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  4. [8-K] WaFd, Inc. Reports Material Event

WaFd (WAFD) furnishes investor presentation with forward-looking statements

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

WaFd, Inc. filed a current report to furnish an investor slide presentation that its executive management plans to use in meetings with institutional investors and industry analysts. The presentation is attached as Exhibit 99.1 and is also available on WaFd Bank's investor relations website.

The materials contain forward-looking statements and WaFd points readers to the “Risk Factors” sections of its most recent Annual Report on Form 10-K for the year ended September 30, 2024, its Quarterly Reports on Form 10-Q, and other SEC filings for a full discussion of risks. The company emphasizes that the information in the presentation is provided as of the dates indicated and that it has no obligation to update it.

WaFd clarifies that the investor presentation is being “furnished,” not “filed,” under Item 7.01 of the report, meaning it is not subject to certain liability provisions of the Exchange Act and is not automatically incorporated by reference into other SEC filings.

Positive

  • None.

Negative

  • None.
Item 7.01 Regulation FD Disclosure Disclosure
Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.
Item 9.01 Financial Statements and Exhibits Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
____________________________________
FORM 8-K
____________________________________
 
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): August 22, 2025
 ____________________________________

WAFD, INC.
(Exact name of registrant as specified in its charter)
 ____________________________________
Washington
001-3465491-1661606
(State or other jurisdiction of incorporation or organization)
(Commission File Number)
(I.R.S. Employer Identification No.)
425 Pike Street
Seattle
Washington
98101
(Address of Principal Executive Offices)
(Zip Code)
Registrant’s telephone number, including area code (206) 624-7930
Not Applicable
(Former name or former address, if changed since last report)
____________________________________
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of Each ClassTrading SymbolName of each exchange on which registered
Common Stock, $1.00 par value per shareWAFDNASDAQ Stock Market
Depositary Shares, Each Representing a 1/40th Interest in a Share of 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock WAFDPNASDAQ Stock Market




Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐



Item 7.01Regulation FD Disclosure

WaFd, Inc. is hereby furnishing a slide presentation that executive management intends to use in meetings with institutional investors and industry analysts. The slide presentation is included as Exhibit 99.1 to this report and will be available on WaFd Bank's investor relations website at https://www.wafdbank.com/about-us/investor-relations. The presentation includes forward looking statements within the meaning of the Securities Exchange Act of 1934, as amended, the Securities Act of 1933, as amended, and the rules under each of those statutes. All information in Exhibit 99.1 is presented as of the particular date or dates referenced therein, and WaFd, Inc. does not undertake any obligation to, and disclaims any duty to, update any of the information provided. A complete discussion of relevant risks is set forth in the registrant’s most recent Annual Report on Form 10-K for the fiscal year ended September 30, 2024; our most recent Quarterly Reports on Form 10-Q; and our other filings made from time to time with the Securities and Exchange Commission. The sections of these reports entitled “Risk Factors” describes the facts, circumstances, conditions and risks that may cause us to deviate from the expectations set forth in this presentation.

The information provided pursuant to this Item 7.01 shall not be deemed “filed” for purposes of Section 18 of the Exchange Act or otherwise subject to the liabilities of that section, and shall not be incorporated by reference into any filing or other document filed by the Company pursuant to the Exchange Act or the Securities Act except as shall be expressly set forth by specific reference in such filing or document. The information provided pursuant to this Item 7.01 shall instead be deemed “furnished.”


Item 9.01Financial Statements and Exhibits

(d) The following exhibits are being furnished herewith:

Exhibit 99.1    WaFd, Inc. investor presentation
Exhibit 104    Cover Page Interactive Data File (embedded within with Inline XBRL)



Important Cautionary Statements

This Current Report on Form 8-K contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements contained in this Current Report on Form 8-K that do not relate to matters of historical fact should be considered forward-looking statements. These statements are based on management’s current assumptions and are neither promises nor guarantees,


but involve known and unknown risks, uncertainties and other important factors that may cause the Company’s actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements. For important factors that could cause actual results to differ materially from the forward-looking statements in this Current Report on Form 8-K, please see the risks and uncertainties identified under the heading “Risk Factors” in our Annual Report on Form 10-K for the year ended September 30, 2024, and our other reports filed with the SEC which are available on the SEC website at www.sec.gov. All forward-looking statements reflect the Company’s beliefs and assumptions only as of the date of this Current Report on Form 8-K. The Company undertakes no obligation to update forward-looking statements to reflect future events or circumstances.




3

SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
 
August 22, 2025WAFD, INC.
By:/s/ KELLI J. HOLZ
Kelli J. Holz
Executive Vice President
and Chief Financial Officer

4

Source: View Original Filing on SEC EDGAR

FAQ

What did WaFd (WAFD) disclose in this 8-K filing?

WaFd, Inc. furnished an investor slide presentation that executive management intends to use in meetings with institutional investors and industry analysts. The presentation is attached as Exhibit 99.1 and is available on WaFd Bank's investor relations website.

Is the WaFd (WAFD) investor presentation considered filed with the SEC?

No. WaFd states that the information provided under Item 7.01, including the investor presentation, is deemed “furnished” rather than “filed.” As a result, it is not subject to Section 18 liability of the Exchange Act and is not incorporated into other filings unless specifically referenced.

Where can investors access the WaFd (WAFD) investor presentation?

The investor presentation is included as Exhibit 99.1 to the report and will be available on WaFd Bank's investor relations website at https://www.wafdbank.com/about-us/investor-relations.

Does the WaFd (WAFD) presentation include forward-looking statements?

Yes. WaFd explains that the presentation contains forward-looking statements made under the Securities Exchange Act of 1934 and the Securities Act of 1933. The company notes these statements are based on current assumptions and involve risks and uncertainties.

What risk disclosures does WaFd (WAFD) reference in connection with this presentation?

WaFd refers investors to the “Risk Factors” sections in its most recent Annual Report on Form 10-K for the fiscal year ended September 30, 2024, its most recent Quarterly Reports on Form 10-Q, and its other SEC filings for a discussion of risks that could cause actual results to differ from the forward-looking statements.

Does WaFd (WAFD) commit to updating the information in the investor presentation?

No. WaFd states that all information in the presentation is provided as of the dates referenced and that the company does not undertake any obligation and disclaims any duty to update the information.