Every 8-K that WaFd, Inc. (WAFD) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow WAFD and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full WAFD filings page.
WaFd, Inc. (WAFD) entered into a Merger Agreement under which EverBank Financial Corp will merge into WaFd in a reverse merger, with WaFd as the legal survivor but EverBank as the accounting acquirer. WaFd will then change its name to EverBank Financial Corp, and WaFd Bank will merge into EverBank, N.A., which will be the surviving bank.
EverBank common shareholders will receive WaFd common stock at an exchange ratio set so that, immediately after closing, former EverBank investors will own 59.2% of the combined company and existing WaFd shareholders will own 40.8%. WaFd estimates issuing about 107.7 million new common shares at closing, and approximately 675,000 EverBank Series A preferred shares will convert into a new WaFd preferred series with substantially equivalent terms.
The companies highlight a pro forma bank with about $75 billion in assets, $59 billion in deposits and $58 billion in loans, targeting a 2027 efficiency ratio of 45% and return on tangible common equity of about 15%+, including run-rate pre-tax cost savings of roughly $135 million. WaFd cites expected 2027 EPS accretion of about 29% with tangible book value per share dilution of 8.6% and an earn-back period of roughly two years.
WaFd, Inc. declared a cash dividend on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. The dividend is $12.1875 per share of Series A Preferred Stock, which equals $0.30468750 per depositary share, with each depositary share representing a 1/40th interest in a preferred share and trading under the symbol WAFDP.
The Series A Preferred dividend is payable on October 15, 2026 to shareholders of record as of September 30, 2026. WaFd also includes standard forward-looking statement cautions referencing risk factors in its prior SEC reports.
WaFd, Inc. furnished an investor presentation as of June 30, 2026 outlining franchise scale, profitability, credit quality, liquidity and capital. The bank reports total assets of $27.6B, total loans held for investment of $20.0B, total deposits of $20.9B and stockholders’ equity of $3.0B.
Across recent quarters, net income increased from $60.6M in Q4 2025 to $66.1M in Q3 2026, with EPS rising from $0.72 to $0.84. Net interest margin was 2.81% in Q3 2026, unchanged from Q2 2026 and up from 2.69% in Q3 2025. Credit metrics remain conservative: non-performing assets were $136M, or 0.49% of total assets, and the allowance for credit losses covered 168% of non-performing loans.
Liquidity and capital are emphasized. Cash and securities totaled $5.7B, representing 21% of assets, and the cash and investments portfolio had a current yield of 4.38%. Equity to assets was 10.95%, tangible common equity to total assets 9.50%, and the CET1 ratio 11.36%. The quarterly dividend is $0.27 per share, and 4.7M shares were repurchased year-to-date fiscal 2026, equal to 6.0% of beginning-of-year shares, while book value per share reached $36.81 and tangible book value per share $30.82.
WaFd, Inc. reported third‑quarter fiscal 2026 net income of $66.1 million and diluted EPS of $0.84, up 15% year‑over‑year and 2% from the March quarter. Return on average assets was 0.96% and return on tangible common equity was 11.0%, while net interest margin held at 2.81% as net interest income rose to $181 million.
Total assets reached $27.6 billion and customer deposits were $20.9 billion, with a shift toward lower‑cost transaction accounts, which rose to 60.9% of deposits, and a 2.39% effective deposit rate. Investment securities grew 20.8% over nine months, funded in part by borrowings of $3.3 billion. Credit metrics remained controlled: non‑performing assets were $136 million, or 0.49% of total assets, delinquencies were 0.75% of loans, and the allowance for credit losses increased to $234 million, or 1.08% of gross loans. Tangible book value per share increased to $30.82, and the efficiency ratio improved to 53.7%.
WaFd, Inc. filed an 8-K announcing it will release financial results for its fiscal third quarter ended June 30, 2026 after the close of business on July 16, 2026. The company will host a conference call for investors and analysts on July 17, 2026 at 7:00 a.m. Pacific (10:00 a.m. Eastern) to discuss these results.
The filing includes standard forward-looking statement cautions, directing readers to the Risk Factors section of WaFd’s Form 10-K for the year ended September 30, 2025 and other SEC reports for a discussion of risks and uncertainties.
WaFd, Inc. announced that its Board of Directors declared a cash dividend of $12.1875 per share on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. This equals $0.30468750 per depositary share, each representing a 1/40th interest in a Series A preferred share.
The dividend is payable on July 15, 2026 to shareholders of record as of June 30, 2026. The depositary shares trade on the NASDAQ under the symbol WAFDP.
WaFd, Inc. has furnished an investor presentation summarizing recent performance and strategy as of March 31, 2026.
The bank reports $27.6B in total assets, $20.0B in loans held for investment, $21.1B in deposits and $3.0B in stockholders’ equity. Net income for Q2 2026 was $65.6M, or $0.82 per share, with a return on average tangible common equity of 10.82% and an efficiency ratio of 55.66%. Net interest margin increased to 2.81% from 2.70% in Q1 2026 and 2.55% in Q2 2025.
