What is Valley Natl Bancorp's earnings per share (EPS)?

Valley Natl Bancorp (VLY) reported diluted earnings per share of $1.01 for fiscal year 2025. This represents a 46.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Valley Natl Bancorp Financials

VLY

FY2025 annual

Revenue $3.2B -3.7% YoY

Net Income $598.0M +57.3% YoY

EPS (Diluted) $1.01 +46.4% YoY

Free Cash Flow $325.7M -38.8% YoY

Source SEC Filings (10-K/10-Q) Data as of Jun 30, 2026 Currency USD FYE December

Valley Natl Bancorp (VLY) reported $3.2B in revenue for fiscal year 2025, down 3.7% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI VLY FY2025 2026-05-07

FY2025 profit rebounded as funding-cost pressure eased, but cash generation stayed thin for this balance-sheet-heavy franchise.

In the latest year, net income rose from $380M to $598M even as operating cash flow weakened, so reported profit improved faster than cash generation. With interest expense falling to $1.47B from $1.73B, the rebound looks driven more by a repaired funding spread than by stronger cash conversion from the asset base.

The balance sheet remains highly leveraged, but it is moving in a better direction: debt-to-equity eased to 7.2x from 8.1x. Because assets still expanded, that improvement came mainly from equity accumulation and retained earnings rather than from shrinking the franchise, which is a more durable form of balance-sheet repair.

Overhead was $580M versus $559M, so the earnings recovery did not come from running the company materially leaner. That points back to funding-cost relief and a better return on assets, which rose to 0.9% from 0.6%, rather than simply relying on asset growth.

Financial Health Signals

Financial Health Score 45/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Valley Natl Bancorp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Growth

Capital

Efficiency

Credit Quality

Not available for Valley Natl Bancorp, and counted as zero in the overall score.

Stability

Piotroski F-Score Partial

3/5

Valley Natl Bancorp passes 3 of 5 computable financial strength tests (4 of the nine could not be computed from available data). 3 of 4 profitability signals pass, neither operating efficiency signal passes.

Earnings Quality Mixed

0.57x

For every $1 of reported earnings, Valley Natl Bancorp generates $0.57 in operating cash flow ($343.8M OCF vs $598.0M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$3.2B

YoY-3.7%

5Y CAGR+18.5%

10Y CAGR+16.4%

Valley Natl Bancorp generated $3.2B in revenue in fiscal year 2025. This represents a decrease of 3.7% from the prior year.

Net Income

$598.0M

YoY+57.3%

5Y CAGR+8.9%

10Y CAGR+19.2%

Valley Natl Bancorp reported $598.0M in net income in fiscal year 2025. This represents an increase of 57.3% from the prior year.

EPS (Diluted)

$1.01

YoY+46.4%

5Y CAGR+1.7%

10Y CAGR+9.2%

Valley Natl Bancorp earned $1.01 per diluted share (EPS) in fiscal year 2025. This represents an increase of 46.4% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$325.7M

YoY-38.8%

5Y CAGR+18.6%

10Y CAGR+10.4%

Valley Natl Bancorp generated $325.7M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 38.8% from the prior year.

Cash & Debt

$1.6B

YoY-16.2%

5Y CAGR+3.6%

10Y CAGR+14.4%

Valley Natl Bancorp held $1.6B in cash as of fiscal year 2025; long-term debt is not reported for that period.

Dividends Per Share

$0.44

YoY0.0%

5Y CAGR0.0%

10Y CAGR0.0%

Valley Natl Bancorp paid $0.44 per share in dividends in fiscal year 2025. That is unchanged from the prior year.

Shares Outstanding

Not reported for fiscal year 2025.

Margins & Returns

Net Margin

18.5%

YoY+7.2pp

5Y CAGR-9.7pp

10Y CAGR+3.9pp

Valley Natl Bancorp's net profit margin was 18.5% in fiscal year 2025, showing the share of revenue converted to profit. This is up 7.2 percentage points from the prior year.

