WaFd, Inc. filings document the regulatory record of a bank holding company whose wholly owned subsidiary, WaFd Bank, is a federally insured Washington state chartered commercial bank. Disclosures cover operating results and financial condition, deposit composition, loan and credit-quality trends, capital discussions, risk factors, and the company’s common stock and Series A preferred stock structure.
Recent Form 8-K filings include earnings releases and fact sheets, Regulation FD investor presentations, board appointments and committee service, annual-meeting voting results, director transition notices, preferred-stock dividend declarations, and Community Reinvestment Act rating disclosures. Proxy and periodic-report references provide governance, executive compensation, auditor ratification, and risk-related context for the company’s banking operations.
WAFD Inc. EVP & Chief Operations Officer Kim E. Robison reported 2,105 common shares delivered or withheld for payment of exercise price or tax liability on October 31, 2026, at a reported $29.35 per share. Direct holdings after the transaction were 114,865 shares. Those holdings include 58,595 stock units awarded pursuant to a Supplemental Executive Retirement Plan for Robison’s benefit, and shares acquired in dividend reinvestment transactions.
WAFD Inc. SVP & PAO Blayne Sanden reported 175 common shares delivered or withheld for payment of exercise price or tax liability on October 31, 2026, at $29.35 per share. Sanden directly held 4,912 common shares following the transaction. The report also lists seven direct non-qualified stock option positions.
WAFD Inc. EVP & Chief Credit Officer Ryan Mauer had 2,105 shares delivered or withheld for payment of exercise price or tax liability on October 31, 2026; the transaction row reports $29.35 per share. No Rule 10b5-1 plan is reported. His direct position following the transaction was 126,646 shares, including 63,923 stock units awarded pursuant to a Supplemental Executive Retirement Plan and shares acquired in dividend reinvestment transactions. He also reported a non-qualified stock option covering 618 shares, with an exercise price of $28.16 and an expiration date of October 31, 2028.
WAFD INC EVP & CFO Kelli Holz reported 2,231 common shares delivered or withheld on October 31, 2026, for payment of exercise price or tax liability, at a reported $29.35 per share. Her direct holdings after the transaction were 114,164 shares, including 53,269 stock units awarded under a Supplemental Executive Retirement Plan and shares acquired in dividend reinvestment transactions. No Rule 10b5-1 plan is reported.
WAFD Inc President & CEO Brent J. Beardall reported that 6,809 common shares were delivered or withheld on October 31, 2026, for payment of exercise price or tax liability, at a reported $29.35 per share. He directly held 363,064.5 common shares after the transaction; the holdings include 127,845 stock units awarded under a Supplemental Executive Retirement Plan and shares acquired through dividend reinvestment. He also directly held 6,000 Series A depositary shares.
WAFD Inc. EVP & Chief Consumer Banker Cathy E. Cooper reported 2,105 common shares delivered or withheld for payment of exercise price or tax liability on October 31, 2026; the reported per-share price was $29.35. Her reported post-transaction holdings were 93,520 shares directly and 10,818 shares indirectly through a 401(k). The direct holdings include 37,288 stock units awarded under a Supplemental Executive Retirement Plan for her benefit; reported holdings also include shares acquired in dividend reinvestment transactions.
WaFd, Inc. is asking shareholders to approve a proposed issuance of its common stock in its merger with EverBank Financial Corp. Under the September 6, 2026 merger agreement, EverBank would merge into WaFd, which would survive and then change its name to EverBank Financial Corp.; their bank subsidiaries would also combine, with EverBank, National Association surviving. WaFd estimates that approximately 107.3 million shares of WaFd common stock, on a fully diluted basis, will be issued at closing. Former EverBank holders and equity awards are expected to own approximately 59.175% of the combined company on a fully diluted basis, while WaFd holders and vested or vesting awards are expected to own approximately 40.825%.
EverBank’s 675,000 outstanding Series A preferred shares would each convert into one newly created WaFd preferred share with substantially equivalent terms. Completion requires WaFd shareholder approval and regulatory approvals; applications and notifications have been submitted. WaFd’s board recommends voting for the stock issuance, advisory compensation, and adjournment proposals. WaFd identifies integration costs, regulatory conditions, and potential earnings-per-share dilution as merger risks; a $101,060,629 termination fee is payable by WaFd in specified circumstances.
WAFD, Inc. reported fiscal 2026 net income of $255.865 million, up 13% from fiscal 2025, and diluted earnings per common share of $3.21, up 22% from $2.63. For the quarter ended September 30, 2026, net income was $59.991 million, down 9% from the prior quarter; net interest income was $182.353 million and net interest margin held at 2.81%.
Compared with June 30, 2026, non-performing assets fell to $86.158 million, or 0.32% of total assets, from $135.748 million, or 0.49%; delinquent loans were 0.50% of total loans, versus 0.75%. Quarterly net charge-offs were $39.237 million, including a $36 million charge-off after resolution of a $53 million loan relationship. WAFD sold $543 million of single-family residential loans in the quarter and agreed to sell $429 million of multifamily loans in fiscal 2027's first quarter, expecting an approximately $7 million net gain when finalized. A merger with EverBank was announced September 7, 2026, and fourth-quarter merger-related expenses were $6.168 million.
WaFd, Inc. (WAFD) plans to release its fourth-quarter and fiscal-year 2026 results after the close of business on October 15, 2026. Management will discuss the results on a conference call scheduled for October 16, 2026, at 7:00 am (10:00 am Eastern).
WaFd, Inc. (WAFD) entered into a Merger Agreement under which EverBank Financial Corp will merge into WaFd in a reverse merger, with WaFd as the legal survivor but EverBank as the accounting acquirer. WaFd will then change its name to EverBank Financial Corp, and WaFd Bank will merge into EverBank, N.A., which will be the surviving bank.
EverBank common shareholders will receive WaFd common stock at an exchange ratio set so that, immediately after closing, former EverBank investors will own 59.2% of the combined company and existing WaFd shareholders will own 40.8%. WaFd estimates issuing about 107.7 million new common shares at closing, and approximately 675,000 EverBank Series A preferred shares will convert into a new WaFd preferred series with substantially equivalent terms.
The companies highlight a pro forma bank with about $75 billion in assets, $59 billion in deposits and $58 billion in loans, targeting a 2027 efficiency ratio of 45% and return on tangible common equity of about 15%+, including run-rate pre-tax cost savings of roughly $135 million. WaFd cites expected 2027 EPS accretion of about 29% with tangible book value per share dilution of 8.6% and an earn-back period of roughly two years.