Asset quality remains strong: the allowance for credit losses was $202M, covering 163% of non‑performing loans, while non‑performing assets were $132M, or 0.48% of total assets. Cash and securities totaled $5.8B, or 21% of assets, with 85% in cash and U.S. government‑backed bonds. Transaction accounts represented 60.3% of deposits, and 25.2% of deposits were uninsured and not collateralized.
The presentation highlights diversified loan growth led by commercial lending, a highly diversified deposit base, and capital strength, including 172 consecutive quarterly cash dividends, a quarterly dividend of $0.27, and repurchase of 4,688,109 shares year‑to‑date 2026 at a weighted price of $30.98.
WaFd, Inc. reported solid results for the quarter ended March 31, 2026, with net income of $65.5 million, up 2% from the prior quarter and 17% from a year earlier. Diluted earnings per common share were $0.82, compared with $0.79 last quarter and $0.65 a year ago.
Net interest income rose to $178 million as net interest margin improved to 2.81%. Asset quality strengthened, with non-performing assets falling to 0.48% of total assets and net charge-offs just $0.6 million. The bank repurchased 2.74 million shares, about 3.6% of its common stock, and maintained a quarterly dividend of $0.27 per share.
WaFd, Inc. has scheduled the release of its financial results for the quarter ended March 31, 2026 after the close of business on April 16, 2026. The company will hold a conference call for investors and analysts at 7:00 a.m. Pacific (10:00 a.m. Eastern) on April 17, 2026 to discuss its second quarter fiscal 2026 results, with advance registration available via an online link.
WaFd, Inc. has appointed Erin Hill to its Board of Directors, effective March 2, 2026, filling the vacancy created when David K. Grant’s term expired at the 2026 Annual Meeting. She will also serve on the Board of wholly owned subsidiary WaFd Bank and join the Audit Committee.
Hill will be compensated on the same basis as other non-employee directors, including an annual stock award and retainer fees, as described in WaFd’s 2026 proxy statement. The Board has determined she is independent under Nasdaq rules and she will serve in the director class with terms expiring in 2027.
The accompanying press release highlights Hill’s more than three decades of leadership across financial services, governance, audit, and risk management, including senior roles at the Financial Accounting Foundation, BNY Mellon, and JPMorgan Chase, as well as her legal, accounting, and nonprofit governance background.
WaFd, Inc. furnished an investor presentation outlining recent performance and balance sheet trends as of December 31, 2025. The bank reported total assets of $27.3 billion, loans held for investment of $19.8 billion, deposits of $21.4 billion and stockholders’ equity of $3.0 billion.
For the quarter ended December 31, 2025, net interest income was $171.1 million, up 10% from a year earlier, while net income rose 36% to $64.2 million. Net income available to common shareholders increased 39% to $60.5 million, helped by higher non‑interest income, lower funding costs and reduced compensation expense, which drove the efficiency ratio down to 55.25% from 65.04%.
The presentation highlights strong asset quality, with non‑performing assets of $203 million, or 0.75% of total assets, and an allowance for credit losses of $200 million. Liquidity remains significant, with $5.6 billion in cash and securities, representing 21% of total assets, and a predominantly collateralized borrowing base.
WaFd, Inc. held its Annual Meeting of Shareholders on February 3, 2026, where investors voted on directors, executive pay and the outside auditor. Four directors were elected to three-year terms, including Stephen M. Graham, Bradley M. Shuster, Randall H. Talbot and M. Max Yzaguirre, with total votes cast of 58,823,390 for each seat.
Shareholders approved a non-binding advisory vote on the compensation of the Company’s named executive officers, with 56,263,771 votes for, 2,300,778 against and 258,841 abstentions. They also ratified Deloitte & Touche LLP as independent registered public accountants for fiscal 2026 with 69,293,849 votes for out of 70,916,847 total votes cast.
Director Steven Singh notified the Company he will resign from the Board effective May 13, 2026 for personal reasons, not due to any disagreement with the Company or management. Director David Grant retired after the meeting under the Company’s director retirement policy, and the Board appointed Bradley Shuster as Chair of the Audit Committee.
WaFd, Inc. announced that its Board of Directors declared a cash dividend of $12.1875 per share on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. This equals $0.30468750 per depositary share, each representing a 1/40th interest in a Series A preferred share and trading under the symbol WAFDP on NASDAQ.
The dividend is scheduled to be paid on April 15, 2026 to shareholders of record as of March 31, 2026. The company also included customary forward-looking statement cautions, referring investors to its Form 10-K risk factors for additional detail.