Return on Equity

7.7%

YoY+2.6pp

5Y CAGR-0.8pp

10Y CAGR+3.0pp

Valley Natl Bancorp's ROE was 7.7% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 2.6 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

$63.0M

5Y CAGR+63.6%

10Y CAGR+40.5%

Valley Natl Bancorp spent $63.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

Capital Expenditures

$18.1M

YoY+12.1%

5Y CAGR-6.0%

10Y CAGR-6.1%

Valley Natl Bancorp invested $18.1M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 12.1% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

VLY Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

VLY annual income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$3.3B	$3.2B-3.7%	$3.4B+7.0%	$3.1B+58.8%	$2.0B+48.2%	$1.3B-3.6%	$1.4B+4.7%	$1.3B+14.0%	$1.2B+39.0%	$834.2M+9.5%	$761.9M+7.8%	$707.0M+11.1%	$636.6M+3.3%	$616.1M-8.2%	$671.2M-0.4%	$673.8M
SG&A Expenses	$597.6M	$579.5M+3.7%	$558.6M-0.9%	$563.6M+7.0%	$526.7M+40.1%	$375.9M+12.8%	$333.2M+1.8%	$327.4M-1.9%	$333.8M+26.8%	$263.3M+8.3%	$243.2M+9.7%	$221.8M+14.6%	$193.5M-0.5%	$194.4M-2.8%	$200.0M+13.4%	$176.3M
Interest Expense	$1.4B	$1.5B-15.0%	$1.7B+17.3%	$1.5B+358.9%	$321.0M+158.2%	$124.3M-53.1%	$264.8M-37.4%	$423.0M+40.0%	$302.0M+73.5%	$174.1M+17.0%	$148.8M-5.1%	$156.8M-3.1%	$161.8M-3.9%	$168.4M-7.1%	$181.3M-8.9%	$199.0M
Income Tax	$167.7M	$145.9M+150.5%	$58.2M-67.6%	$179.8M-15.1%	$211.8M+26.9%	$166.9M+19.7%	$139.5M-5.1%	$147.0M+115.3%	$68.3M-24.8%	$90.8M+39.2%	$65.2M+172.5%	$23.9M-22.9%	$31.1M-33.9%	$47.0M-29.6%	$66.7M+6.4%	$62.7M
Net Income	$693.6M	$598.0M+57.3%	$380.3M-23.7%	$498.5M-12.4%	$568.9M+20.1%	$473.8M+21.3%	$390.6M+26.1%	$309.8M+18.5%	$261.4M+61.5%	$161.9M-3.7%	$168.1M+63.3%	$103.0M-11.4%	$116.2M-12.0%	$132.0M-8.1%	$143.6M+8.4%	$132.5M
EPS (Diluted)	—	$1.01+46.4%	$0.69-27.4%	$0.95-16.7%	$1.14+1.8%	$1.12+20.4%	$0.93+6.9%	$0.87+16.0%	$0.75+29.3%	$0.58-7.9%	$0.63+50.0%	$0.42-25.0%	$0.56-15.2%	$0.66-9.6%	$0.73-1.4%	$0.74

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$829.4M+3.3%	$802.7M-1.6%	$815.8M-1.3%	$826.9M+2.7%	$805.0M+2.6%	$784.8M-6.0%	$834.8M-3.0%	$860.5M
SG&A Expenses	$150.4M-3.4%	$155.7M+7.6%	$144.7M-1.5%	$146.8M+1.0%	$145.4M+2.0%	$142.6M+4.0%	$137.1M-1.2%	$138.8M
Interest Expense	$342.4M+3.4%	$331.2M-5.6%	$350.9M-7.8%	$380.7M+2.2%	$372.6M+2.2%	$364.6M-11.5%	$411.8M-8.5%	$450.1M
Income Tax	$49.6M+9.5%	$45.3M+72.1%	$26.3M-43.6%	$46.6M+16.7%	$39.9M+20.8%	$33.1M+224.1%	-$26.6M-192.5%	$28.8M
Net Income	$170.9M+4.3%	$163.9M-16.1%	$195.4M+19.6%	$163.4M+22.7%	$133.2M+25.6%	$106.1M-8.3%	$115.7M+18.2%	$97.9M
EPS (Diluted)	$0.29+3.6%	$0.28	N/A	$0.28+27.3%	$0.22+22.2%	$0.18	N/A	$0.18

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.

