Every 10-Q that Vroom, Inc. (VRM) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow VRM and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full VRM filings page.
Vroom, Inc. now operates through two segments, auto lender UACC and analytics platform CarStory, after winding down its ecommerce vehicle business in 2024 and emerging from a Prepackaged Chapter 11 Case with fresh start accounting on January 14, 2025.
For the quarter ended June 30, 2026, continuing operations generated $555 thousand of net income versus a prior-year loss, but preferred dividends to a subsidiary’s noncontrolling interests produced a $63 thousand net loss attributable to common shareholders. Total assets were $941.3 million, including $807.7 million of finance receivables at fair value and $16.4 million of cash. UACC had three warehouse credit facilities with a $600.0 million aggregate limit and $240.8 million outstanding, plus on-balance-sheet securitization debt of $465.2 million. Management cites existing cash, warehouse capacity, a Delayed Draw Facility and new 2032 convertible notes as sufficient to support operations for at least 12 months.
Vroom, Inc. reports a Q1 2026 net loss attributable to common shareholders of $19.6 million, or $3.77 per share, as it operates post‑restructuring with a new capital structure. Interest income was $42.5 million, largely from UACC’s auto finance receivables portfolio.
Total assets were $937.8 million as of March 31, 2026, including finance receivables at fair value of $804.6 million, cash of $14.5 million and restricted cash of $59.2 million. Long‑term debt totaled $578.0 million, primarily $551.0 million of securitization debt, plus $159.5 million drawn on warehouse credit facilities.
Vroom emerged from a prepackaged Chapter 11 case in January 2025 and adopted fresh start accounting, making pre‑ and post‑emergence periods not comparable. The company has three warehouse credit facilities with an aggregate borrowing limit of $600.0 million and $14.9 million of excess capacity, and expects renewals but highlights that failure to extend or meet covenants could materially affect liquidity. Common shares outstanding were 5,206,492 as of March 31, 2026 and 5,207,627 as of May 12, 2026.
Vroom, Inc. (VRM) filed its Q3 2025 report showing a narrower quarterly loss alongside a post‑restructuring balance sheet. For the three months ended September 30, 2025, Vroom reported interest income of $44.8 million, realized and unrealized losses of $43.2 million, and total expenses of $24.8 million, resulting in a net loss from continuing operations of $27.1 million and a total net loss of $26.8 million (basic and diluted loss per share $5.15).
The balance sheet reflects fresh start accounting after emergence from a prepackaged Chapter 11 on January 14, 2025. As of September 30, 2025, Vroom reported cash and cash equivalents of $12.4 million, restricted cash of $55.0 million, and finance receivables at fair value of $817.7 million, with total assets of $949.2 million. Total liabilities were $822.6 million, and stockholders’ equity was $126.6 million.
UACC maintained three warehouse credit facilities with an aggregate limit of $600.0 million and $269.8 million outstanding; excess borrowing capacity was $11.8 million as of quarter‑end. The company issued 364,516 warrants at a $60.95 exercise price upon emergence; these began trading as VRMWW on July 7, 2025. Shares outstanding were 5,199,620 as of November 6, 2025.