materials used in connection with third quarter 2025 investor conference.
104						Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


Dated: October 23, 2025	VALLEY NATIONAL BANCORP
	By:	/s/ Travis Lan
		Travis Lan
		Senior Executive Vice President and
		Chief Financial Officer (Principal Financial Officer)

Source: View Original Filing on SEC EDGAR

FAQ

What did VLY announce in this 8-K?

Valley National Bancorp announced its third quarter 2025 financial results and furnished a related press release and investor presentation.

Which exhibits are included with VLY's filing?

Exhibit 99.1: press release announcing Q3 2025 results; Exhibit 99.2: presentation materials for the third quarter 2025 investor conference.

Are the exhibits furnished or filed?

They are furnished, not filed, and are not subject to Section 18 of the Exchange Act, nor incorporated by reference unless expressly referenced.

What does the company say about materiality of the information?

The report states it will not be deemed an admission as to the materiality of any information therein, including Exhibit 99.2.

What securities of VLY are listed on Nasdaq?

Common Stock (VLY), Non-Cumulative Perpetual Preferred Stock Series A (VLYPP), Series B (VLYPO), and Series C (VLYPN).