Welcome to our dedicated page for WAFD SEC filings (Ticker: WAFD), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
WaFd, Inc. filings document the regulatory record of a bank holding company whose wholly owned subsidiary, WaFd Bank, is a federally insured Washington state chartered commercial bank. Disclosures cover operating results and financial condition, deposit composition, loan and credit-quality trends, capital discussions, risk factors, and the company’s common stock and Series A preferred stock structure.
Recent Form 8-K filings include earnings releases and fact sheets, Regulation FD investor presentations, board appointments and committee service, annual-meeting voting results, director transition notices, preferred-stock dividend declarations, and Community Reinvestment Act rating disclosures. Proxy and periodic-report references provide governance, executive compensation, auditor ratification, and risk-related context for the company’s banking operations.
WaFd, Inc. (WAFD) entered into a Merger Agreement under which EverBank Financial Corp will merge into WaFd in a reverse merger, with WaFd as the legal survivor but EverBank as the accounting acquirer. WaFd will then change its name to EverBank Financial Corp, and WaFd Bank will merge into EverBank, N.A., which will be the surviving bank.
EverBank common shareholders will receive WaFd common stock at an exchange ratio set so that, immediately after closing, former EverBank investors will own 59.2% of the combined company and existing WaFd shareholders will own 40.8%. WaFd estimates issuing about 107.7 million new common shares at closing, and approximately 675,000 EverBank Series A preferred shares will convert into a new WaFd preferred series with substantially equivalent terms.
The companies highlight a pro forma bank with about $75 billion in assets, $59 billion in deposits and $58 billion in loans, targeting a 2027 efficiency ratio of 45% and return on tangible common equity of about 15%+, including run-rate pre-tax cost savings of roughly $135 million. WaFd cites expected 2027 EPS accretion of about 29% with tangible book value per share dilution of 8.6% and an earn-back period of roughly two years.
AllianceBernstein L.P. reports beneficial ownership of WaFd Inc common stock, holding 3,807,514 shares, representing 5.2% of the outstanding class as of June 30, 2026. These shares are held solely for investment purposes on behalf of client discretionary investment advisory accounts.
AllianceBernstein has sole voting power over 3,341,311 shares and sole dispositive power over 3,807,514 shares, with no shared voting or dispositive power. AllianceBernstein is a majority-owned subsidiary of Equitable Holdings, Inc. but operates under independent management and reports ownership separately.
WaFd, Inc. declared a cash dividend on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. The dividend is $12.1875 per share of Series A Preferred Stock, which equals $0.30468750 per depositary share, with each depositary share representing a 1/40th interest in a preferred share and trading under the symbol WAFDP.
The Series A Preferred dividend is payable on October 15, 2026 to shareholders of record as of September 30, 2026. WaFd also includes standard forward-looking statement cautions referencing risk factors in its prior SEC reports.
WaFd, Inc. reported higher profitability for the quarter ended June 30, 2026. Net income was $66,130 thousand, up from $61,952 thousand a year earlier, with net income available to common shareholders of $62,474 thousand. Diluted EPS rose to $0.84 from $0.73, while the common dividend remained $0.27 per share.
Total assets reached $27,596,970 thousand and net loans were $20,017,876 thousand. Commercial loans comprised 64% of the $21,633,392 thousand loan portfolio, led by commercial and industrial balances of $3,110,005 thousand, while single-family residential loans declined to $7,389,117 thousand.
Asset quality stayed relatively stable: non-accrual loans were $127,569 thousand, or 0.6% of loans, and non-performing assets were $135,748 thousand, or 0.5% of total assets. The allowance for loan losses increased to $214,831 thousand, reflecting higher provisions tied to portfolio growth and adversely classified credits. Over nine months, WaFd repurchased 4,696,915 common shares at an average price of $30.99, reducing common shares outstanding to 73,954,133 at June 30, 2026.
WaFd, Inc. furnished an investor presentation as of June 30, 2026 outlining franchise scale, profitability, credit quality, liquidity and capital. The bank reports total assets of $27.6B, total loans held for investment of $20.0B, total deposits of $20.9B and stockholders’ equity of $3.0B.
Across recent quarters, net income increased from $60.6M in Q4 2025 to $66.1M in Q3 2026, with EPS rising from $0.72 to $0.84. Net interest margin was 2.81% in Q3 2026, unchanged from Q2 2026 and up from 2.69% in Q3 2025. Credit metrics remain conservative: non-performing assets were $136M, or 0.49% of total assets, and the allowance for credit losses covered 168% of non-performing loans.
