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WaFd (WAFD) schedules Q3 2026 earnings release and investor conference call

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

WaFd, Inc. filed an 8-K announcing it will release financial results for its fiscal third quarter ended June 30, 2026 after the close of business on July 16, 2026. The company will host a conference call for investors and analysts on July 17, 2026 at 7:00 a.m. Pacific (10:00 a.m. Eastern) to discuss these results.

The filing includes standard forward-looking statement cautions, directing readers to the Risk Factors section of WaFd’s Form 10-K for the year ended September 30, 2025 and other SEC reports for a discussion of risks and uncertainties.

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Item 7.01 Regulation FD Disclosure Disclosure
Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.
Item 9.01 Financial Statements and Exhibits Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
Earnings release date July 16, 2026 Planned Q3 2026 results release after close of business
Earnings call date July 17, 2026 Investor and analyst conference call on Q3 2026 results
Conference call time 7:00 a.m. Pacific Start time for WaFd Q3 2026 earnings call
forward-looking statements regulatory
"contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995"
Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.
Private Securities Litigation Reform Act of 1995 regulatory
"forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995"
Risk Factors financial
"see the risks and uncertainties identified under the heading “Risk Factors” in our Annual Report on Form 10-K"
Risk factors are elements or conditions that could cause an investment's value to decrease or lead to potential losses. They are like warning signs or obstacles that can affect the success of an investment, making it uncertain or more unpredictable. Recognizing risk factors helps investors understand the possible challenges and make more informed decisions.
Inline XBRL technical
"Exhibit 104 Cover Page Interactive Data File (embedded within with Inline XBRL)"
Inline XBRL is a file format for financial filings that embeds machine-readable data tags directly inside the human-readable report, so the same document can be read by people and parsed by software. For investors it makes extracting, comparing and verifying financial numbers faster and more reliable—like a grocery list where each item also has a barcode—reducing manual errors and speeding up analysis.
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
____________________________________
FORM 8-K
____________________________________
 
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): July 2, 2026
 ____________________________________

WAFD, INC.
(Exact name of registrant as specified in its charter)
 ____________________________________
Washington
001-3465491-1661606
(State or other jurisdiction of incorporation or organization)
(Commission File Number)
(I.R.S. Employer Identification No.)
425 Pike Street
Seattle
Washington
98101
(Address of Principal Executive Offices)
(Zip Code)
Registrant’s telephone number, including area code (206) 624-7930
Not Applicable
(Former name or former address, if changed since last report)
____________________________________
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of Each ClassTrading SymbolName of each exchange on which registered
Common Stock, $1.00 par value per shareWAFDNASDAQ Stock Market
Depositary Shares, Each Representing a 1/40th Interest in a Share of 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock WAFDPNASDAQ Stock Market





Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐



Item 7.01Regulation FD Disclosure

On July 2, 2026 WaFd Inc. (the "Company" or "WaFd") announced that it plans to release earnings results for the quarter ended June 30, 2026 after the close of business on Thursday, July 16, 2026. The Company will also host a conference call for investors and analysts at 7:00 am (10:00 am Eastern) on Friday, July 17, 2026, where management will discuss WaFd's third quarter of fiscal year 2026 financial results. Participants may register for the call using the link below.

Register for the call:

https://register-conf.media-server.com/register/BI9ff2eae6a533436b9e0084f615323197

Item 9.01Financial Statements and Exhibits

(d) The following exhibits are being furnished herewith:

Exhibit 104    Cover Page Interactive Data File (embedded within with Inline XBRL)



Important Cautionary Statements

This Current Report on Form 8-K contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements contained in this Current Report on Form 8-K that do not relate to matters of historical fact should be considered forward-looking statements. These statements are based on management’s current assumptions and are neither promises nor guarantees, but involve known and unknown risks, uncertainties and other important factors that may cause the Company’s actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements. For important factors that could cause actual results to differ materially from the forward-looking statements in this Current Report on Form 8-K, please see the risks and uncertainties identified under the heading “Risk Factors” in our Annual Report on Form 10-K for the year ended September 30, 2025, and our other reports filed with the SEC which are available on the SEC website at www.sec.gov. All forward-looking statements reflect the Company’s beliefs and assumptions only as of the date of this Current Report on Form 8-K. The Company undertakes no obligation to update forward-looking statements to reflect future events or circumstances.



SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
 
July 2, 2026WAFD, INC.
By:/s/ KELLI J. HOLZ
Kelli J. Holz
Executive Vice President
and Chief Financial Officer

3

FAQ

When will WaFd (WAFD) release its Q3 2026 earnings results?

WaFd plans to release its fiscal Q3 2026 financial results after the close of business on July 16, 2026. These results will cover the quarter ended June 30, 2026, and will be followed by an investor conference call the next morning.

When is WaFd (WAFD) hosting its Q3 2026 earnings conference call?

WaFd will host its Q3 2026 earnings conference call on July 17, 2026 at 7:00 a.m. Pacific (10:00 a.m. Eastern). Company management will discuss financial results for the quarter ended June 30, 2026 with investors and analysts.

How can investors register for WaFd’s July 17, 2026 earnings call?

Investors can register for WaFd’s July 17, 2026 earnings call using the online registration link provided by the company: https://register-conf.media-server.com/register/BI9ff2eae6a533436b9e0084f615323197. Registration provides access details to join the management discussion of Q3 2026 results.

What period will WaFd’s upcoming Q3 2026 results cover?

The upcoming WaFd Q3 2026 earnings release will cover the fiscal quarter ended June 30, 2026. The company will discuss these results in detail on a conference call the following morning with investors and analysts.

What forward-looking statement cautions does WaFd highlight in this 8-K?

WaFd notes that statements not relating to historical facts are forward-looking and subject to risks and uncertainties. It directs investors to the “Risk Factors” section in its Form 10-K for the year ended September 30, 2025 and other SEC reports for key risk details.

Who signed the WaFd (WAFD) 8-K about the upcoming earnings release?

The 8-K announcing WaFd’s Q3 2026 earnings release and conference call was signed on July 2, 2026 by Kelli J. Holz, the company’s Executive Vice President and Chief Financial Officer, acting on behalf of WAFD, INC.

Filing Exhibits & Attachments

4 documents