WAFD (WAFD) SVP covers tax liability by disposing 46 shares

Rhea-AI Filing Summary

WAFD INC senior vice president and principal accounting officer Blayne Sanden reported a Form 4 transaction involving company stock. On February 27, 2026, Sanden had 46 shares of common stock disposed of at $31.16 per share to satisfy tax obligations associated with equity compensation. After this tax-withholding disposition, Sanden directly owned 5,087 common shares. The filing also updates direct holdings of several non-qualified stock options, showing revised option balances but no additional purchases or open-market sales of common stock.

Insider Trade Summary

8 transactions reported

Mixed 8 txns

Insider Sanden Blayne

Role SVP & PAO

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	46	$31.16	$1K
holding	Non-Qualified Stock Option (right to buy)	--	--	--
holding	Non-Qualified Stock Option (right to buy)	--	--	--
holding	Non-Qualified Stock Option (right to buy)	--	--	--
holding	Non-Qualified Stock Option (right to buy)	--	--	--
holding	Non-Qualified Stock Option (right to buy)	--	--	--
holding	Non-Qualified Stock Option (right to buy)	--	--	--
holding	Non-Qualified Stock Option (right to buy)	--	--	--

Holdings After Transaction: Common Stock — 5,087 shares (Direct); Non-Qualified Stock Option (right to buy) — 424 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Sanden Blayne

(Last) (First) (Middle)

425 PIKE STREET

(Street)

SEATTLE WA 98101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WAFD INC [ WAFD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP & PAO

3. Date of Earliest Transaction (Month/Day/Year)
02/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/27/2026		F		46	D	$31.16	5,087	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Non-Qualified Stock Option (right to buy)	$36.46							10/31/2022	10/31/2029	Common Stock	424		424	D
Non-Qualified Stock Option (right to buy)	$26.12							10/31/2023	10/31/2030	Common Stock	829		829	D
Non-Qualified Stock Option (right to buy)	$32.49							10/31/2024	10/31/2031	Common Stock	383		383	D
Non-Qualified Stock Option (right to buy)	$33.36							10/31/2025	10/31/2032	Common Stock	316		316	D
Non-Qualified Stock Option (right to buy)	$25.5							10/31/2026	10/31/2033	Common Stock	620		620	D
Non-Qualified Stock Option (right to buy)	$29.59							02/28/2028	02/28/2035	Common Stock	497		497	D
Non-Qualified Stock Option (right to buy)	$32.13							01/02/2029	01/02/2036	Common Stock	456		456	D

Explanation of Responses:

Remarks:

	Kelli Holz, Attorney-in-fact	03/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did WAFD (WAFD) report for Blayne Sanden?

WAFD reported that SVP and principal accounting officer Blayne Sanden had 46 common shares disposed of to cover tax obligations. The transaction occurred on February 27, 2026, and was structured as a tax-withholding event tied to equity compensation, not an open-market sale.

How many WAFD common shares does Blayne Sanden own after this Form 4?

After the reported transaction, Blayne Sanden directly owns 5,087 WAFD common shares. This figure reflects the deduction of 46 shares used to satisfy tax liabilities related to equity awards and represents Sanden’s remaining direct non-derivative holdings disclosed in the Form 4 filing.

What does transaction code F mean in the WAFD Form 4 for Sanden?

Transaction code F indicates shares were used to pay the exercise price or tax liability by delivering securities. For Blayne Sanden, 46 common shares were withheld at $31.16 per share specifically to satisfy tax obligations tied to equity compensation, not a discretionary stock sale.

At what price were the 46 WAFD shares used for Sanden’s tax withholding?

The 46 WAFD common shares used for tax withholding were valued at $31.16 per share. This value is reported as the transaction price per share on the Form 4 and is tied to the tax-withholding disposition rather than an open-market transaction or negotiated sale.

Does the WAFD Form 4 show any open-market buying or selling by Blayne Sanden?

The Form 4 does not show open-market buying or selling by Blayne Sanden. It reports a tax-withholding disposition of 46 common shares coded as F and updates balances of several non-qualified stock options, which are derivative holdings rather than new purchases or discretionary sales.

What derivative holdings are reported for Blayne Sanden in the WAFD Form 4?

The filing lists several non-qualified stock options, each described as a right to buy WAFD common stock, with updated post-transaction balances. These entries record how many option rights remain outstanding in Sanden’s direct ownership but do not specify new exercises, purchases, or sales in the excerpt.