Liquidity and capital are emphasized. Cash and securities totaled $5.7B, representing 21% of assets, and the cash and investments portfolio had a current yield of 4.38%. Equity to assets was 10.95%, tangible common equity to total assets 9.50%, and the CET1 ratio 11.36%. The quarterly dividend is $0.27 per share, and 4.7M shares were repurchased year-to-date fiscal 2026, equal to 6.0% of beginning-of-year shares, while book value per share reached $36.81 and tangible book value per share $30.82.
WaFd, Inc. reported third‑quarter fiscal 2026 net income of $66.1 million and diluted EPS of $0.84, up 15% year‑over‑year and 2% from the March quarter. Return on average assets was 0.96% and return on tangible common equity was 11.0%, while net interest margin held at 2.81% as net interest income rose to $181 million.
Total assets reached $27.6 billion and customer deposits were $20.9 billion, with a shift toward lower‑cost transaction accounts, which rose to 60.9% of deposits, and a 2.39% effective deposit rate. Investment securities grew 20.8% over nine months, funded in part by borrowings of $3.3 billion. Credit metrics remained controlled: non‑performing assets were $136 million, or 0.49% of total assets, delinquencies were 0.75% of loans, and the allowance for credit losses increased to $234 million, or 1.08% of gross loans. Tangible book value per share increased to $30.82, and the efficiency ratio improved to 53.7%.
WaFd, Inc. filed an 8-K announcing it will release financial results for its fiscal third quarter ended June 30, 2026 after the close of business on July 16, 2026. The company will host a conference call for investors and analysts on July 17, 2026 at 7:00 a.m. Pacific (10:00 a.m. Eastern) to discuss these results.
The filing includes standard forward-looking statement cautions, directing readers to the Risk Factors section of WaFd’s Form 10-K for the year ended September 30, 2025 and other SEC reports for a discussion of risks and uncertainties.
WaFd, Inc. announced that its Board of Directors declared a cash dividend of $12.1875 per share on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. This equals $0.30468750 per depositary share, each representing a 1/40th interest in a Series A preferred share.
The dividend is payable on July 15, 2026 to shareholders of record as of June 30, 2026. The depositary shares trade on the NASDAQ under the symbol WAFDP.
WaFd, Inc. has furnished an investor presentation summarizing recent performance and strategy as of March 31, 2026.
The bank reports $27.6B in total assets, $20.0B in loans held for investment, $21.1B in deposits and $3.0B in stockholders’ equity. Net income for Q2 2026 was $65.6M, or $0.82 per share, with a return on average tangible common equity of 10.82% and an efficiency ratio of 55.66%. Net interest margin increased to 2.81% from 2.70% in Q1 2026 and 2.55% in Q2 2025.
Asset quality remains strong: the allowance for credit losses was $202M, covering 163% of non‑performing loans, while non‑performing assets were $132M, or 0.48% of total assets. Cash and securities totaled $5.8B, or 21% of assets, with 85% in cash and U.S. government‑backed bonds. Transaction accounts represented 60.3% of deposits, and 25.2% of deposits were uninsured and not collateralized.
The presentation highlights diversified loan growth led by commercial lending, a highly diversified deposit base, and capital strength, including 172 consecutive quarterly cash dividends, a quarterly dividend of $0.27, and repurchase of 4,688,109 shares year‑to‑date 2026 at a weighted price of $30.98.
WaFd, Inc. reports stronger quarterly results, with net income for the three months ended March 31, 2026 rising to $65.5 million from $56.3 million a year earlier. Net income for the six-month period increased to $129.7 million from $103.5 million.
Net interest income grew to $177.6 million in the quarter and $348.7 million year-to-date, while the provision for credit losses increased to $4.0 million for the quarter and $7.5 million year-to-date. Diluted earnings per share were $0.82 for the quarter and $1.60 for six months.
Total assets reached $27.6 billion, with net loans of $20.0 billion and customer deposits of $21.1 billion. Credit metrics remained controlled: non-accrual loans were $123.9 million, or 0.61% of total loans, and non-performing assets were $132.0 million, or 0.48% of total assets.
The company continued returning capital, paying a regular quarterly common dividend of $0.27 per share and repurchasing 4.7 million shares in the first half of fiscal 2026 at an average price of $30.98 per share, while maintaining a $201.9 million allowance for loan losses.