VLY Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

VLY annual balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$64.1B+2.6%	$62.5B+2.6%	$60.9B+6.0%	$57.5B+32.3%	$43.4B+6.8%	$40.7B+8.7%	$37.4B+17.5%	$31.9B+32.8%	$24.0B+5.0%	$22.9B+5.8%	$21.6B+15.0%	$18.8B+16.3%	$16.2B+0.9%	$16.0B+12.3%	$14.3B
Cash & Equivalents	$1.6B-16.2%	$1.9B+112.1%	$891.2M-6.0%	$947.9M-53.8%	$2.0B+54.2%	$1.3B+205.8%	$434.7M+1.4%	$428.6M+3.0%	$416.1M+6.0%	$392.5M-5.1%	$413.8M-50.2%	$830.4M+124.9%	$369.2M-56.7%	$853.1M+125.1%	$379.0M
Goodwill	$1.9B0.0%	$1.9B0.0%	$1.9B0.0%	$1.9B+28.1%	$1.5B+5.5%	$1.4B+0.6%	$1.4B+26.6%	$1.1B+57.1%	$690.6M0.0%	$690.6M+0.6%	$686.3M+19.2%	$575.9M+34.5%	$428.2M0.0%	$428.2M+34.7%	$318.0M
Total Liabilities	$56.3B+2.3%	$55.1B+1.5%	$54.2B+6.2%	$51.1B+33.1%	$38.4B+6.3%	$36.1B+9.2%	$33.1B+15.9%	$28.5B+32.8%	$21.5B+4.8%	$20.5B+5.6%	$19.4B+14.6%	$16.9B+15.8%	$14.6B+0.7%	$14.5B+11.6%	$13.0B
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$1.7B-28.6%	$2.3B+61.5%	$1.4B-20.8%	$1.8B-28.3%	$2.5B-9.6%	$2.8B+3.5%	$2.7B-1.1%	$2.7B
Total Equity	$7.8B+5.0%	$7.4B+10.9%	$6.7B+4.7%	$6.4B+25.9%	$5.1B+10.7%	$4.6B+4.7%	$4.4B+30.9%	$3.4B+32.3%	$2.5B+6.6%	$2.4B+7.7%	$2.2B+18.5%	$1.9B+20.9%	$1.5B+2.6%	$1.5B+19.7%	$1.3B
Retained Earnings	$1.9B+19.7%	$1.6B+8.6%	$1.5B+20.8%	$1.2B+37.9%	$883.6M+44.6%	$611.2M+37.8%	$443.6M+48.0%	$299.6M+38.3%	$216.7M+25.5%	$172.8M+38.0%	$125.2M-4.3%	$130.8M+23.0%	$106.3M+13.7%	$93.5M+19.0%	$78.6M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$66.3B+2.9%	$64.5B+0.5%	$64.1B+1.8%	$63.0B+0.5%	$62.7B+1.4%	$61.9B-1.0%	$62.5B+0.6%	$62.1B
Cash & Equivalents	$966.9M-16.6%	$1.2B-26.8%	$1.6B+15.6%	$1.4B+15.5%	$1.2B-3.0%	$1.2B-35.3%	$1.9B+81.8%	$1.0B
Goodwill	$1.9B0.0%	$1.9B0.0%	$1.9B0.0%	$1.9B0.0%	$1.9B0.0%	$1.9B0.0%	$1.9B0.0%	$1.9B
Total Liabilities	$58.4B+3.1%	$56.6B+0.6%	$56.3B+1.8%	$55.3B+0.4%	$55.1B+1.4%	$54.4B-1.3%	$55.1B-0.1%	$55.1B
Total Equity	$7.9B+1.1%	$7.8B+0.3%	$7.8B+1.5%	$7.7B+1.6%	$7.6B+1.0%	$7.5B+0.9%	$7.4B+6.6%	$7.0B
Retained Earnings	$2.1B+5.0%	$2.0B+4.7%	$1.9B+7.0%	$1.8B+5.4%	$1.7B+3.7%	$1.6B+2.3%	$1.6B+3.0%	$1.6B

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities.

