[Form 4] WAFD INC Insider Trading Activity

Rhea-AI Filing Summary

WAFD Inc.: An officer (SVP & PAO) filed a Form 4 reporting a transaction on 10/31/2025. The filing shows 205 shares of common stock disposed of at $29.03 under code F, with 4,383 shares beneficially owned directly after the transaction.

The filing also lists outstanding non-qualified stock options, all held directly: 424 at $36.46 expiring 10/31/2029; 829 at $26.12 expiring 10/31/2030; 383 at $32.49 expiring 10/31/2031; 316 at $33.36 expiring 10/31/2032; 620 at $25.50 expiring 10/31/2033; and 497 at $29.59 expiring 02/28/2035.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Sanden Blayne

(Last) (First) (Middle)

425 PIKE STREET

(Street)

SEATTLE WA 98101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WAFD INC [ WAFD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP & PAO

3. Date of Earliest Transaction (Month/Day/Year)
10/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/31/2025		F		205	D	$29.03	4,383	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Non-Qualified Stock Option (right to buy)	$36.46							10/31/2022	10/31/2029	Common Stock	424		424	D
Non-Qualified Stock Option (right to buy)	$26.12							10/31/2023	10/31/2030	Common Stock	829		829	D
Non-Qualified Stock Option (right to buy)	$32.49							10/31/2024	10/31/2031	Common Stock	383		383	D
Non-Qualified Stock Option (right to buy)	$33.36							10/31/2025	10/31/2032	Common Stock	316		316	D
Non-Qualified Stock Option (right to buy)	$25.5							10/31/2026	10/31/2033	Common Stock	620		620	D
Non-Qualified Stock Option (right to buy)	$29.59							02/28/2028	02/28/2035	Common Stock	497		497	D

Explanation of Responses:

Remarks:

	Kelli Holz, Attorney-in-fact	11/04/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did WAFD (WAFD) disclose in this Form 4?

An officer reported disposing of 205 common shares at $29.03 on 10/31/2025 and now directly owns 4,383 shares.

Who is the reporting person in WAFD’s Form 4?

An officer of WAFD Inc. with the title SVP & PAO.

What was the Form 4 transaction code for WAFD?

Code F was used for the 205-share transaction on 10/31/2025 at $29.03.

How many WAFD shares are owned after the transaction?

4,383 common shares are beneficially owned directly after the reported transaction.

What option grants are listed for the WAFD officer?

Non-qualified stock options: 424@$36.46 (exp 10/31/2029); 829@$26.12 (10/31/2030); 383@$32.49 (10/31/2031); 316@$33.36 (10/31/2032); 620@$25.50 (10/31/2033); 497@$29.59 (02/28/2035).

Is the ownership direct or indirect in WAFD’s Form 4?

Both common shares (4,383) and listed options are reported as directly owned (D).