Here are the 10-K annual reports from WaFd, Inc. (WAFD) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow WAFD and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full WAFD filings page.
WaFd, Inc. files its annual report describing a regional commercial bank with 208 branches across nine western states and a $20.1 billion net loan portfolio as of September 30, 2025. Commercial loans made up 59.5% of gross loans and consumer loans 40.5%.
The company highlights its 2024 merger with Luther Burbank Corporation, which added approximately $7.7 billion of assets and expanded its footprint in California. WaFd also exited new single-family mortgage and HELOC originations in 2025, while continuing to hold a large existing single-family portfolio. Extensive risk disclosures cover interest-rate sensitivity, cybersecurity, regulatory capital, liquidity, and competitive pressures.