Joseph P. Gencarella (WASH) awarded 1,260 shares, now holds 5,788

Rhea-AI Filing Summary

WASHINGTON TRUST BANCORP INC director Joseph P. Gencarella received a stock grant of 1,260 shares of Common Stock. The award was recorded at a price of $0.0000 per share, increasing his direct holdings to 5,788.111 shares of Common Stock.

The filing also reports 467.825 indirect shares of Common Stock held by MidwayFour, LLC, an entity of which Mr. Gencarella is a member. A footnote states he disclaims beneficial ownership of those LLC-held shares except to the extent of his pecuniary interest. Balances reflect acquisitions through dividend reinvestments that are exempt from Form 4 reporting under Rule 16a-11.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Gencarella Joseph P.

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,260	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 5,788.111 shares (Direct, null); Common Stock — 467.825 shares (Indirect, By MidwayFour, LLC)

Footnotes (1)

1. Balance reflects acquisitions pursuant to dividend reinvestments exempt from Form 4 reporting under Rule 16a-11 Balance reflects acquisitions pursuant to dividend reinvestments exempt from Form 4 reporting under Rule 16a-11. Held by MidwayFour, LLC of which Mr. Gencarella is a member. Mr. Gencarella disclaims beneficial ownership of the shares held by MidwayFour, LLC except to the extent of his pecuniary interest therein.

Key Figures

Stock grant: 1,260 shares Grant price: $0.0000 per share Direct holdings after grant: 5,788.111 shares +3 more

6 metrics

Stock grant 1,260 shares Common Stock grant coded A on 2026-04-28

Grant price $0.0000 per share Reported transaction price for 1,260-share award

Direct holdings after grant 5,788.111 shares Total Common Stock directly held following transaction

Indirect LLC holdings 467.825 shares Common Stock held by MidwayFour, LLC

Transaction code A Grant, award, or other acquisition of Common Stock

Transaction date 2026-04-28 Date of reported grant and holdings entries

Key Terms

Rule 16a-11, dividend reinvestments, beneficial ownership, pecuniary interest, +1 more

5 terms

Rule 16a-11 regulatory

"Balance reflects acquisitions pursuant to dividend reinvestments exempt from Form 4 reporting under Rule 16a-11"

dividend reinvestments financial

"Balance reflects acquisitions pursuant to dividend reinvestments exempt from Form 4 reporting under Rule 16a-11"

beneficial ownership financial

"Mr. Gencarella disclaims beneficial ownership of the shares held by MidwayFour, LLC except to the extent of his pecuniary interest therein"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

pecuniary interest financial

"except to the extent of his pecuniary interest therein"

grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gencarella Joseph P.

(Last) (First) (Middle)

11 BLUEBILL AVE.

APT. 604

(Street)

NAPLES FLORIDA 34108

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
WASHINGTON TRUST BANCORP INC [ WASH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/28/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/28/2026		A		1,260	A	$0	5,788.111(1)	D
Common Stock								467.825(2)	I	By MidwayFour, LLC(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Balance reflects acquisitions pursuant to dividend reinvestments exempt from Form 4 reporting under Rule 16a-11

2. Balance reflects acquisitions pursuant to dividend reinvestments exempt from Form 4 reporting under Rule 16a-11.

3. Held by MidwayFour, LLC of which Mr. Gencarella is a member. Mr. Gencarella disclaims beneficial ownership of the shares held by MidwayFour, LLC except to the extent of his pecuniary interest therein.

Remarks:

	/s/Kristen L. DiSanto, Attorney-in-Fact	04/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Joseph P. Gencarella report in this Form 4 for WASH?

Joseph P. Gencarella reported receiving a grant of 1,260 shares of WASHINGTON TRUST BANCORP INC Common Stock. This grant increased his direct holdings to 5,788.111 shares, as disclosed in the Form 4 insider transaction report.

Is the 1,260-share transaction for WASHINGTON TRUST BANCORP INC a purchase or a grant?

The 1,260-share transaction is a grant or award acquisition, not an open-market purchase. It is coded as transaction code A, described as a Grant, award, or other acquisition, with a reported price of $0.0000 per share.

How many WASHINGTON TRUST BANCORP INC shares does Joseph P. Gencarella hold after this filing?

After the reported grant, Joseph P. Gencarella directly holds 5,788.111 shares of WASHINGTON TRUST BANCORP INC Common Stock. The filing lists this figure as his total shares following the transaction for his direct ownership.

What indirect WASH shareholdings are associated with Joseph P. Gencarella?

The Form 4 lists 467.825 shares of Common Stock held indirectly through MidwayFour, LLC. A footnote explains these shares are held by the LLC, and Mr. Gencarella disclaims beneficial ownership except to the extent of his pecuniary interest.

What does the Form 4 say about dividend reinvestments for Joseph P. Gencarella?

Footnotes state that the reported balances reflect acquisitions pursuant to dividend reinvestments. These acquisitions are described as exempt from Form 4 reporting under Rule 16a-11, meaning the dividend reinvestment activity itself is not treated as a reportable transaction.

Does Joseph P. Gencarella fully own the WASH shares held by MidwayFour, LLC?

The Form 4 states the shares are held by MidwayFour, LLC, where Mr. Gencarella is a member. He disclaims beneficial ownership of those shares, except to the extent of his pecuniary interest in the LLC’s holdings.