Wilson Bank Holding Company (WBHC) shares 2025 earnings update

Rhea-AI Filing Summary

Wilson Bank Holding Company furnished a shareholder letter describing its earnings for the first nine months of 2025. The letter was mailed to shareholders on October 10, 2025 and is included as an exhibit to a current report. The company used this communication to update shareholders on its operations and financial condition over the year-to-date period.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 10, 2025

WILSON BANK HOLDING COMPANY

(Exact name of Registrant as Specified in Its Charter)

Tennessee			0-20402	62-1497076
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
623 West Main Street
Lebanon, Tennessee				37087
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: 615 444-2265

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
None		N/A		N/A

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On October 10, 2025, Wilson Bank Holding Company (the “Company”) mailed a letter to its shareholders (the “Shareholder Letter”) describing, among other things, the Company’s earnings for the first nine months of 2025. The Shareholder Letter is furnished herewith as Exhibit 99.1.

Item 7.01 Regulation FD Disclosure.

The information set out in Item 2.02 is incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits.

Exhibit Number		Description
99.1		EX-99.1 Letter to shareholders mailed October 10, 2025
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			WILSON BANK HOLDING COMPANY
Date:	October 10, 2025	By:	/s/ John C. McDearman III
			John C. McDearman III President/Chief Executive Officer

FAQ

What did Wilson Bank Holding Company (WBHC) disclose in this report?

The company furnished a shareholder letter that describes its earnings for the first nine months of 2025, attaching the letter as an exhibit to a current report.

How did Wilson Bank Holding Company (WBHC) communicate its 2025 earnings update?

The company mailed a shareholder letter to its investors and simultaneously furnished that letter as Exhibit 99.1 to a current report.

What time period does WBHC’s shareholder letter cover?

The shareholder letter discusses earnings for the first nine months of 2025, providing an update on year-to-date results.

Which exhibit contains Wilson Bank Holding Company’s shareholder letter?

The earnings discussion is contained in Exhibit 99.1, titled “Letter to shareholders mailed October 10, 2025.”

Does this current report include detailed financial statements for WBHC?

This report identifies and furnishes a narrative shareholder letter about earnings; detailed financial statements are referenced only through the attached exhibit.

What SEC items are addressed in this Wilson Bank Holding Company (WBHC) filing?

The company cross-references its earnings communication under Regulation FD, indicating it is sharing the same information broadly with the market.