Valley National Bancorp (VLY) shares Q4 2025 results and conference materials

Rhea-AI Filing Summary

Valley National Bancorp furnished an update on its recent performance by issuing a press release announcing its fourth quarter 2025 results of operations. The press release is included as Exhibit 99.1.

The company also provided presentation materials used in connection with its fourth quarter 2025 conference as Exhibit 99.2. Both exhibits are being furnished, not filed, which limits how they are treated under securities laws.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

0000714310false00007143102026-01-292026-01-290000714310vly:CommonStockNoParValueMemberexch:XNAS2026-01-292026-01-290000714310vly:NonCumulativePerpetualPreferredStockSeriesANoParValueMemberexch:XNAS2026-01-292026-01-290000714310vly:NonCumulativePerpetualPreferredStockSeriesBNoParValueMemberexch:XNAS2026-01-292026-01-290000714310vly:NonCumulativePerpetualPreferredStockSeriesCNoParValueMemberexch:XNAS2026-01-292026-01-29

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported) January 29, 2026

Valley National Bancorp

(Exact Name of Registrant as Specified in Charter)

New Jersey

1-11277

22-2477875

(State or Other Jurisdiction of Incorporation)

(Commission File Number)

(I.R.S. Employer Identification Number)

One Penn Plaza,

New York,

New York

10119

(Address of Principal Executive Offices)

(Zip Code)

Registrant’s telephone number, including area code (973)305-8800

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbols			Name of exchange on which registered
Common Stock, no par value			VLY			The Nasdaq Stock Market LLC
Non-Cumulative Perpetual Preferred Stock, Series A, no par value			VLYPP			The Nasdaq Stock Market LLC
Non-Cumulative Perpetual Preferred Stock, Series B, no par value			VLYPO			The Nasdaq Stock Market LLC
Non-Cumulative Perpetual Preferred Stock, Series C, no par value			VLYPN			The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933(§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On January 29, 2026, Valley National Bancorp (“Valley”) issued a press release announcing fourth quarter 2025 results of operations. A copy of the press release is furnished herewith as Exhibit 99.1.

The information in this Item 2.02, including Exhibit 99.1 attached hereto, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be incorporated by reference into a filing under the Securities Act of 1933, as amended (the “Securities Act”), except as shall be expressly set forth by specific reference in such a filing.

Item 7.01 Regulation FD Disclosure.

Valley is furnishing presentation materials attached hereto as Exhibit 99.2 pursuant to Item 7.01 of Form 8-K. Valley is not undertaking to update these presentation materials. The information in this Item 7.01, including Exhibit 99.2, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities of that section, nor shall it be incorporated by reference into a filing under the Securities Act, except as shall be expressly set forth by specific reference in such a filing. This report will not be deemed an admission as to the materiality of any information herein (including Exhibit 99.2).

Item 9.01						Financial Statements and Exhibits.
(d)						Exhibits.
Exhibit No.						Description
99.1						Press Release of Valley National Bancorp dated January 29, 2026, announcing fourth quarter 2025 financial results.
99.2						Valley National Bancorp presentation materials used in connection with fourth quarter 2025 conference.
104						Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: January 29, 2026						VALLEY NATIONAL BANCORP
						By:			/s/ Travis Lan
									Travis Lan
									Senior Executive Vice President and
									Chief Financial Officer
									(Principal Financial Officer)

FAQ

What did Valley National Bancorp (VLY) disclose in this 8-K filing?

Valley National Bancorp disclosed that it issued a press release announcing its fourth quarter 2025 results of operations and furnished that release as Exhibit 99.1, along with related presentation materials for its fourth quarter 2025 conference as Exhibit 99.2.

How are Valley National Bancorp’s fourth quarter 2025 results presented in this filing?

The actual fourth quarter 2025 financial and operating results are contained in a separate press release, which is attached as Exhibit 99.1. This 8-K simply furnishes that press release rather than restating the detailed numbers within the core document.

What is Exhibit 99.2 in Valley National Bancorp’s (VLY) 8-K?

Exhibit 99.2 consists of Valley National Bancorp’s presentation materials used in connection with its fourth quarter 2025 conference. These materials support the company’s discussion of its results and outlook but are furnished for informational purposes rather than filed as part of the financial statements.

Are the Valley National Bancorp fourth quarter 2025 materials considered filed with the SEC?

The fourth quarter 2025 press release and presentation materials are expressly described as being furnished, not filed. This means they are not subject to certain liability provisions and will only be incorporated into other filings if specifically referenced by the company.

Which exhibits accompany Valley National Bancorp’s (VLY) fourth quarter 2025 8-K?

The filing includes Exhibit 99.1, a press release dated January 29, 2026 announcing fourth quarter 2025 financial results, Exhibit 99.2 with presentation materials for the fourth quarter 2025 conference, and Exhibit 104, which is the cover page interactive data file embedded in the Inline XBRL document.