Wilson Bank H1 2026 net income rises 21.3%
Wilson Bank Holding Company reported stronger results for the six months ended June 30, 2026.
Sentiment and the balance of points
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Rhea-AI Filing Summary
Wilson Bank Holding Company reported stronger results for the six months ended June 30, 2026. Assets reached $5.980 billion, an increase of $101.4 million, or 1.72%, from December 31, 2025. Shareholders’ equity was $613.0 million, up $31.3 million, or 5.39%, over the same period.
Net income for the first half of 2026 was $43.1 million, an increase of $7.6 million, or 21.3%, compared with the first half of 2025. Earnings per diluted share were $3.50 versus $2.95, an 18.6% rise. The board declared a $1.35 per share cash dividend to shareholders of record as of July 1, 2026, payable on July 24, 2026. The latest reported trade price for the common stock was $83.45 per share.
Positive
- Net income grew 21.3% to $43.1 million for the six months ended June 30, 2026, with earnings per diluted share up 18.6% to $3.50.
- The board declared a $1.35 per share cash dividend payable July 24, 2026 to shareholders of record on July 1, 2026.
Negative
- None.
Insights
H1 2026 shows solid earnings growth and capital build.
Wilson Bank Holding Company delivered net income of $43.1M for the six months ended June 30, 2026, up 21.3% year over year. Earnings per diluted share rose from $2.95 to $3.50, an 18.6% increase, indicating that profitability improved even after factoring in any share count changes.
Balance sheet metrics also moved higher, with assets at $5.980B and shareholders’ equity at $613.0M, reflecting organic growth and capital accumulation. The declared cash dividend of $1.35 per share, payable on July 24, 2026 to shareholders of record on July 1, 2026, returns capital while the latest reported share price of $83.45 provides a reference for valuing the payout.
8-K Event Classification
Key Figures
Key Terms
Regulation FD Disclosure regulatory
emerging growth company regulatory
Earnings Snapshot
FAQ
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
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Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
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Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
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Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
Securities registered pursuant to Section 12(b) of the Act:
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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).
Emerging growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02 Results of Operations and Financial Condition.
On July 10, 2026, Wilson Bank Holding Company (the “Company”) mailed a letter to its shareholders (the “Shareholder Letter”) describing, among other things, the Company’s earnings for the first six months of 2026. The Shareholder Letter is furnished herewith as Exhibit 99.1.
Item 7.01 Regulation FD Disclosure.
The information set out in Item 2.02 is incorporated herein by reference.
Item 9.01 Financial Statements and Exhibits.
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99.1 |
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EX-99.1 Letter to shareholders mailed July 10, 2026 |
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
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WILSON BANK HOLDING COMPANY |
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July 10, 2026 |
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/s/ John C. McDearman III |
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John C. McDearman III |
Exhibit 99.1
July 10, 2026
Dear Shareholders,
As we enter the second half of 2026, we are pleased to report that Wilson Bank & Trust continues to build on a strong foundation. Our performance through the first six months of the year reflects the dedication of our employees, the loyalty of our customers, and the confidence you have placed in us as shareholders of Wilson Bank Holding Company. While economic conditions continue to evolve, our focus remains unchanged: seeking to build lasting relationships, grow responsibly, and create long-term value.
The following are the performance metrics as of and for the six months ended June 30, 2026:
The Board of Directors has declared a $1.35 per share cash dividend to shareholders of record as of July 1, 2026 that will be payable on July 24, 2026. The latest price at which the Company’s common stock has been traded in a transaction that has settled on our books and of which we are aware was $83.45 per share.
As our nation marks America’s 250th anniversary, we are reminded of the values that have sustained both our country and our company: hard work, integrity, entrepreneurship, and a commitment to serving others. Those principles have defined Wilson Bank & Trust since our founding, and they continue to guide every decision we make. As a community bank, we have the privilege of helping families achieve their dreams, businesses grow, and local communities thrive. That responsibility is one we embrace every day.
At the same time, we recognize that honoring our history also means preparing for the future. Throughout 2026, we have continued to invest strategically in technology and innovation to enhance the experiences of both our customers and employees. From implementing Workday and improving our lending processes to thoughtfully evaluating emerging technologies, each initiative is focused on strengthening our organization while preserving the personal service that sets Wilson Bank & Trust apart. We are equally committed to investing in people, and our 2026 internship program reflects that commitment by providing students with meaningful, hands-on experience while helping cultivate the next generation of community banking leaders.
Exhibit 99.1
One of the highlights of the second quarter was our annual Shareholder Picnic. It is always a pleasure to spend time with many of you, celebrate what we have accomplished together, and personally express our appreciation for your continued trust and support. Those conversations serve as an important reminder that our shareholders are more than investors. You are partners in our mission and advocates for the communities we proudly serve.
Sincerely,
WILSON BANK HOLDING COMPANY
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John McDearman, III President/CEO |
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James Anthony Patton Chairman |