VLY Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

VLY annual cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$575.0M	$343.8M-37.3%	$548.5M+45.0%	$378.2M-73.5%	$1.4B+70.6%	$837.1M+411.8%	$163.6M-37.6%	$261.9M-13.8%	$304.0M-50.9%	$619.2M+47.7%	$419.2M+170.6%	$154.9M-15.8%	$184.0M-35.5%	$285.4M-11.7%	$323.3M+69.0%	$191.3M
Capital Expenditures	$16.7M	$18.1M+12.1%	$16.1M-78.8%	$76.0M+10.3%	$68.9M+74.8%	$39.4M+60.2%	$24.6M+5.3%	$23.4M-11.6%	$26.4M+45.9%	$18.1M-12.5%	$20.7M-39.2%	$34.0M+55.7%	$21.9M+47.2%	$14.9M-34.7%	$22.7M+38.6%	$16.4M
Free Cash Flow	$558.3M	$325.7M-38.8%	$532.4M+76.2%	$302.1M-77.8%	$1.4B+70.4%	$797.7M+474.1%	$139.0M-41.8%	$238.5M-14.0%	$277.5M-53.8%	$601.1M+50.9%	$398.5M+229.6%	$120.9M-25.4%	$162.1M-40.1%	$270.5M-10.0%	$300.6M+71.8%	$174.9M
Investing Cash Flow	-$3.8B	-$2.2B-205.2%	-$709.3M+78.8%	-$3.3B+50.7%	-$6.8B-528.0%	-$1.1B+47.0%	-$2.0B-127.1%	-$897.3M+68.4%	-$2.8B-83.5%	-$1.5B-1.3%	-$1.5B+10.2%	-$1.7B-232.4%	-$511.6M+34.9%	-$786.0M-527.9%	$183.7M+195.3%	-$192.8M
Financing Cash Flow	$3.0B	$1.5B+30.6%	$1.2B-60.2%	$2.9B-31.5%	$4.3B+341.5%	$964.4M-65.2%	$2.8B+331.6%	$641.5M-74.8%	$2.5B+167.7%	$951.9M-12.4%	$1.1B-3.7%	$1.1B+43.1%	$788.8M+4615.1%	$16.7M+150.7%	-$33.0M-331.1%	$14.3M
Dividends Paid	$247.7M	$248.9M+9.1%	$228.2M+1.2%	$225.4M+9.4%	$206.0M+14.7%	$179.7M+1.0%	$178.0M+21.4%	$146.5M+5.5%	$138.9M+19.8%	$115.9M+3.6%	$111.8M+9.3%	$102.3M+16.1%	$88.1M-31.8%	$129.3M+2.7%	$125.9M+7.8%	$116.8M
Share Buybacks	$130.6M	$63.0M	$0-100.0%	$2.1M-91.3%	$24.1M+0.9%	$23.9M+344.9%	$5.4M+197.7%	$1.8M-52.5%	$3.8M+43.7%	$2.6M-17.1%	$3.2M+51.4%	$2.1M+24.9%	$1.7M+119.8%	$768K	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$163.5M-22.0%	$209.6M+6.6%	$196.6M+3711.6%	$5.2M-96.8%	$159.2M+1029.5%	-$17.1M-104.4%	$392.2M+349.5%	-$157.2M
Capital Expenditures	$3.3M+139.1%	$1.4M-84.7%	$9.1M+225.1%	$2.8M-9.6%	$3.1M+2.0%	$3.0M-52.5%	$6.4M+91.9%	$3.3M
Free Cash Flow	$160.2M-23.1%	$208.2M+11.1%	$187.5M+7882.4%	$2.3M-98.5%	$156.0M+873.7%	-$20.2M-105.2%	$385.8M+340.3%	-$160.5M
Investing Cash Flow	-$1.9B-141.0%	-$805.5M+12.0%	-$915.2M-887.8%	-$92.7M+90.6%	-$981.3M-459.7%	-$175.3M-137.3%	$469.4M+387.1%	-$163.5M
Financing Cash Flow	$1.6B+823.1%	$171.7M-81.6%	$931.7M+243.1%	$271.5M-65.4%	$784.9M+265.6%	-$474.0M-4050.9%	-$11.4M-103.2%	$351.5M
Dividends Paid	$61.1M-2.9%	$62.9M+1.8%	$61.8M0.0%	$61.8M-0.8%	$62.3M-1.0%	$62.9M+8.7%	$57.9M+3.3%	$56.1M
Share Buybacks	$20.1M-61.2%	$51.8M+11.1%	$46.6M+287.7%	$12.0M+456.0%	$2.2M+0.1%	$2.2M	$0	$0