WaFd, Inc. announced that its banking subsidiary, WaFd Bank, successfully appealed its Community Reinvestment Act (CRA) rating with the Federal Deposit Insurance Corporation’s Supervision Appeals Review Committee. As a result of the appeal decision, the Bank’s lending test component rating was upgraded from “Needs to Improve” to “Low Satisfactory.”
This change also elevated WaFd Bank’s overall composite CRA rating from “Needs to Improve” to “Satisfactory.” The company disclosed this development via a press release dated January 21, 2026, which is included as an exhibit. The filing also reiterates that statements about future results are subject to risks and uncertainties described in the company’s prior SEC reports.
WaFd, Inc. reported its earnings for the quarter ended December 31, 2025 and furnished the details in a press release and a financial fact sheet attached to this report. The press release is included as Exhibit 99.1, and a December 31, 2025 fact sheet with more detailed financial information is included as Exhibit 99.2.
The company also highlights that its statements about future expectations are forward-looking statements, which are subject to numerous risks such as interest rate changes, economic conditions, credit quality of borrowers, cyber-security threats, its exit from mortgage lending, regulatory examinations, geopolitical events, and broader industry pressures. These factors could cause actual results to differ materially from current expectations.
WaFd, Inc. furnished an investor slide presentation under Item 7.01 of Form 8-K. The deck is attached as Exhibit 99.1 and will be available on the company’s investor relations website.
The company states the materials include forward‑looking statements and are being furnished, not filed, which affects how they are treated under the Exchange Act. The filing also includes Exhibit 104 for the cover page interactive data file.
WaFd, Inc. (WAFD) announced a dividend on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. The Board declared $12.1875 per preferred share, which equals $0.30468750 per depositary share (each depositary share represents a 1/40th interest in a preferred share and trades as WAFDP). The dividend is payable January 15, 2026, to shareholders of record as of December 31, 2025.
WAFD, Inc. furnished an update on its results, announcing earnings for the quarter and fiscal year ended September 30, 2025. The company provided a press release and a detailed fact sheet to accompany the disclosure.
The materials were furnished under Item 2.02 (Results of Operations and Financial Condition) and included Exhibits 99.1 (press release) and 99.2 (fact sheet). Forward-looking statements cautions were reiterated.
WaFd, Inc. announced that it plans to release its earnings results for the quarter and fiscal year ended September 30, 2025 after the close of business on Thursday, October 16, 2025. The company will hold a conference call for investors and analysts at 7:00 am Pacific Time (10:00 am Eastern Time) on Friday, October 17, 2025, where management will discuss WaFd’s fourth quarter and full fiscal year 2025 financial results. Participants can register for the call through links provided on WaFd’s investor relations website.
WaFd, Inc. reports that its wholly owned banking subsidiary has formally changed its legal name from “Washington Federal Bank” to “WaFd Bank.” The change was completed by filing a Certificate of Restatement of the bank’s Amended and Restated Articles of Incorporation with the Washington Secretary of State, and it became effective on September 25, 2025.
In connection with this name change, the bank also filed Second Amended and Restated Articles of Incorporation reflecting the new name. The filing does not describe changes to the bank’s business operations, strategy, or financial position; it focuses on updating the legal corporate name.
WaFd, Inc. reported that the Consumer Financial Protection Bureau has ended two long-running regulatory consent orders involving its banking subsidiary’s mortgage data reporting program. On September 19, 2025, WaFd said the CFPB notified Washington Federal Bank, dba WaFd Bank, that effective September 18, 2025, the bureau terminated consent orders originally issued on October 9, 2013 and October 27, 2020. Both orders related to the bank’s Home Mortgage Disclosure Act program, which governs how lenders collect and report home loan data. The update signals that the CFPB has formally closed these specific matters without imposing new conditions in this notice.
WaFd, Inc. filed a current report to furnish an investor slide presentation that its executive management plans to use in meetings with institutional investors and industry analysts. The presentation is attached as Exhibit 99.1 and is also available on WaFd Bank's investor relations website.
The materials contain forward-looking statements and WaFd points readers to the “Risk Factors” sections of its most recent Annual Report on Form 10-K for the year ended September 30, 2024, its Quarterly Reports on Form 10-Q, and other SEC filings for a full discussion of risks. The company emphasizes that the information in the presentation is provided as of the dates indicated and that it has no obligation to update it.
WaFd clarifies that the investor presentation is being “furnished,” not “filed,” under Item 7.01 of the report, meaning it is not subject to certain liability provisions of the Exchange Act and is not automatically incorporated by reference into other SEC filings.
WaFd, Inc. declared a cash dividend of $12.1875 per share on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. Each depositary share represents a 1/40th interest in a preferred share, so the dividend equals $0.30468750 per depositary share. The depositary shares trade on NASDAQ under the symbol WAFDP. The dividend is payable on October 15, 2025 to holders of record as of September 30, 2025. The filing also furnishes an Inline XBRL cover page and includes standard forward-looking statement cautions.