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WaFd, Inc. reported higher profitability for the quarter ended June 30, 2026. Net income was $66,130 thousand, up from $61,952 thousand a year earlier, with net income available to common shareholders of $62,474 thousand. Diluted EPS rose to $0.84 from $0.73, while the common dividend remained $0.27 per share.
Total assets reached $27,596,970 thousand and net loans were $20,017,876 thousand. Commercial loans comprised 64% of the $21,633,392 thousand loan portfolio, led by commercial and industrial balances of $3,110,005 thousand, while single-family residential loans declined to $7,389,117 thousand.
Asset quality stayed relatively stable: non-accrual loans were $127,569 thousand, or 0.6% of loans, and non-performing assets were $135,748 thousand, or 0.5% of total assets. The allowance for loan losses increased to $214,831 thousand, reflecting higher provisions tied to portfolio growth and adversely classified credits. Over nine months, WaFd repurchased 4,696,915 common shares at an average price of $30.99, reducing common shares outstanding to 73,954,133 at June 30, 2026.
WaFd, Inc. furnished an investor presentation as of June 30, 2026 outlining franchise scale, profitability, credit quality, liquidity and capital. The bank reports total assets of $27.6B, total loans held for investment of $20.0B, total deposits of $20.9B and stockholders’ equity of $3.0B.
Across recent quarters, net income increased from $60.6M in Q4 2025 to $66.1M in Q3 2026, with EPS rising from $0.72 to $0.84. Net interest margin was 2.81% in Q3 2026, unchanged from Q2 2026 and up from 2.69% in Q3 2025. Credit metrics remain conservative: non-performing assets were $136M, or 0.49% of total assets, and the allowance for credit losses covered 168% of non-performing loans.
Liquidity and capital are emphasized. Cash and securities totaled $5.7B, representing 21% of assets, and the cash and investments portfolio had a current yield of 4.38%. Equity to assets was 10.95%, tangible common equity to total assets 9.50%, and the CET1 ratio 11.36%. The quarterly dividend is $0.27 per share, and 4.7M shares were repurchased year-to-date fiscal 2026, equal to 6.0% of beginning-of-year shares, while book value per share reached $36.81 and tangible book value per share $30.82.
WaFd, Inc. reported third‑quarter fiscal 2026 net income of $66.1 million and diluted EPS of $0.84, up 15% year‑over‑year and 2% from the March quarter. Return on average assets was 0.96% and return on tangible common equity was 11.0%, while net interest margin held at 2.81% as net interest income rose to $181 million.
Total assets reached $27.6 billion and customer deposits were $20.9 billion, with a shift toward lower‑cost transaction accounts, which rose to 60.9% of deposits, and a 2.39% effective deposit rate. Investment securities grew 20.8% over nine months, funded in part by borrowings of $3.3 billion. Credit metrics remained controlled: non‑performing assets were $136 million, or 0.49% of total assets, delinquencies were 0.75% of loans, and the allowance for credit losses increased to $234 million, or 1.08% of gross loans. Tangible book value per share increased to $30.82, and the efficiency ratio improved to 53.7%.
WaFd, Inc. filed an 8-K announcing it will release financial results for its fiscal third quarter ended June 30, 2026 after the close of business on July 16, 2026. The company will host a conference call for investors and analysts on July 17, 2026 at 7:00 a.m. Pacific (10:00 a.m. Eastern) to discuss these results.
The filing includes standard forward-looking statement cautions, directing readers to the Risk Factors section of WaFd’s Form 10-K for the year ended September 30, 2025 and other SEC reports for a discussion of risks and uncertainties.
WaFd, Inc. announced that its Board of Directors declared a cash dividend of $12.1875 per share on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. This equals $0.30468750 per depositary share, each representing a 1/40th interest in a Series A preferred share.
The dividend is payable on July 15, 2026 to shareholders of record as of June 30, 2026. The depositary shares trade on the NASDAQ under the symbol WAFDP.
WaFd, Inc. has furnished an investor presentation summarizing recent performance and strategy as of March 31, 2026.
The bank reports $27.6B in total assets, $20.0B in loans held for investment, $21.1B in deposits and $3.0B in stockholders’ equity. Net income for Q2 2026 was $65.6M, or $0.82 per share, with a return on average tangible common equity of 10.82% and an efficiency ratio of 55.66%. Net interest margin increased to 2.81% from 2.70% in Q1 2026 and 2.55% in Q2 2025.
Asset quality remains strong: the allowance for credit losses was $202M, covering 163% of non‑performing loans, while non‑performing assets were $132M, or 0.48% of total assets. Cash and securities totaled $5.8B, or 21% of assets, with 85% in cash and U.S. government‑backed bonds. Transaction accounts represented 60.3% of deposits, and 25.2% of deposits were uninsured and not collateralized.
The presentation highlights diversified loan growth led by commercial lending, a highly diversified deposit base, and capital strength, including 172 consecutive quarterly cash dividends, a quarterly dividend of $0.27, and repurchase of 4,688,109 shares year‑to‑date 2026 at a weighted price of $30.98.
WaFd, Inc. reports stronger quarterly results, with net income for the three months ended March 31, 2026 rising to $65.5 million from $56.3 million a year earlier. Net income for the six-month period increased to $129.7 million from $103.5 million.
Net interest income grew to $177.6 million in the quarter and $348.7 million year-to-date, while the provision for credit losses increased to $4.0 million for the quarter and $7.5 million year-to-date. Diluted earnings per share were $0.82 for the quarter and $1.60 for six months.
Total assets reached $27.6 billion, with net loans of $20.0 billion and customer deposits of $21.1 billion. Credit metrics remained controlled: non-accrual loans were $123.9 million, or 0.61% of total loans, and non-performing assets were $132.0 million, or 0.48% of total assets.
The company continued returning capital, paying a regular quarterly common dividend of $0.27 per share and repurchasing 4.7 million shares in the first half of fiscal 2026 at an average price of $30.98 per share, while maintaining a $201.9 million allowance for loan losses.
WaFd Inc ownership filing: Vanguard Capital Management reports beneficial ownership of 4,011,077 shares of WaFd Inc common stock, representing 5.28% of the class as of 03/31/2026. The filing states Vanguard has sole dispositive power over 4,011,077 shares and sole voting power over 583,802 shares. The filing attributes holdings to Vanguard Capital Management LLC and affiliated business divisions and is signed by Ashley Grim on 04/30/2026.
WaFd Inc reports a 6.4% stake held by Vanguard Portfolio Management as of 03/31/2026. The filing shows 4,860,151 shares beneficially owned, with 39,606 shares of sole voting power and 4,860,151 shares of sole dispositive power. The filing is a Schedule 13G disclosure by Vanguard Portfolio Management LLC and affiliates.
WaFd Inc executive Kim E. Robison sold shares of company stock in an open-market transaction. On April 24, 2026, Robison sold 22,000 shares of WaFd common stock at $35.28 per share. After this sale, Robison directly owns 116,099 shares of common stock, which the footnote states includes 57,724 stock units awarded under a Supplemental Executive Retirement Plan.