WAFD: Cooper reports 2,105 shares delivered or withheld

WAFD's EVP & Chief Consumer Banker reported 93,520 directly held shares and 10,818 shares held indirectly through a 401(k) after the transaction.

Available on EDGAR 11/03/2026 - 07:39 PM EST Accepted by SEC EDGAR 11/03/2026 - 07:39 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

WAFD Inc. EVP & Chief Consumer Banker Cathy E. Cooper reported 2,105 common shares delivered or withheld for payment of exercise price or tax liability on October 31, 2026; the reported per-share price was $29.35. Her reported post-transaction holdings were 93,520 shares directly and 10,818 shares indirectly through a 401(k). The direct holdings include 37,288 stock units awarded under a Supplemental Executive Retirement Plan for her benefit; reported holdings also include shares acquired in dividend reinvestment transactions.

Insider Trade Summary

Exercise Price or Tax Liability: 2,105 shares

Exercise Price or Tax Liability 1 txn

Insider Cooper Cathy E

Role EVP & Chief Consumer Banker

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock F1, F2	2,105	$29.35	$62K
Holding	Common Stock F2	--	--	--

Holdings After Transaction: Common Stock — 93,520 shares (Direct); Common Stock — 10,818 shares (Indirect, By 401(k))

Holdings Before and After: Common Stock, 95,625 to 93,520 shares (Direct)

Footnotes (2)

1. F1. Includes 37,288 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.
2. F2. Holdings include shares acquired in dividend reinvestment transactions.

Key Figures

Shares delivered or withheld: 2,105 shares Reported per-share price: $29.35 per share Direct holdings after transaction: 93,520 shares +2 more

5 metrics

Shares delivered or withheld 2,105 shares October 31, 2026

Reported per-share price $29.35 per share October 31, 2026 transaction

Direct holdings after transaction 93,520 shares Includes 37,288 stock units awarded under a Supplemental Executive Retirement Plan

Indirect holdings through 401(k) 10,818 shares Reported October 31, 2026

Supplemental Executive Retirement Plan stock units 37,288 stock units Awarded for the benefit of Cathy E. Cooper

Key Terms

Supplemental Executive Retirement Plan, dividend reinvestment transactions, exercise price or tax liability

3 terms

Supplemental Executive Retirement Plan financial

"stock units awarded pursuant to a Supplemental Executive Retirement Plan"

dividend reinvestment transactions financial

"shares acquired in dividend reinvestment transactions"

exercise price or tax liability financial

"Payment of exercise price or tax liability by delivering or withholding securities"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What transaction did WAFD executive Cathy E. Cooper report?

Cathy E. Cooper, WAFD's EVP & Chief Consumer Banker, reported 2,105 common shares delivered or withheld for payment of exercise price or tax liability on October 31, 2026. The reported per-share price was $29.35.

How many WAFD shares did Cathy E. Cooper hold after the transaction?

She reported 93,520 directly held shares and 10,818 shares held indirectly through her 401(k). The direct holdings include 37,288 stock units awarded under a Supplemental Executive Retirement Plan for her benefit; reported holdings also include shares acquired in dividend reinvestment transactions.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cooper Cathy E

(Last) (First) (Middle)

425 PIKE STREET

(Street)

SEATTLE WASHINGTON 98101

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
WAFD INC [ WAFD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Consumer Banker

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/31/2026		F		2,105	D	$29.35	93,520(1)(2)	D
Common Stock								10,818(2)	I	By 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 37,288 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.

2. Holdings include shares acquired in dividend reinvestment transactions.

Remarks:

	Cathy E. Cooper	11/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)