Welcome to our dedicated page for Washington Tr Bancorp SEC filings (Ticker: WASH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Washington Trust Bancorp, Inc. (NASDAQ: WASH) SEC filings page provides access to the Corporation’s regulatory disclosures as the parent of The Washington Trust Company, a community bank founded in 1800 and headquartered in Rhode Island. As a registered public company, Washington Trust Bancorp files annual reports on Form 10‑K, quarterly reports on Form 10‑Q, and current reports on Form 8‑K with the U.S. Securities and Exchange Commission.
Through these filings, investors can review information on Washington Trust’s consolidated earnings, net interest income, noninterest income from activities such as wealth management and mortgage banking, loan and deposit trends, asset quality metrics, capital ratios, and dividend declarations. Current reports on Form 8‑K include items such as earnings releases, updates on credit events and charge‑offs, and disclosures about stock repurchase activity or other material corporate developments.
For a bank holding company and community bank like Washington Trust, SEC filings also reference risk factors, forward‑looking statements, and discussions of how economic conditions, interest rate changes, loan demand, regulatory developments, and operational risks may affect results. These documents complement the Bank’s own descriptions of its commercial banking, mortgage banking, personal banking, and wealth management and trust services offered through offices in Rhode Island, Connecticut, and Massachusetts.
On Stock Titan, Washington Trust Bancorp’s filings are updated from the SEC’s EDGAR system and paired with AI‑generated summaries designed to highlight key points in lengthy reports. Users can quickly locate Forms 10‑K and 10‑Q for detailed financial information, 8‑K filings for recent events, and other disclosures related to Washington Trust’s operations, governance, and capital management.
Washington Trust Bancorp Inc — The Vanguard Group amended its Schedule 13G/A to report beneficial ownership of 0 shares of Common Stock, representing 0%. The filing references an internal realignment effective January 12, 2026 under SEC Release No. 34-39538 that caused certain Vanguard subsidiaries or business divisions to report holdings separately. The amendment is signed on March 27, 2026.
Washington Trust Bancorp, Inc. is asking shareholders to vote at its virtual 2026 Annual Meeting on April 28, 2026. Proposals include electing four directors for terms ending in 2029, ratifying Crowe LLP as auditor for 2026, approving an amendment to the 2022 Long Term Incentive Plan to add 675,000 shares for equity awards, and a non-binding say‑on‑pay vote on executive compensation. Shareholders of record on March 3, 2026, when 19,039,948 common shares were outstanding, may vote. The proxy highlights 2025 results, including net income of $52.2 million, adjusted net income of $51.8 million, a 2.40% net interest margin, strong asset quality with nonperforming assets at 0.20% of total assets, and a $2.24 per share dividend. It also describes the board’s governance structure, director qualifications, and a pay‑for‑performance program combining cash incentives and performance‑based equity.
Washington Trust Bancorp, Inc., parent of The Washington Trust Company, reports a balance-sheet-focused overview for the year ended December 31, 2025. The Rhode Island-based financial holding company had total assets of $6.6 billion, deposits of $5.3 billion, and shareholders’ equity of $543.6 million.
Total loans were $5.1 billion, or 78% of assets, led by commercial lending, which comprised 54% of loans, heavily concentrated in commercial real estate. Residential mortgages represented 40% of loans and consumer credits 6%. Investment securities totaled $940.3 million, mainly agency mortgage-backed securities.
Funding is anchored by core deposits and supplemented by wholesale tools, including $626.0 million of FHLB advances and brokered deposits, with $1.4 billion in available FHLB capacity. Wealth management is a key fee business, with $7.8 billion in assets under administration.
The company highlights extensive regulatory oversight, capital rules, dividend constraints, and detailed risk factors, including interest rate sensitivity, regional economic concentration in southern New England, commercial real estate exposure, liquidity and funding risk, cybersecurity, operational dependencies on third-party vendors, and heightened compliance and consumer protection requirements.
