[8-K] JPMORGAN CHASE & CO Reports Material Event

Rhea-AI Filing Summary

JPMorgan Chase & Co. amended its By-laws effective September 12, 2025 to change the officer title from "General Auditor" to "Chief Audit Executive." The filing notes the amendment updates Sections 4.01 and 4.12 and that a marked copy of the revised By-laws is attached as Exhibit 3.2 and incorporated by reference. No financial statements, transactions, earnings data, or other substantive operational disclosures are included in the excerpt provided.

Insights

Corporate Governance Expert

TL;DR: A non-substantive corporate governance housekeeping change renaming an officer title; no operational impact disclosed.

The amendment renames the officer role from "General Auditor" to "Chief Audit Executive" in two by-law sections, aligning title language with contemporary audit leadership nomenclature. The filing references a marked copy of the revised By-laws as Exhibit 3.2. There are no disclosures about changes in responsibilities, personnel, reporting lines, compensation, or governance practices beyond the title change, so the material effect on governance or oversight cannot be assessed from the text provided.

Risk Analyst

TL;DR: Title change only; no risk, financial, or control information presented.

The document discloses only a by-law amendment updating an officer title. It does not include information on internal control changes, audit scope, or personnel turnover that could affect risk profiles. Without additional detail, this disclosure appears procedural and does not indicate increased or reduced enterprise risk based on the content supplied.

false000001961712/3100000196172025-09-122025-09-120000019617us-gaap:CommonStockMember2025-09-122025-09-120000019617jpm:DepositarySharesOneFourHundredthInterestinaShareof5.75NonCumulativePreferredStockSeriesDDMember2025-09-122025-09-120000019617jpm:DepositarySharesOneFourHundredthInterestinaShareof6.00NonCumulativePreferredStockSeriesEEMember2025-09-122025-09-120000019617jpm:DepositarySharesOneFourHundredthInterestinaShareof4.75NonCumulativePreferredStockSeriesGGMember2025-09-122025-09-120000019617jpm:DepositarySharesOneFourHundredthInterestInAShareOf455NonCumulativePreferredStockSeriesJJMember2025-09-122025-09-120000019617jpm:DepositarySharesOneFourHundredthInterestInAShareOf4625NonCumulativePreferredStockSeriesLLMember2025-09-122025-09-120000019617jpm:DepositarySharesOneFourHundredthInterestInAShareOf420NonCumulativePreferredStockSeriesMMMember2025-09-122025-09-120000019617jpm:GuaranteeOfCallableFixedRateNotesDueJune102032OfJPMorganChaseFinancialCompanyLLCMember2025-09-122025-09-120000019617jpm:GuaranteeOfAlerianMLPIndexETNsDueJanuary282044OfJPMorganChaseFinancialCompanyLLCDomain2025-09-122025-09-120000019617jpm:GuaranteeOfInverseVIXShortTermFuturesETNsDueMarch222045OfJPMorganChaseFinancialCompanyLLCMember2025-09-122025-09-12

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (date of earliest event reported): September 12, 2025

JPMorgan Chase & Co.

(Exact name of registrant as specified in its charter)

Delaware

1-5805

13-2624428

(State or other jurisdiction of incorporation or organization)

(Commission File Number)

(I.R.S. employer identification no.)

383 Madison Avenue,

New York,

New York

10179

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code: (212) 270-6000

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common stock			JPM			The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 5.75% Non-Cumulative Preferred Stock, Series DD			JPM PR D			The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 6.00% Non-Cumulative Preferred Stock, Series EE			JPM PR C			The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.75% Non-Cumulative Preferred Stock, Series GG			JPM PR J			The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.55% Non-Cumulative Preferred Stock, Series JJ			JPM PR K			The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.625% Non-Cumulative Preferred Stock, Series LL			JPM PR L			The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.20% Non-Cumulative Preferred Stock, Series MM			JPM PR M			The New York Stock Exchange
Guarantee of Callable Fixed Rate Notes due June 10, 2032 of JPMorgan Chase Financial Company LLC			JPM/32			The New York Stock Exchange
Guarantee of Alerian MLP Index ETNs due January 28, 2044 of JPMorgan Chase Financial Company LLC			AMJB			NYSE Arca, Inc.
Guarantee of Inverse VIX Short-Term Futures ETNs due March 22, 2045 of JPMorgan Chase Financial Company LLC			VYLD			NYSE Arca, Inc.

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.

JPMorgan Chase & Co.'s By-laws were amended, effective September 12, 2025 (as so amended, the "By-laws"), to update the officer title "General Auditor" to "Chief Audit Executive" in Sections 4.01 and 4.12.

The foregoing description of the amendments to the By-laws does not purport to be a complete summary and is qualified in its entirety by reference to the full text of the By-laws, a copy of which (marked to show changes from the prior version) is attached as Exhibit 3.2 and incorporated by reference herein.

Item 9.01 Financial Statements and Exhibits

(d)    Exhibit

Exhibit No.						Description of Exhibit
3.2						By-laws of JPMorgan Chase & Co., as amended, effective September 12, 2025
101						Pursuant to Rule 406 of Regulation S-T, the cover page is formatted in Inline XBRL (Inline eXtensible Business Reporting Language).
104						Cover Page Interactive Data File (embedded within the Inline XBRL document and included in Exhibit 101).

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

JPMorgan Chase & Co.

(Registrant)

By:			/s/ Reid R. Broda
			Reid R. Broda
			Corporate Secretary

Dated: September 12, 2025

2

FAQ

What change did JPMorgan Chase & Co. report in this 8-K (VYLD)?

The company amended its By-laws to change the officer title from "General Auditor" to "Chief Audit Executive", effective September 12, 2025.

Which sections of the By-laws were updated?

The filing states the title change was made in Sections 4.01 and 4.12 of the By-laws.

Is the revised By-laws text included in the filing?

Yes. The filing indicates a copy of the revised By-laws, marked to show changes, is attached as Exhibit 3.2 and incorporated by reference.

Does the filing disclose any personnel changes or responsibilities tied to the title change?

No. The provided content does not disclose any personnel changes, altered responsibilities, compensation, or reporting structure—only the title update is described.

Does the 8-K include financial statements or other material financial information?

No. The excerpt does not include financial statements, earnings data, transactions, or other substantive financial disclosures.