Welcome to our dedicated page for WESTAMERICA BANCORPORATION SEC filings (Ticker: WABC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Westamerica Bancorporation filings document the company’s public reporting as a California bank holding company with Nasdaq-listed common stock. Its Form 8-K reports cover quarterly results, dividends, share repurchase authorizations, director appointments and other material corporate events tied to Westamerica Bank’s commercial banking and trust operations in Northern and Central California.
Proxy materials and related meeting filings describe board elections, advisory executive-compensation votes, independent auditor ratification and shareholder voting outcomes. The filing record also includes disclosures on governance, capital returns, operating performance, credit-loss provisions, deposit funding, loan and securities portfolio economics and registered common-stock status.
Westamerica Bancorporation executive Cheryl Christine Thorsen received a grant of 6,900 stock options on January 22, 2026 in her role as SVP/HR Division Manager. These are non-qualified stock options with an exercise price of $51.15 per share and relate to the company’s common stock. The options become exercisable over time, vesting ratably over three years beginning one year from the grant date, and are exercisable from January 22, 2027 until their expiration on January 22, 2036. Following this grant, she holds 6,900 derivative securities directly.
Westamerica Bancorporation executive reports stock awards vesting. SVP/Human Resources Division Manager George S. Ensinger reported the acquisition of 1,412, 986, and 408 shares of Westamerica Bancorporation common stock on January 22, 2026, all at a price of $0 per share. These additions reflect prorated vesting of Restricted Performance Shares granted in 2023, 2024, and 2025 after the related performance criteria were met.
Following these awards, Ensinger directly held 7,721 common shares and had additional interests in 266.1956 directly held shares and 661.702 shares held indirectly through an ESOP. The filing shows routine compensation-related equity vesting rather than open-market buying or selling.
Westamerica Bancorporation filed a report describing a change in its board of directors. On January 22, 2026, the board appointed Carter Welch to serve as an independent member of the Board of Directors, effective February 26, 2026. He will serve in this role until his successor is duly nominated, qualified, and elected.
The company notes that Mr. Welch brings more than 25 years of experience in marketing and business strategy, adding additional expertise to the board. The filing does not describe any other corporate actions or financial results.
Westamerica Bancorporation filed a current report to note that it issued a press release on January 22, 2026. The press release is provided as Exhibit 99.1 to the report and is incorporated by reference, meaning its contents are treated as part of the overall disclosure.
The filing is made under the "Other Events" section, which is typically used to highlight information the company considers important for shareholders but that does not fall into another specific reporting category.
Westamerica Bancorporation filed a current report to note that it released a press release on January 15, 2026 covering its results of operations and financial condition. The press release is attached as Exhibit 99.1 and incorporated by reference, meaning the detailed financial and operating results are contained in that separate document rather than in the body of this report.
Westamerica Bancorporation reported lower quarterly earnings. For Q3 2025, net income was $28.3 million with EPS $1.12, down from $35.1 million and $1.31 a year ago. Net interest and loan fee income fell to $53.6 million from $62.1 million, reflecting softer yields on the securities portfolio and lower loan balances. Noninterest income was $10.2 million versus $11.9 million last year, while noninterest expense was essentially flat at $25.8 million.
For the nine months, net income totaled $88.4 million and EPS $3.40, compared with $106.9 million and $4.01 in 2024. Total assets were $5.91 billion, down from $6.08 billion at year‑end, with deposits at $4.79 billion. Loans, net, were $729.7 million, and the allowance for credit losses on loans stood at $11.9 million. Accumulated other comprehensive loss improved to $(99.9) million from $(168.1) million as unrealized losses narrowed. The company paid a quarterly dividend of $0.46 per share. Shares outstanding were 24,933,051 as of October 30, 2025.
Westamerica Bancorporation filed a current report to note that it issued a press release on October 16, 2025 covering its results of operations and financial condition. The company states that this press release is provided as Exhibit 99.1 and is incorporated by reference into the report. Westamerica’s common stock, with no par value, trades on The Nasdaq Stock Market under the symbol WABC.
Westamerica Bancorporation disclosed that long-serving director E. Joseph Bowler will retire from the company's Board effective September 25, 2025. Mr. Bowler has served as a director since 2003 and previously retired as the company’s Senior Vice President and Treasurer in 2002.
He served on the Audit, Loan and Investment and Nominating committees and was a member of Westamerica Bank’s Board of Directors. The company stated that Mr. Bowler did not notify it of any disagreement with the company on operations, policies or practices.