VLY Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

VLY annual financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	18.5%+7.2pp	11.3%-4.5pp	15.9%-12.9pp	28.8%-6.7pp	35.5%+7.3pp	28.2%+4.8pp	23.4%+0.9pp	22.6%+3.1pp	19.4%-2.7pp	22.1%+7.5pp	14.6%-3.7pp	18.3%-3.2pp	21.4%0.0pp	21.4%+1.7pp	19.7%
Return on Equity	7.7%+2.6pp	5.1%-2.3pp	7.4%-1.5pp	8.9%-0.4pp	9.3%+0.8pp	8.5%+1.4pp	7.1%-0.7pp	7.8%+1.4pp	6.4%-0.7pp	7.1%+2.4pp	4.7%-1.6pp	6.2%-2.3pp	8.6%-1.0pp	9.6%-1.0pp	10.6%
Return on Assets	0.9%+0.3pp	0.6%-0.2pp	0.8%-0.2pp	1.0%-0.1pp	1.1%+0.1pp	1.0%+0.1pp	0.8%0.0pp	0.8%+0.2pp	0.7%-0.1pp	0.7%+0.3pp	0.5%-0.1pp	0.6%-0.2pp	0.8%-0.1pp	0.9%0.0pp	0.9%
Debt-to-Equity	7.21-0.2x	7.40-0.7x	8.09+0.1x	7.98+0.4x	7.55-0.3x	7.86+0.3x	7.54+7.0x	0.49-0.4x	0.91+0.3x	0.60-0.2x	0.82-0.5x	1.36-0.5x	1.810.0x	1.80-0.4x	2.17
FCF Margin	10.1%-5.8pp	15.9%+6.2pp	9.6%-59.1pp	68.8%+9.0pp	59.8%+49.8pp	10.0%-8.0pp	18.1%-5.9pp	23.9%-48.1pp	72.1%+19.8pp	52.3%+35.2pp	17.1%-8.4pp	25.5%-18.4pp	43.9%-0.9pp	44.8%+18.8pp	26.0%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	20.6%+0.2pp	20.4%-3.5pp	23.9%+4.2pp	19.8%+3.2pp	16.5%+3.0pp	13.5%-0.4pp	13.9%+2.5pp	11.4%
Return on Equity	2.2%+0.1pp	2.1%-0.4pp	2.5%+0.4pp	2.1%+0.4pp	1.8%+0.4pp	1.4%-0.1pp	1.6%+0.2pp	1.4%
Return on Assets	0.3%0.0pp	0.3%-0.1pp	0.3%0.0pp	0.3%+0.1pp	0.2%0.0pp	0.2%0.0pp	0.2%0.0pp	0.2%
Debt-to-Equity	7.38+0.1x	7.230.0x	7.210.0x	7.19-0.1x	7.280.0x	7.25-0.2x	7.40-0.5x	7.91
FCF Margin	19.3%-6.6pp	25.9%+3.0pp	23.0%+22.7pp	0.3%-19.1pp	19.4%+21.9pp	-2.6%-48.8pp	46.2%+64.9pp	-18.6%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

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Where Valley Natl Bancorp Ranks

Frequently Asked Questions

What is Valley Natl Bancorp's annual revenue?

Valley Natl Bancorp (VLY) reported $3.2B in total revenue for fiscal year 2025. This represents a -3.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Valley Natl Bancorp's revenue growing?

Valley Natl Bancorp (VLY) revenue declined by 3.7% year-over-year, from $3.4B to $3.2B in fiscal year 2025.

Is Valley Natl Bancorp profitable?

Yes, Valley Natl Bancorp (VLY) reported a net income of $598.0M in fiscal year 2025, with a net profit margin of 18.5%.

What is Valley Natl Bancorp's net profit margin?

Valley Natl Bancorp (VLY) had a net profit margin of 18.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Valley Natl Bancorp pay dividends?

Yes, Valley Natl Bancorp (VLY) paid $0.44 per share in dividends during fiscal year 2025.

What is Valley Natl Bancorp's return on equity (ROE)?

Valley Natl Bancorp (VLY) has a return on equity of 7.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Valley Natl Bancorp's free cash flow?

Valley Natl Bancorp (VLY) generated $325.7M in free cash flow during fiscal year 2025. This represents a -38.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Valley Natl Bancorp's operating cash flow?

Valley Natl Bancorp (VLY) generated $343.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Valley Natl Bancorp's total assets?

Valley Natl Bancorp (VLY) had $64.1B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Valley Natl Bancorp's capital expenditures?

Valley Natl Bancorp (VLY) invested $18.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Valley Natl Bancorp buy back shares?

Yes, Valley Natl Bancorp (VLY) spent $63.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

What is Valley Natl Bancorp's debt-to-equity ratio?

Valley Natl Bancorp (VLY) had a debt-to-equity ratio of 7.21 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Valley Natl Bancorp's return on assets (ROA)?

Valley Natl Bancorp (VLY) had a return on assets of 0.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Valley Natl Bancorp's Piotroski F-Score?

Valley Natl Bancorp (VLY) has a Piotroski F-Score of 3 out of 5 computable signals; 4 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Valley Natl Bancorp's earnings high quality?

Valley Natl Bancorp (VLY) has an earnings quality ratio of 0.57x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Valley Natl Bancorp?

Valley Natl Bancorp (VLY) scores 45 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.