How did WBHC’s earnings per diluted share change year over year?

Earnings per diluted share for Wilson Bank Holding Company increased to $3.50 for the six months ended June 30, 2026, compared with $2.95 a year earlier, an 18.6% rise.

What recent share price is disclosed for Wilson Bank Holding Company (WBHC)?

The latest price at which Wilson Bank Holding Company’s common stock traded in a transaction settling on its books was $83.45 per share , providing a recent reference valuation for shareholders.

Wilson Bank Holding (WBHC) boosts H1 profit, declares $1.35 per share dividend

Q: How did Wilson Bank Holding Company (WBHC) perform in the first half of 2026?

Wilson Bank Holding Company reported net income of $43.1 million for the six months ended June 30, 2026, a 21.3% increase over the same period in 2025, with diluted EPS rising to $3.50 .

Q: What were WBHC’s total assets and equity as of June 30, 2026?

As of June 30, 2026, Wilson Bank Holding Company had assets of $5.980 billion , up 1.72% from December 31, 2025, and shareholders’ equity of $613.0 million , an increase of 5.39%.

Filing Impact

(High)

Filing Sentiment

(Neutral)

Form Type

8-K

Rhea-AI Filing Summary

Wilson Bank Holding Company reported stronger results for the six months ended June 30, 2026. Assets reached $5.980 billion, an increase of $101.4 million, or 1.72%, from December 31, 2025. Shareholders’ equity was $613.0 million, up $31.3 million, or 5.39%, over the same period.

Net income for the first half of 2026 was $43.1 million, an increase of $7.6 million, or 21.3%, compared with the first half of 2025. Earnings per diluted share were $3.50 versus $2.95, an 18.6% rise. The board declared a $1.35 per share cash dividend to shareholders of record as of July 1, 2026, payable on July 24, 2026. The latest reported trade price for the common stock was $83.45 per share.

Positive

Net income grew 21.3% to $43.1 million for the six months ended June 30, 2026, with earnings per diluted share up 18.6% to $3.50.
The board declared a $1.35 per share cash dividend payable July 24, 2026 to shareholders of record on July 1, 2026.

Negative

None.

Insights

H1 2026 shows solid earnings growth and capital build.

Wilson Bank Holding Company delivered net income of $43.1M for the six months ended June 30, 2026, up 21.3% year over year. Earnings per diluted share rose from $2.95 to $3.50, an 18.6% increase, indicating that profitability improved even after factoring in any share count changes.

Balance sheet metrics also moved higher, with assets at $5.980B and shareholders’ equity at $613.0M, reflecting organic growth and capital accumulation. The declared cash dividend of $1.35 per share, payable on July 24, 2026 to shareholders of record on July 1, 2026, returns capital while the latest reported share price of $83.45 provides a reference for valuing the payout.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Key Figures

Total assets: $5.980 billion Shareholders’ equity: $613.0 million Net income H1 2026: $43.1 million +3 more

6 metrics

Total assets $5.980 billion As of June 30, 2026; up $101.4 million or 1.72% from December 31, 2025

Shareholders’ equity $613.0 million As of June 30, 2026; up $31.3 million or 5.39% from December 31, 2025

Net income H1 2026 $43.1 million Six months ended June 30, 2026; up $7.6 million or 21.3% vs H1 2025

Earnings per diluted share H1 2026 $3.50 Six months ended June 30, 2026; compared to $2.95 in H1 2025, an 18.6% increase

Cash dividend per share $1.35 Declared for shareholders of record July 1, 2026; payable July 24, 2026

Latest reported share price $83.45 per share Latest price at which common stock traded in a transaction settled on company’s books

Key Terms

earnings per diluted share, shareholders of record, Regulation FD Disclosure, emerging growth company

4 terms

shareholders of record financial

"cash dividend to shareholders of record as of July 1, 2026"

Shareholders of record are the people officially listed as owners of a company's stock on a specific date. This matters because only these shareholders are entitled to receive dividends or vote at company meetings. It's like being on the official guest list for a party—you get to enjoy the perks and have a say.

Regulation FD Disclosure regulatory

"Item 7.01 Regulation FD Disclosure. The information set out in Item 2.02"

Regulation FD disclosure requires public companies to share important, market-moving information with everyone at the same time instead of tipping off analysts or large investors first. Think of it as making sure all players on a field hear the same announcement simultaneously; that fairness helps investors trust that stock prices reflect the same information and reduces the risk of sudden, unfair trading advantages or regulatory penalties for selective leaks.

emerging growth company regulatory

"Emerging growth company"

An emerging growth company is a recently public or smaller public firm that qualifies for temporary, lighter regulatory and disclosure rules to reduce the cost and effort of being public. For investors, it means the company may provide less historical financial detail and face fewer reporting requirements than larger firms, so it can grow more quickly but also carries higher uncertainty—like buying a promising early-stage product with fewer user reviews.

