Western Alliance Bancorporation (WAL) shares Q4 2025 results release and earnings presentation

Rhea-AI Filing Summary

Western Alliance Bancorporation filed a current report to inform investors that it has released its financial results for the fiscal quarter ended December 31, 2025. On January 26, 2026, the company issued a press release and posted a fourth quarter 2025 earnings conference call presentation on its website, providing historical and forward-looking information about its performance.

The press release and the slide presentation are included as exhibits to this report, but are being furnished rather than filed, which limits their use under certain securities law liability provisions.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):  January 26, 2026

WESTERN ALLIANCE BANCORPORATION

(Exact name of registrant as specified in its charter)

Delaware

001-32550

88-0365922

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

One E. Washington Street, Phoenix, Arizona  85004

 (Address of principal executive offices)               (Zip Code)

(602) 389-3500

(Registrant's telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, $0.0001 Par Value

WAL

New York Stock Exchange

Depositary Shares, Each Representing a 1/400th Interest in a Share of 4.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A

WAL PrA

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

ITEM 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

On January 26, 2026, Western Alliance Bancorporation (the “Company”) issued a press release reporting results for the fiscal quarter ended December 31, 2025 and posted on its website its fourth quarter 2025 Earnings Conference Call Presentation, which contains certain additional historical and forward-looking information relating to the Company. Copies of the press release and presentation slides are attached hereto as Exhibits 99.1 and 99.2, respectively.  

The information in this report (including Exhibits 99.1 and 99.2 hereto) is being “furnished” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and is not deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly set forth by specific reference in such filing.

ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS.

(d) Exhibits.

99.1						Press Release dated January 26, 2026
99.2						Fourth Quarter 2025 Earnings Conference Call dated January 27, 2026
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			WESTERN ALLIANCE BANCORPORATION
			(Registrant)
			/s/ Dale Gibbons
			Dale Gibbons
			Vice Chairman and
			Chief Banking Officer, Deposit Initiatives and Innovation (Principle Financial Officer)
Date:			January 26, 2026

FAQ

What did Western Alliance Bancorporation (WAL) disclose in this 8-K?

The company disclosed that it issued a press release with financial results for the fiscal quarter ended December 31, 2025 and posted a fourth quarter 2025 earnings conference call presentation on its website.

Which period’s results does Western Alliance Bancorporation (WAL) cover in this update?

The update covers Western Alliance Bancorporation’s results for the fiscal quarter ended December 31, 2025.

Where can investors find Western Alliance Bancorporation’s Q4 2025 earnings materials?

Investors can review the press release and the fourth quarter 2025 earnings conference call presentation, which are attached as Exhibits 99.1 and 99.2 and are also posted on the company’s website.

Are the Western Alliance Bancorporation (WAL) earnings materials considered filed with the SEC?

No. The company states that the information in this report, including Exhibits 99.1 and 99.2, is being furnished and shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934.

What exhibits are included with Western Alliance Bancorporation’s Q4 2025 8-K?

The 8-K includes Exhibit 99.1, a press release dated January 26, 2026, Exhibit 99.2, the fourth quarter 2025 earnings conference call presentation dated January 27, 2026, and Exhibit 104, the cover page interactive data file.

Who signed Western Alliance Bancorporation’s January 26, 2026 8-K?

The report was signed on behalf of Western Alliance Bancorporation by Dale Gibbons, Vice Chairman and Chief Banking Officer, Deposit Initiatives and Innovation, identified as the principal financial officer.