[8-K] WILSON BANK HOLDING CO Reports Material Event
Rhea-AI Filing Summary
Wilson Bank Holding Company reported solid first-quarter 2026 performance in a shareholder letter. Assets reached $5.991 billion as of March 31, 2026, up 8.31% from a year earlier, showing continued balance sheet growth. Loans rose to $4.394 billion, an increase of 5.09%, while deposits grew to $5.338 billion, up 7.59%, indicating healthy customer activity and funding stability.
Total shareholders’ equity climbed to $594.6 million, up 17.43% from March 31, 2025, reflecting retained earnings and a stronger capital base. Earnings per diluted share were $1.81 for the first quarter of 2026 versus $1.37 a year earlier, showing meaningful profit growth. The company also highlighted recent leadership promotion in its North Region, national recognition on Forbes’ Best Banks in America list, and upcoming shareholder meeting and picnic events.
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Insights
Q1 2026 shows broad-based growth in assets, equity, and EPS.
Wilson Bank Holding Company reported first-quarter 2026 balance sheet expansion, with assets at $5.991 billion, loans at $4.394 billion, and deposits at $5.338 billion. These increases versus March 31, 2025 suggest steady loan demand and funding growth.
Total shareholders’ equity rose to $594.6 million, up 17.43%, while earnings per diluted share increased from $1.37 to $1.81. This combination points to stronger profitability supporting a thicker capital cushion, which is important for a regional bank’s resilience.
The letter also notes a promotion to Regional President in the North Region and a #40 national ranking on Forbes’ Best Banks in America list. Future company filings can provide more detail on credit quality and net interest margin trends behind these headline figures.
8-K Event Classification
Key Figures
Key Terms
Results of Operations and Financial Condition regulatory
Regulation FD Disclosure regulatory
Emerging growth company regulatory
Earnings Snapshot
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
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Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).
Emerging growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02 Results of Operations and Financial Condition.
On April 10, 2026, Wilson Bank Holding Company (the “Company”) mailed a letter to its shareholders (the “Shareholder Letter”) describing, among other things, the Company’s earnings for the fiscal quarter ended March 31, 2026. The Shareholder Letter is furnished herewith as Exhibit 99.1.
Item 7.01 Regulation FD Disclosure.
The information set out in Item 2.02 is incorporated herein by reference.
Item 9.01 Financial Statements and Exhibits.
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99.1 |
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EX-99.1 Letter to shareholders mailed April 10, 2026 |
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
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WILSON BANK HOLDING COMPANY |
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April 10, 2026 |
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/s/ John C. McDearman III |
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John C. McDearman III |
Exhibit 99.1
April 10, 2026
Dear Shareholders,
As we close the first quarter of the year, we want to thank you for your continued confidence in Wilson Bank & Trust. While the global environment has been shaped by economic pressure and ongoing market volatility, our organization has remained focused on what has always defined us, serving our communities with stability, sound financial guidance, and a long-term perspective. We are proud to share that our bank experienced steady growth throughout the quarter, a reflection of the trust our customers place in us and the dedication of our team.
As we reflect on the impact of these efforts, we are also proud to share the highlights of our financial results for the first quarter of 2026:
The latest price at which the Company’s common stock has been traded of which we are aware was $81.95 per share.
This year brings a meaningful opportunity to celebrate the communities we serve through America 250. For us, this milestone is about more than commemorating history. It’s about honoring the heritage of our towns, the people who built them, and the shared values that continue to shape our future. At Wilson Bank & Trust, we see America 250 as a chance to reinforce our commitment to local relationships, community investment, and financial empowerment for generations to come.
We are pleased to announce that Doug Gold has been promoted to Regional President in our North Region. Since joining Wilson Bank & Trust in 1999, Doug has led our efforts to grow in the Hermitage community as well as in Davidson County, and he will now focus on Sumner County. Living in Gallatin since 2017, Doug understands the local market and has already driven strong results. Doug's leadership and commitment to responsible expansion match our vision for the bank's future.
This year, Wilson Bank & Trust was honored to be ranked #40 nationwide on Forbes’ list of Best Banks in America. This recognition highlights the dedication of our team, the commitment of our customers, and our consistent, disciplined approach to banking.
Looking ahead, we hope you will join us for two important upcoming events:
These gatherings are always special opportunities for us to connect, celebrate progress, and thank you personally for your continued partnership.
On behalf of our leadership team and board of directors, thank you for your ongoing support and belief in Wilson Bank & Trust. We remain committed to pursuing responsible growth through strong relationships and serving our communities well.
Sincerely,
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John McDearman, III |
Mike Maynard |
President/CEO |
Chairman |
Wilson Bank Holding Company |
Wilson Bank Holding Company |