Earnings Snapshot

Net income: $43.1 million

Six months ended June 30, 2026

Net income $43.1 million Up $7.6 million or 21.3% over the six months ended June 30, 2025

Earnings per diluted share $3.50 Compared to $2.95 for the six-month period ended June 30, 2025, an 18.6% increase

Total assets $5.980 billion Increased $101.4 million or 1.72% from December 31, 2025

Shareholders’ equity $613.0 million Increased $31.3 million or 5.39% from December 31, 2025

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Understanding 8-K Material Events →

Available on EDGAR 07/10/2026 - 02:51 PM Accepted by SEC EDGAR 07/10/2026 - 02:51 PM

FAQ

How did Wilson Bank Holding Company (WBHC) perform in the first half of 2026?

Wilson Bank Holding Company reported net income of $43.1 million for the six months ended June 30, 2026, a 21.3% increase over the same period in 2025, with diluted EPS rising to $3.50.

What were WBHC’s total assets and equity as of June 30, 2026?

As of June 30, 2026, Wilson Bank Holding Company had assets of $5.980 billion, up 1.72% from December 31, 2025, and shareholders’ equity of $613.0 million, an increase of 5.39%.

What dividend did Wilson Bank Holding Company (WBHC) declare for shareholders?

The board declared a $1.35 per share cash dividend to shareholders of record as of July 1, 2026, payable on July 24, 2026, returning capital alongside the company’s first-half earnings growth.

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

     Date of Report (Date of earliest event reported): July 10, 2026

    

WILSON BANK HOLDING COMPANY

(Exact name of Registrant as Specified in Its Charter)


Tennessee	0-20402	62-1497076
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)

623 West Main Street
Lebanon, Tennessee		37087
(Address of Principal Executive Offices)		(Zip Code)

     Registrant’s Telephone Number, Including Area Code: 615 444-2265

    

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:


☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading Symbol(s)	Name of each exchange on which registered
None	N/A	N/A

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On July 10, 2026, Wilson Bank Holding Company (the “Company”) mailed a letter to its shareholders (the “Shareholder Letter”) describing, among other things, the Company’s earnings for the first six months of 2026. The Shareholder Letter is furnished herewith as Exhibit 99.1.

Item 7.01 Regulation FD Disclosure.

The information set out in Item 2.02 is incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits.


Exhibit Number		Description
99.1		EX-99.1 Letter to shareholders mailed July 10, 2026
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


			WILSON BANK HOLDING COMPANY

Date:	July 10, 2026	By:	/s/ John C. McDearman III
			John C. McDearman III President/Chief Executive Officer

Exhibit 99.1

July 10, 2026

Dear Shareholders,

As we enter the second half of 2026, we are pleased to report that Wilson Bank & Trust continues to build on a strong foundation. Our performance through the first six months of the year reflects the dedication of our employees, the loyalty of our customers, and the confidence you have placed in us as shareholders of Wilson Bank Holding Company. While economic conditions continue to evolve, our focus remains unchanged: seeking to build lasting relationships, grow responsibly, and create long-term value.

The following are the performance metrics as of and for the six months ended June 30, 2026:

•

Assets as of June 30, 2026 were $5.980 billion, representing an increase of $101.4 million, or 1.72%, from December 31, 2025.

•

Shareholder’s equity was $613.0 million as of June 30, 2026, representing an increase of $31.3 million, or 5.39%, from December 31, 2025.

•

Net Income for the six months ended June 30, 2026 was $43.1 million, up $7.6 million, or 21.3%, over the six months ended June 30, 2025.

•

Earnings Per Diluted Share for the six-month period ended June 30, 2026 were $3.50, compared to $2.95 for the six-month period ended June 30, 2025, an increase of 18.6%.

The Board of Directors has declared a $1.35 per share cash dividend to shareholders of record as of July 1, 2026 that will be payable on July 24, 2026. The latest price at which the Company’s common stock has been traded in a transaction that has settled on our books and of which we are aware was $83.45 per share.

As our nation marks America’s 250th anniversary, we are reminded of the values that have sustained both our country and our company: hard work, integrity, entrepreneurship, and a commitment to serving others. Those principles have defined Wilson Bank & Trust since our founding, and they continue to guide every decision we make. As a community bank, we have the privilege of helping families achieve their dreams, businesses grow, and local communities thrive. That responsibility is one we embrace every day.

At the same time, we recognize that honoring our history also means preparing for the future. Throughout 2026, we have continued to invest strategically in technology and innovation to enhance the experiences of both our customers and employees. From implementing Workday and improving our lending processes to thoughtfully evaluating emerging technologies, each initiative is focused on strengthening our organization while preserving the personal service that sets Wilson Bank & Trust apart. We are equally committed to investing in people, and our 2026 internship program reflects that commitment by providing students with meaningful, hands-on experience while helping cultivate the next generation of community banking leaders.