Washington Trust Bancorp, Inc. adopted a new Divisional Growth Incentive Plan for key banking leaders. On February 17, 2026, the board’s Compensation & Human Resources Committee approved this plan for the Bank’s Chief Commercial Banking Officer, Chief Retail Banking Officer, Chief Wealth Management Officer and Chief Retail Lending Officer.
The plan is intended to reward these executives for achieving goals such as disciplined loan growth, stronger core deposit funding, maintaining solid asset quality, increasing revenue, and advancing strategic initiatives. Payouts can range from 0% to 150% of target, based on performance metrics set by the Committee, and all awards are granted under the existing 2022 Long Term Incentive Plan.
Washington Trust Bancorp executive updates prior insider filing with corrected share figures. An executive officer acquired 3,438 shares of common stock on 01/22/2026 at a reported price of $0, increasing her directly held stake. A subsequent transaction on 01/23/2026 withheld 53 shares at $30.17, likely for tax purposes, leaving 12,912 common shares directly owned. This Form 4/A amendment corrects an administrative error in the original 01/26/2026 filing, which had understated the 01/22/2026 acquisition as 2,710 shares instead of the actual 3,438 shares.
Washington Trust Bancorp, Inc. filed a current report stating that it released unaudited financial information for its fourth quarter 2025 consolidated earnings. The company issued a press release dated January 28, 2026, and attached it as Exhibit 99.1, which is incorporated by reference for detailed results.
The report clarifies that this earnings information is being furnished, not filed, under securities laws, meaning it is not automatically incorporated into other Securities Act or Exchange Act filings unless specifically referenced.
Washington Trust Bancorp executive William K. Wray Sr., SEVP and Chief Risk Officer, reported changes in his holdings of the company’s common stock. On January 22, 2026, he acquired 2,710 shares at $0 per share, which typically reflects a stock award or similar grant. On January 23, 2026, 65 shares were disposed of at $30.17 per share under code “F,” indicating shares withheld to cover taxes or similar obligations. After these transactions, he directly owns 16,919 common shares. He also reports indirect beneficial ownership of 877 shares through the Nancy H Wray Rev Trust 2008 and 877 shares through the William K Wray Sr Revoc Tru 08.
Washington Trust Bancorp executive Kathleen A. Ryan, EVP and Chief Wealth Management, reported changes in her holdings of the company’s common stock. On January 22, 2026, she acquired 2,710 shares of common stock at $0 per share, increasing her directly held position to 15,957 shares. On January 23, 2026, 55 shares were disposed of at $30.17 per share in a transaction coded "F", typically used for shares withheld to cover taxes, leaving her with 15,902 directly owned shares.
A footnote explains that this balance now includes 4,362 shares that were previously held indirectly in The Kathleen Ryan Declaration of Trust dated March 7, 2008, and are now owned directly by her. She also holds stock options to buy 2,000 shares of common stock at an exercise price of $40.25 expiring on October 18, 2026, and options to buy 1,800 shares at $58.05 expiring on October 17, 2027.
Washington Trust Bancorp executive reports small stock moves by SEVP, CFO and Treasurer Ronald S. Ohsberg. On January 22, 2026, he acquired 2,970 shares of common stock at $0 per share, increasing his direct holdings. On January 23, 2026, he disposed of 72 shares of common stock at $30.17 per share. After these transactions, he directly owned 26,449.489 shares of Washington Trust Bancorp common stock. A footnote explains that the reported balance also reflects acquisitions from dividend reinvestments under Rule 16a-11.
Washington Trust Bancorp’s President and COO, Mary E. Noons, reported several stock transactions in company common shares. On January 22, 2026, she acquired 3,670 shares of common stock at $0 per share, bringing her holdings to 29,692.99 shares directly owned. On January 23, 2026, a transaction coded “F” involved 126 shares at $30.17 per share, leaving her with 29,566.99 shares. On January 24, 2026, another “F” transaction covered 129 shares at $30.17 per share, resulting in 29,437.99 shares of Washington Trust Bancorp common stock held directly.